CITIZENS & NORTHERN CORP (CZNC)
13F Reported Value
ⓘ$437.7M
Holdings
117
Latest Filing
2026-06-30
Filing Quarter
Q2 2026
Portfolio Overview
CITIZENS & NORTHERN CORP (CZNC) disclosed 117 positions worth $437.7M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 9 new positions and exited 11 — including a new stake in $WFC. The portfolio is most concentrated in Other (48.9% of disclosed assets). All figures are sourced directly from CITIZENS & NORTHERN CORP (CZNC)’s Form 13F-HR filing with the SEC under CIK 810958.
AI Fund Analysis
Stable
$PGR
$AVGO
$SCHWSector Allocation
AUM History
Top Equity Holdings by Value
Quarterly Activity — Q2 2026
Click any card to unlockTop Holdings
Vanguard Russell 1000 Growth ETF - VNG RUS1000GRW
—Quality
$59.1M462,175 shiShares Core MSCI Emerging Mkts ETF - CORE MSCI EMKT
—Quality
$28.2M340,138 shFidelity MSCI Real Estate Index ETF - MSCI RL EST ETF
—Quality
$27.9M953,634 shiShares North American Natural Resources ETF - NORTH AMERN NAT
—Quality
$24.0M427,918 shiShares S&P MidCap 400 Index Fd - CORE S&P MCP ETF
—Quality
$16.8M217,637 sh- 90.2
Quality
$16.4M81,995 sh - 76.1
Quality
$15.5M53,521 sh State Street SPDR Portfolio S&P 400 Mid Cap ETF - ST STR P400MID
—Quality
$14.1M208,139 sh- 80.2
Quality
$13.9M39,454 sh iShares JPMorgan USD Emerging Markets Bond ETF - JPMORGAN USD EMG
—Quality
$12.8M132,935 sh
| Company | Quality | Value | Shares |
|---|---|---|---|
| Vanguard Russell 1000 Growth ETF - VNG RUS1000GRW | — | $59.1M | 462,175 |
| iShares Core MSCI Emerging Mkts ETF - CORE MSCI EMKT | — | $28.2M | 340,138 |
| Fidelity MSCI Real Estate Index ETF - MSCI RL EST ETF | — | $27.9M | 953,634 |
| iShares North American Natural Resources ETF - NORTH AMERN NAT | — | $24.0M | 427,918 |
| iShares S&P MidCap 400 Index Fd - CORE S&P MCP ETF | — | $16.8M | 217,637 |
 NVIDIA CORP$NVDA | 90.2 | $16.4M | 81,995 |
 Apple Inc.$AAPL | 76.1 | $15.5M | 53,521 |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF - ST STR P400MID | — | $14.1M | 208,139 |
 Alphabet Inc.$GOOGL | 80.2 | $13.9M | 39,454 |
| iShares JPMorgan USD Emerging Markets Bond ETF - JPMORGAN USD EMG | — | $12.8M | 132,935 |
Unlock AI quality scores for every holding
32-signal composite ranking on each of CITIZENS & NORTHERN CORP (CZNC)'s 117 positions.
Showing top 10 of 117 holdings.
Sector Allocation
Other
$214.1M
Technology
$92.9M
Financials
$44.2M
Consumer Discretionary
$22.8M
Industrials
$18.3M
Healthcare
$15.9M
Energy
$8.2M
Consumer Staples
$8.0M
Full Holdings — CITIZENS & NORTHERN CORP (CZNC) (Q2 2026)
All 117 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.
| # | Ticker | Company | Value | Weight | QoQ | Quality |
|---|---|---|---|---|---|---|
| 1 | — | Vanguard Russell 1000 Growth ETF - VNG RUS1000GRW | $59.1M | 13.5% | +20% | — |
| 2 | — | iShares Core MSCI Emerging Mkts ETF - CORE MSCI EMKT | $28.2M | 6.4% | +2% | — |
| 3 | — | Fidelity MSCI Real Estate Index ETF - MSCI RL EST ETF | $27.9M | 6.4% | -15% | — |
| 4 | — | iShares North American Natural Resources ETF - NORTH AMERN NAT | $24.0M | 5.5% | -9% | — |
| 5 | — | iShares S&P MidCap 400 Index Fd - CORE S&P MCP ETF | $16.8M | 3.8% | -12% | — |
| 6 | $NVDA | NVIDIA CORP | $16.4M | 3.8% | -1% | 90.2 |
| 7 | $AAPL | Apple Inc. | $15.5M | 3.5% | -0% | 76.1 |
| 8 | — | State Street SPDR Portfolio S&P 400 Mid Cap ETF - ST STR P400MID | $14.1M | 3.2% | -13% | — |
| 9 | $GOOGL | Alphabet Inc. | $13.9M | 3.2% | -2% | 80.2 |
| 10 | — | iShares JPMorgan USD Emerging Markets Bond ETF - JPMORGAN USD EMG | $12.8M | 2.9% | -2% | — |
| 11 |  $MSFT | MICROSOFT CORP | $10.9M | 2.5% | -2% | 83.7 |
| 12 | — | Dimensional U.S. Core Equity 2 ETF - US COR EQU 2 ETF | $10.6M | 2.4% | +0% | — |
| 13 |  $AMZN | AMAZON COM INC | $9.0M | 2.1% | -3% | 74.6 |
| 14 |  $CZFS | CITIZENS FINANCIAL SERVICES INC | $8.5M | 1.9% | +0% | 60.1 |
| 15 |  $CZNC | CITIZENS & NORTHERN CORP | $8.1M | 1.9% | -3% | — |
| 16 |  $AMD | ADVANCED MICRO DEVICES INC | $7.4M | 1.7% | -17% | 78.8 |
| 17 |  $JPM | JPMORGAN CHASE & CO | $5.8M | 1.3% | -12% | 35.6 |
| 18 |  $GLW | CORNING INC /NY | $5.0M | 1.1% | +0% | 72.7 |
| 19 |  $META | Meta Platforms, Inc. | $4.9M | 1.1% | -12% | 80.9 |
| 20 | — | Avantis International Equity ETF - INTL EQT ETF | $4.9M | 1.1% | +0% | — |
| 21 | $AVGO | Broadcom Inc. | $4.8M | 1.1% | +84% | 86.4 |
| 22 |  $WFC | WELLS FARGO & COMPANY/MN | $4.3M | 1.0% | NEW | — |
| 23 |  $CAT | CATERPILLAR INC | $4.1M | 0.9% | -14% | 67.8 |
| 24 |  $MA | Mastercard Inc | $4.0M | 0.9% | -4% | 81.7 |
| 25 |  $COST | COSTCO WHOLESALE CORP /NEW | $4.0M | 0.9% | -0% | 67 |
| 26 |  $XOM | EXXON MOBIL CORP | $3.5M | 0.8% | -1% | 61.8 |
| 27 |  $ADI | ANALOG DEVICES INC | $3.1M | 0.7% | -20% | 76.2 |
| 28 | — | iShares Barclays MBS Bond Fund ETF - MBS ETF | $2.9M | 0.7% | -15% | — |
| 29 |  $KLAC | KLA CORP | $2.9M | 0.7% | +895% | 84.4 |
| 30 |  $CSCO | CISCO SYSTEMS, INC. | $2.7M | 0.6% | -29% | 72.3 |
| 31 |  $CVS | CVS HEALTH Corp | $2.7M | 0.6% | -4% | 51.3 |
| 32 |  $PG | PROCTER & GAMBLE Co | $2.7M | 0.6% | -1% | 72.9 |
| 33 |  $TJX | TJX COMPANIES INC /DE/ | $2.5M | 0.6% | -1% | 70.7 |
| 34 |  $PANW | Palo Alto Networks Inc | $2.5M | 0.6% | -3% | 66.5 |
| 35 |  $RTX | RTX Corp | $2.4M | 0.6% | -8% | 70 |
| 36 |  $C | CITIGROUP INC | $2.3M | 0.5% | -1% | 54.8 |
| 37 |  $ETN | Eaton Corp plc | $2.3M | 0.5% | -10% | — |
| 38 | $SCHW | SCHWAB CHARLES CORP | $2.3M | 0.5% | +15% | 77.2 |
| 39 |  $SPY | SPDR S&P 500 ETF TRUST | $2.1M | 0.5% | +0% | — |
| 40 |  $JNJ | JOHNSON & JOHNSON | $2.1M | 0.5% | +2% | 72.8 |
| 41 |  $ORCL | ORACLE CORP | $2.1M | 0.5% | -2% | 67.2 |
| 42 |  $GSK | GSK plc | $2.1M | 0.5% | -2% | — |
| 43 |  $COR | Cencora, Inc. | $2.0M | 0.5% | +1% | 59.6 |
| 44 |  $MDT | Medtronic plc | $2.0M | 0.5% | +14% | — |
| 45 |  $HD | HOME DEPOT, INC. | $2.0M | 0.5% | -3% | 69.2 |
| 46 |  $BA | BOEING CO | $2.0M | 0.5% | -2% | 51.8 |
| 47 |  $KO | COCA COLA CO | $1.9M | 0.4% | -2% | 74 |
| 48 |  $GD | GENERAL DYNAMICS CORP | $1.8M | 0.4% | -3% | 73 |
| 49 |  $BX | Blackstone Inc. | $1.8M | 0.4% | -1% | 68 |
| 50 | — | Avantis US Equity ETF - US EQT ETF | $1.8M | 0.4% | +0% | — |
| 51 |  $CRM | Salesforce, Inc. | $1.7M | 0.4% | +25% | 75.2 |
| 52 |  $EMR | EMERSON ELECTRIC CO | $1.7M | 0.4% | -12% | 65.9 |
| 53 |  $FCX | FREEPORT-MCMORAN INC | $1.7M | 0.4% | +5% | 73.1 |
| 54 |  $SLB | SLB LIMITED/NV | $1.6M | 0.4% | -1% | 63.2 |
| 55 |  $BIIB | BIOGEN INC. | $1.5M | 0.3% | -3% | 65.6 |
| 56 |  $KKR | KKR & Co. Inc. | $1.5M | 0.3% | -1% | 49.8 |
| 57 |  $NEE | NEXTERA ENERGY INC | $1.5M | 0.3% | -2% | 71.7 |
| 58 |  $TPR | TAPESTRY, INC. | $1.4M | 0.3% | +1% | 76.4 |
| 59 |  $AMT | AMERICAN TOWER CORP /MA/ | $1.4M | 0.3% | -0% | 69.8 |
| 60 |  $UNP | UNION PACIFIC CORP | $1.4M | 0.3% | +0% | 74 |
| 61 |  $MDLZ | Mondelez International, Inc. | $1.4M | 0.3% | -2% | 53.9 |
| 62 |  $BMY | BRISTOL MYERS SQUIBB CO | $1.4M | 0.3% | +24% | 70.1 |
| 63 |  $OVV | Ovintiv Inc. | $1.4M | 0.3% | +14% | 46.5 |
| 64 | — | State Street SPDR Dow Jones Industrial Average ETF Trust - UT SER 1 | $1.3M | 0.3% | +0% | — |
| 65 |  $NFLX | NETFLIX INC | $1.2M | 0.3% | +59% | 86.7 |
| 66 |  $CVX | CHEVRON CORP | $1.2M | 0.3% | -2% | 54.7 |
| 67 |  $DIS | Walt Disney Co | $1.2M | 0.3% | -3% | 68.9 |
| 68 |  $GS | GOLDMAN SACHS GROUP INC | $1.2M | 0.3% | NEW | — |
| 69 |  $BDX | BECTON DICKINSON & CO | $1.2M | 0.3% | +26% | 50.7 |
| 70 |  $PYPL | PayPal Holdings, Inc. | $1.2M | 0.3% | -3% | 70.5 |
| 71 |  $PFE | PFIZER INC | $1.2M | 0.3% | -1% | 69 |
| 72 |  $YUM | YUM BRANDS INC | $1.1M | 0.3% | +2% | 71.7 |
| 73 |  $PCAR | PACCAR INC | $1.1M | 0.3% | +21% | 56.5 |
| 74 |  $ZBH | ZIMMER BIOMET HOLDINGS, INC. | $1.1M | 0.2% | +0% | 64.9 |
| 75 |  $ICE | Intercontinental Exchange, Inc. | $978,725 | 0.2% | -3% | 73.8 |
| 76 | — | Avantis Emerging Markets Equity ETF - AVANTIS EMGMKT | $978,698 | 0.2% | +0% | — |
| 77 | — | iShares Trust Russell 1000 Growth ETF - RUS 1000 GRW ETF | $948,410 | 0.2% | +276% | — |
| 78 |  $MTB | M&T BANK CORP | $866,832 | 0.2% | +0% | 64.1 |
| 79 |  $ADBE | ADOBE INC. | $808,599 | 0.2% | -3% | 80.4 |
| 80 |  $MCD | MCDONALDS CORP | $796,333 | 0.2% | -4% | 73.9 |
| 81 |  $BBWI | Bath & Body Works, Inc. | $770,414 | 0.2% | -0% | 59.8 |
| 82 | — | State Street SPDR Portfolio Long Term Treasury ETF - ST LON TREAS ETF | $766,650 | 0.2% | -11% | — |
| 83 | — | State Street SPDR Portfolio Short Term Treasury ETF - ST SHO TREAS ETF | $764,094 | 0.2% | -6% | — |
| 84 |  $BRK.B | BERKSHIRE HATHAWAY INC | $725,065 | 0.2% | +0% | 64.5 |
| 85 |  $IBM | INTERNATIONAL BUSINESS MACHINES CORP | $712,024 | 0.2% | -9% | 66.7 |
| 86 |  $VZ | VERIZON COMMUNICATIONS INC | $707,247 | 0.2% | +8% | 71.6 |
| 87 |  $ACN | Accenture plc | $700,971 | 0.2% | -1% | — |
| 88 |  $INTU | INTUIT INC. | $695,304 | 0.2% | +2% | 82 |
| 89 | — | Vanguard Dividend Appreciation Index ETF - DIV APP ETF | $678,153 | 0.1% | +0% | — |
| 90 |  $NKE | NIKE, Inc. | $675,724 | 0.1% | -3% | 53.4 |
| 91 | — | iShares Russell 1000 Value ETF - RUS 1000 VAL ETF | $674,198 | 0.1% | -8% | — |
| 92 | — | DFA Dimensional International Core Equity 2 ETF - INTL CORE EQUITY | $645,567 | 0.1% | +0% | — |
| 93 | — | iShares Short-Term National Muni Bond ETF - SHRT NAT MUN ETF | $631,261 | 0.1% | +0% | — |
| 94 |  $DE | DEERE & CO | $558,210 | 0.1% | +0% | 57.4 |
| 95 | — | DFA Dimensional Emerging Markets Core Equity 2 ETF - EMERGING MKTS CO | $521,533 | 0.1% | +0% | — |
| 96 |  $CMI | CUMMINS INC | $430,066 | 0.1% | +0% | 58.9 |
| 97 |  $LLY | ELI LILLY & Co | $403,008 | 0.1% | -14% | 89.3 |
| 98 |  $ROK | ROCKWELL AUTOMATION, INC | $329,723 | 0.1% | +0% | 68.2 |
| 99 |  $DGX | QUEST DIAGNOSTICS INC | $326,403 | 0.1% | -1% | 69.1 |
| 100 |  $ITW | ILLINOIS TOOL WORKS INC | $324,023 | 0.1% | -37% | 71.2 |
| 101 |  $DOV | DOVER Corp | $313,900 | 0.1% | +0% | 63.1 |
| 102 |  $NFG | NATIONAL FUEL GAS CO | $309,767 | 0.1% | +0% | 80.4 |
| 103 | — | iShares Core S&P 500 ETF - CORE S&P500 ETF | $303,300 | 0.1% | +0% | — |
| 104 |  $GOOG | Alphabet Inc. | $288,398 | 0.1% | +0% | 80.2 |
| 105 |  $T | AT&T INC. | $262,931 | 0.1% | -25% | 71.9 |
| 106 | — | Vanguard REIT Index ETF - REAL ESTATE ETF | $258,722 | 0.1% | +0% | — |
| 107 |  $NSC | NORFOLK SOUTHERN CORP | $249,470 | 0.1% | -38% | 70.8 |
| 108 |  $LOW | LOWES COMPANIES INC | $243,641 | 0.1% | +0% | 63.5 |
| 109 |  $CRS | CARPENTER TECHNOLOGY CORP | $235,633 | 0.1% | NEW | 69.9 |
| 110 | — | Vanguard Tax-Exempt Bond Index ETF - TAX EXEMPT BD | $227,762 | 0.1% | +0% | — |
| 111 | $PGR | PROGRESSIVE CORP/OH/ | $220,416 | 0.1% | NEW | 83.6 |
| 112 |  $GWW | W.W. GRAINGER, INC. | $213,583 | 0.1% | NEW | 69.5 |
| 113 |  $TXN | TEXAS INSTRUMENTS INC | $212,524 | 0.1% | NEW | 70.4 |
| 114 |  $BOKF | BOK FINANCIAL CORP | $211,098 | 0.1% | NEW | — |
| 115 |  $CBU | COMMUNITY FINANCIAL SYSTEM, INC. | $206,931 | 0.1% | NEW | 65.8 |
| 116 | — | Vanguard Mid-Cap ETF - MID CAP ETF | $203,681 | 0.1% | NEW | — |
| 117 |  $IMO | IMPERIAL OIL LTD | $201,636 | 0.1% | +0% | — |
New Positions (9)
$WFC WELLS FARGO & COMPANY/MN$4.3M$GS GOLDMAN SACHS GROUP INC$1.2M$CRS CARPENTER TECHNOLOGY CORP$235,633$PGR PROGRESSIVE CORP/OH/$220,416$GWW W.W. GRAINGER, INC.$213,583$TXN TEXAS INSTRUMENTS INC$212,524$BOKF BOK FINANCIAL CORP$211,098$CBU COMMUNITY FINANCIAL SYSTEM, INC.$206,931Exited Positions (11)
$MRSH MARSH & MCLENNAN COMPANIES, INC.
$ROP ROPER TECHNOLOGIES INC
$ABT ABBOTT LABORATORIES
$CCZ COMCAST CORP
$EOG EOG RESOURCES INC
$HON HONEYWELL INTERNATIONAL INC
$HAL HALLIBURTON CO
$WAT WATERS CORP /DE/Browse Top Institutional Investors
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