What is the 13F Pro Quality Score for BOKF?

13F Pro ranks BOK FINANCIAL CORP (BOKF) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BOKF's current score at https://13fpro.ai/research/BOKF (free sign-up required for the full ranking).

Where does 13F Pro source BOKF data?

All BOK FINANCIAL CORP fundamentals and ownership data come directly from SEC EDGAR. BOK FINANCIAL CORP files with the SEC under CIK 875357. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BOKF in?

BOK FINANCIAL CORP (BOKF) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is BOKF research updated on 13F Pro?

BOKF's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

BOK FINANCIAL CORP(BOKF)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

BOKF Stock Analysis & AI Quality Score

AI stock analysis and institutional research for BOK FINANCIAL CORP (BOKF), a Financials sector company. BOKF is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), BOK FINANCIAL CORP reports quarterly revenue of $553.8M, net income of $155.8M, an operating margin of 36.0%. Top institutional holders of BOKF by reported 13-F value include GEORGE KAISER FAMILY FOUNDATION, DIMENSIONAL FUND ADVISORS, ARIEL INVESTMENTS,, based on the most recent SEC filings. BOKF trades on the Nasdaq exchange and files with the SEC under CIK 875357. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BOKF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BOK FINANCIAL CORP directly from SEC EDGAR.

Revenue

Q1 2026

$553.8M

Net Income

Q1 2026

$155.8M

Free Cash Flow

Q1 2026

$-284.4M

Operating Margin

Q1 2026

36.0%

ROIC

Q1 2026

3.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+10.4% YoY

$578.0MFY 2025

FY22 $520.3MFY23 $530.7MFY24 $523.6MFY25 $578.0M

EPS (Diluted)

+12.7% YoY

$9.17FY 2025

FY22 $7.68FY23 $8.02FY24 $8.14FY25 $9.17

Total Assets

+5.1% YoY

$52.24BFY 2025

FY22 $47.79BFY23 $49.82BFY24 $49.69BFY25 $52.24B

Total Debt

+4.0% YoY

$4.63BFY 2025

FY22 $7.14BFY23 $8.96BFY24 $4.45BFY25 $4.63B

Op. Cash Flow

-48.3% YoY

$739.6MFY 2025

FY22 $5.12BFY23 $66.2MFY24 $1.43BFY25 $739.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Income	$578.0M +10.4%	$523.6M -1.4%	$530.7M +2.0%	$520.3M -15.8%	$618.1M +42.1%	$435.0M
EPS (Diluted)	$9.17 +12.7%	$8.14 +1.5%	$8.02 +4.4%	$7.68 -14.2%	$8.95 +44.6%	$6.19
Total Assets	$52.24B +5.1%	$49.69B -0.3%	$49.82B +4.3%	$47.79B -4.9%	$50.25B +7.7%	$46.67B
Total Debt	$4.63B +4.0%	$4.45B -50.3%	$8.96B +25.5%	$7.14B +186.2%	$2.49B -34.7%	$3.82B
Operating Cash Flow	$739.6M -48.3%	$1.43B +2061.4%	$66.2M -98.7%	$5.12B +238.7%	$-3.69B -787.1%	$-416.3M

AI Insight: BOKF Financial Trends

Net income rebounded to $177M in Q4 2025 — the highest in the observed period — but operating cash flow turned sharply negative in the last two quarters.

• Net income recovered from a trough of $120M in Q1 2025 to $177M in Q4 2025, then moderated to $156M in Q1 2026.

• Equity grew steadily from $5,229M in Q2 2024 to $6,023M in Q3 2025, though it dipped to $5,919M in Q4 2025.

• Operating cash flow turned negative in Q4 2025 (–$238M) and deepened to –$249M in Q1 2026, reversing a strong $868M in Q3 2025.

⚠ Two consecutive quarters of negative operating cash flow (–$238M, –$249M) contrast sharply with prior positive readings; sustainability of earnings quality is in question.

⚠ Total debt edged up from $4,454M in Q4 2024 to $4,634M in Q4 2025 — monitor whether leverage continues to rise alongside negative OCF.

⚠ Equity dipped $104M from Q3 2025 to Q4 2025 despite strong net income; watch for unrealized loss dynamics or dividend outflows pressuring book value.

AI Insight: BOKF Ratio Trends

BOKF's profitability is range-bound but Q1 2026 ROIC rebounded to 13.4%, recovering from a Q4 2025 trough of 8.7%.

• ROIC swung sharply from 8.7% in Q4 2025 to 13.4% in Q1 2026, reversing a seasonal dip seen in prior Q4 cycles.

• ROE followed a similar pattern: 12.0% in Q4 2025 rising to 10.4% in Q1 2026, but still below Q2 2024's 12.5% peak.

• ROA has held a narrow 1.1%–1.4% band from Q2 2024 through Q1 2026, signaling stable but unspectacular asset productivity.

• D/E edged down from 0.80 in Q4 2024 to 0.78 in Q4 2025, indicating modest deleveraging over the year.

⚠ ROIC remains below Q2 2024's 16.1% high; sustained recovery above that level would signal a genuine inflection.

⚠ Q4 appears to be a recurring soft quarter for ROIC (7.0% in Q4 2024, 8.7% in Q4 2025); watch whether Q4 2026 deepens this pattern.

⚠ OpMargin and NPM data are absent throughout, limiting visibility into cost efficiency and earnings quality trends.

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Available Research

13F Pro tracks comprehensive data for BOK FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BOKF

GEORGE KAISER FAMILY FOUNDATION
$430.5M3,361,707 sh
DIMENSIONAL FUND ADVISORS LP
$346.8M2,708,525 sh
ARIEL INVESTMENTS, LLC
$211.3M1,649,883 sh
FMR LLC
$181.6M1,418,190 sh
BlackRock, Inc.
$143.0M1,116,893 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$126.6M988,557 sh
STATE STREET CORP
$124.1M969,414 sh
VANGUARD CAPITAL MANAGEMENT LLC
$109.5M855,392 sh
CIBC Bancorp USA Inc.
$72.9M568,992 sh
CIBC WORLD MARKET INC.
$54.3M423,700 sh

Fund	Value	Shares
GEORGE KAISER FAMILY FOUNDATION	$430.5M	3,361,707
DIMENSIONAL FUND ADVISORS LP	$346.8M	2,708,525
ARIEL INVESTMENTS, LLC	$211.3M	1,649,883
FMR LLC	$181.6M	1,418,190
BlackRock, Inc.	$143.0M	1,116,893
VANGUARD PORTFOLIO MANAGEMENT LLC	$126.6M	988,557
STATE STREET CORP	$124.1M	969,414
VANGUARD CAPITAL MANAGEMENT LLC	$109.5M	855,392
CIBC Bancorp USA Inc.	$72.9M	568,992
CIBC WORLD MARKET INC.	$54.3M	423,700

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Is BOKF a good stock to buy?

13F Pro's AI-powered analysis of BOK FINANCIAL CORP (BOKF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BOKF are available on the BOKF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own BOKF?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BOKF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BOK FINANCIAL CORP's investment landscape.