HOME BANCSHARES INC(HOMB)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
HOME BANCSHARES INC (HOMB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores HOMB at 61.6/100 on a 32-signal composite quality model, placing it at rank #766 of 2,962 stocks — the top half of the AI-ranked universe. HOMB scores in the top quartile across profitability (96.6), free cash flow (90.1), institutional flow (76.2). Areas of concern include earnings quality (30.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), HOME BANCSHARES INC reports quarterly revenue of $295.1M, net income of $119.3M, an operating margin of 52.3%. Top institutional holders of HOMB by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. HOMB trades on the NYSE exchange and files with the SEC under CIK 1331520. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HOMB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HOME BANCSHARES INC directly from SEC EDGAR.
AI Quality Score
61.6/100
AI Rank
#766
Revenue
$295.1M
Net Income
$119.3M
Free Cash Flow
$94.1M
Operating Margin
52.3%
HOMB key financials by period
HOME BANCSHARES INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$1.1B
$475.4M
56.1%
FY 2024
10-K
$1.0B
$402.2M
51.3%
FY 2023
10-K
$996.9M
$392.9M
51.3%
FY 2022
10-K
$933.8M
—
42.3%
FY 2021
10-K
$710.5M
—
58.7%
FY 2020
10-K
$694.3M
—
40.0%
Institutions holding HOMB
Institutional investors reporting a position in HOME BANCSHARES INC on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Home BancShares reported net income of $119.3M for Q2 2026, up 0.8% YoY, while completing $1.77B Mountain Commerce acquisition that added $1.47B in loans and $1.54B in deposits.
Biggest Revenue Drivers
Net interest income (fully taxable equivalent basis)$244.3M+9.8% YoY
Increase in average interest-earning assets and lower rates paid on interest-bearing liabilities, partially offset by lower asset yields.
Non-interest income$53.5M+4.6% YoY
Higher service charges, trust fees, and fair value adjustments, partially offset by lower gains on equipment sales.
Biggest Revenue Drivers
Total revenue: $390.3M+5.5% YoY
Net interest income (fully taxable equivalent basis)$244.3M+9.8% YoY
Increase in average interest-earning assets and lower rates paid on interest-bearing liabilities, partially offset by lower asset yields.
Non-interest income$53.5M+4.6% YoY
Higher service charges, trust fees, and fair value adjustments, partially offset by lower gains on equipment sales.
Largest Expense Items
Salaries and employee benefits$68.7M+6.9% YoY
MCBI acquisition and increased incentive compensation from higher revenue.
Merger and acquisition expenses$12.7MNew in 2026
Costs associated with Mountain Commerce Bancorp acquisition completed April 1, 2026.
Occupancy and equipment$15.8M+12.6% YoY
Increased depreciation on buildings and equipment related to MCBI acquisition.
Data processing expense$9.3M+11.3% YoY
Higher core processing computer costs from MCBI integration.
Margins: Net interest margin expanded 7 basis points to 4.51% from 4.44% YoY. The expansion was driven by increased average interest-earning assets (up $1.66B), accretion income from acquired loans (5 bps), and lower rates paid on deposits and borrowings, partially offset by declining asset yields reflecting the lower rate environment.
Watch Items from the Filing
Non-performing loans jumped to $185.3M (1.08% of total loans) from $85.0M (0.54%) YoY, primarily due to one $92.1M loan relationship placed on non-accrual in Q1 2026.
Commercial real estate concentration represents 52.7% of total loans and 198.6% of stockholders' equity; CRE portfolio increased $682M with acquisition.
Provision for credit losses was $5.2M for Q2 2026 vs. $3.0M in Q2 2025; allowance-to-NPL ratio declined to 177% from 350% due to higher NPLs.
MCBI acquisition added $11.96M in goodwill and $38.1M in core deposit intangibles; total goodwill now $1.41B (5.7% of total assets).
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
