ABCB is the ticker symbol for Ameris Bancorp, a publicly traded Financials sector company listed on NYSE. 13F Pro tracks ABCB with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is ABCB a good stock to buy?

13F Pro's AI ranking engine scores ABCB at 60.1/100, ranked #880 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for ABCB is available at https://13fpro.ai/company/ABCB. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source ABCB data?

All Ameris Bancorp fundamentals and ownership data come directly from SEC EDGAR. Ameris Bancorp files with the SEC under CIK 351569. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

Ameris Bancorp ABCB

NYSEMid CapFinancials

13F Pro quality score

Rank #880 of 2,925TOP 50%

Why it scores 60 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$326.02M

Quarter to Jun 30

Net income

$51.45M

Quarter to Jun 30

Free cash flow

$70.81M

Quarter to Jun 30

Operating margin

20.3%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$6.03B total

BlackRock, Inc.

$881.80M-0.5%

DIMENSIONAL FUND ADVISORS LP

$352.08M+0.1%

VANGUARD PORTFOLIO MANAGEMENT LLC

$335.41M+0.6%

STATE STREET CORP

$315.72M+5.1%

Invesco Ltd.

$279.07M+19.1%

WELLINGTON MANAGEMENT GROUP LLP

$261.09M+0.1%

VANGUARD CAPITAL MANAGEMENT LLC

$258.80M-1.0%

North Reef Capital Management LP

$246.61M-20.2%

Independent Advisor Alliance

$238.99M0.0%

MORGAN STANLEY

$199.18M+97.7%

GEODE CAPITAL MANAGEMENT, LLC

$169.90M+16.4%

JENNISON ASSOCIATES LLC

$115.07M-8.3%

CONGRESS ASSET MANAGEMENT CO /MA

$107.61M+8.8%

Nuveen, LLC

$93.42M+12.7%

PRINCIPAL FINANCIAL GROUP INC

$91.86M-3.7%

Channing Capital Management, LLC

$89.69MNew

JPMORGAN CHASE & CO

$84.18M-2.8%

GOLDMAN SACHS GROUP INC

$78.36M+15.7%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$72.18M-1.1%

NORTHERN TRUST CORP

$71.58M+6.1%

NORGES BANK

$64.20M--

FMR LLC

$64.16M-15.8%

VICTORY CAPITAL MANAGEMENT INC

$63.30M+1.4%

SEGALL BRYANT & HAMILL, LLC

$63.28M+23.4%

Davis Asset Management, L.P.

$56.12M0.0%

See all 391 institutional holders →

What's Driving ABCB's Business? Latest 10-Q Breakdown

17/17 datapoints verified

AI-extracted from the 10-Q filed 2026-08-07 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income fell 53% to $51.4M ($0.77/share) in Q2 2026 due to $82.5M litigation accrual from employment case verdict, offsetting 8.9% growth in net interest income.

Biggest Revenue Drivers

Interest income$365.6M+5.2% YoY

Growth in average earning assets and downward deposit pricing adjustments.

Biggest Revenue Drivers

Total revenue: $365.6M+5.2% YoY

Interest income$365.6M+5.2% YoY

Growth in average earning assets and downward deposit pricing adjustments.

Largest Expense Items

Litigation accrual$82.5MN/A

Accrual for jury verdict in California employment case (wrongful termination, whistleblower violations).

Salaries and employee benefits$91.5M+2.4% YoY

Increases in health insurance, annual merit increases, and share-based compensation.

Interest expense$113.1M-2.3% YoY

Lower deposit costs from decreased market rates, partially offset by higher FHLB advances.

Margins: Net interest margin improved 11 basis points to 3.88% in Q2 2026 from 3.77% in Q2 2025, driven by lower deposit costs as market rates declined, despite flat loan yields.

Watch Items from the Filing

Litigation exposure: $82.5M accrual for Patrick Byrne employment case verdict ($16.5M economic/non-economic damages plus $62.9M punitive damages); company plans to appeal but ultimate outcome uncertain.
Non-performing assets increased to 0.47% of total assets (up 3 basis points) at June 30, 2026; nonaccrual loans rose $11.5M to $120.5M.
Commercial real estate concentration: 40% of total loans ($8.9B) in CRE (excluding owner-occupied); office portfolio showing stress signals noted in provision increase.
Net charge-offs increased to 0.20% of average loans (annualized) in Q2 2026 vs. 0.14% in Q2 2025; provision for credit losses doubled to $17.3M.
Uninsured deposits of $10.34B (30.9% collateralized by municipal entities); brokered CDs increased to $1.52B, indicating active funding management.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/ABCB

Earnings Per Share

13fpro.ai/company/ABCB

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Ameris Bancorp reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$1.2B	$412.2M	44.2%
FY 2024	10-K	$1.1B	$358.7M	41.6%
FY 2023	10-K	$1.1B	$269.1M	33.1%
FY 2022	10-K	$1.1B	$346.5M	41.7%
FY 2021	10-K	$1.0B	$376.9M	48.6%
FY 2020	10-K	$1.1B	$262.0M	31.4%

About Ameris Bancorp (ABCB): stock profile, AI score and financials

Ameris Bancorp (ABCB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores ABCB at 60.1/100 on a composite quality score built from its SEC filings, placing it at rank #880 of 2,925 stocks — the top half of the AI-ranked universe. ABCB scores in the top quartile across free cash flow (92.0), profitability (84.9). Based on the latest XBRL financial filings (Q2 2026), Ameris Bancorp reports quarterly revenue of $326.0M, net income of $51.4M, an operating margin of 20.3%. Top institutional holders of ABCB by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. ABCB trades on the NYSE exchange and files with the SEC under CIK 351569. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ABCB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Ameris Bancorp directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 351569 →

Ameris Bancorp ABCB

Top Institutional Holders

What's Driving ABCB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

ABCB key financials by period

ABCB insiders

Congress trading in ABCB

About Ameris Bancorp (ABCB): stock profile, AI score and financials

Ameris Bancorp ABCB

Top Institutional Holders

What's Driving ABCB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

ABCB key financials by period

Companies similar to ABCB

ABCB insiders

Congress trading in ABCB

About Ameris Bancorp (ABCB): stock profile, AI score and financials