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SEC EDGAR: CIK 39263CFR stock profile & AI dashboard →

13F Pro Quality Score

66.5/100

Rank #522 of 2,879 stocksTOP 25%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

72.8/100

Profitability

98.5/100

Balance Sheet

46.1/100

Earnings Quality

41.4/100

Free Cash Flow

96.9/100

Institutional Flow

61.4/100

Revenue Scale

19.5/100

Dilution Risk

54.6/100

CFR Stock Analysis & AI Quality Score

AI stock analysis and institutional research for CULLEN/FROST BANKERS, INC. (CFR), a Financials sector company. 13F Pro's AI-powered ranking engine scores CFR at 66.5/100 on a 32-signal composite quality model, placing it at rank #522 of 2,879 stocks — the top 25% of the AI-ranked universe. CFR scores in the top quartile across profitability (98.5), free cash flow (96.9). Areas of concern include revenue scale (19.5), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), CULLEN/FROST BANKERS, INC. reports quarterly revenue of $574.8M, net income of $171.0M, an operating margin of 35.2%. Top institutional holders of CFR by reported 13-F value include BlackRock,, Aristotle Capital Management,, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. CFR trades on the NYSE exchange and files with the SEC under CIK 39263. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CFR daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CULLEN/FROST BANKERS, INC. directly from SEC EDGAR. CULLEN/FROST BANKERS, INC.'s 13F Pro composite quality score has ranged between 48 and 68 since 2021, currently 66.5 — an improving long-term trajectory across 28 quarterly and live scoring snapshots.

Fun facts about CULLEN/FROST BANKERS, INC.

Quirks, history, and lore behind CFR — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A U.S. regional bank · mid-cap · listed on the NYSE · headquartered deep in the heart of Texas.
  • 2
    The Numbers
    It holds roughly $50 billion in assets and operates around 170 financial centers — all of them planted firmly inside one state.
  • 3
    The History
    Founded in the 1860s, it survived the Civil War aftermath, the Great Depression, and the Texas oil busts — stubbornly refusing to become someone else's branch office.
  • 4
    The Secret
    It's famous among banking nerds for carrying almost no brokered deposits and maintaining a conservative, relationship-first culture that made it a darling during the 2023 regional banking panic.
  • 5
    The Lore
    The company is named after two merged Texas banking dynasties — one family name honoring a 19th-century Texas pioneer, the other a nod to a frozen Texas landscape.
  • 6
    The Giveaway
    When Silicon Valley Bank collapsed in 2023, depositors fleeing chaos piled into this San Antonio-based institution — the one with a chilly surname and a lone-star loyalty to doing business only in Texas.
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Revenue

Q1 2026

$574.8M

Net Income

Q1 2026

$171.0M

Free Cash Flow

Q1 2026

$198.7M

Operating Margin

Q1 2026

35.2%

ROIC

Q1 2026

4.5%

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Available Research

13F Pro tracks comprehensive data for CULLEN/FROST BANKERS, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of CFR

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Is CFR a good stock to buy?

13F Pro's AI-powered analysis of CULLEN/FROST BANKERS, INC. (CFR) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CFR are available on the CFR stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own CFR?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CFR. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CULLEN/FROST BANKERS, INC.'s investment landscape.