What is the 13F Pro Quality Score for RF?

13F Pro ranks REGIONS FINANCIAL CORP (RF) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View RF's current score at https://13fpro.ai/research/RF (free sign-up required for the full ranking).

Which hedge funds own the most RF stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of RF include BlackRock,, VANGUARD CAPITAL MANAGEMENT, STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/RF as soon as new 13F filings post.

Where does 13F Pro source RF data?

All REGIONS FINANCIAL CORP fundamentals and ownership data come directly from SEC EDGAR. REGIONS FINANCIAL CORP files with the SEC under CIK 1281761. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is RF in?

REGIONS FINANCIAL CORP (RF) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is RF research updated on 13F Pro?

RF's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

REGIONS FINANCIAL CORP(RF)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

RF Stock Analysis & AI Quality Score

AI stock analysis and institutional research for REGIONS FINANCIAL CORP (RF), a Financials sector company. RF is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), REGIONS FINANCIAL CORP reports quarterly revenue of $1.9B, net income of $559.0M, an operating margin of 38.1%. Top institutional holders of RF by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. RF trades on the NYSE exchange and files with the SEC under CIK 1281761. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for REGIONS FINANCIAL CORP directly from SEC EDGAR. REGIONS FINANCIAL CORP's 13F Pro composite quality score has ranged between 31 and 40 since 2022, currently 35.1 — a stable long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q1 2026

$1.9B

Net Income

Q1 2026

$559.0M

Free Cash Flow

Q1 2026

$867.0M

Operating Margin

Q1 2026

38.1%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

—FY 2024

FY20 $84.0MFY21 $104.0MFY22 —FY24 —

Net Income

-15.7% YoY

$1.89BFY 2024

FY20 $1.09BFY21 $2.52BFY22 $2.25BFY24 $1.89B

Operating Income

+69.6% YoY

$95.0MFY 2024

FY20 —FY21 $46.0MFY22 $56.0MFY24 $95.0M

EPS (Diluted)

-15.4% YoY

$1.93FY 2024

FY20 $1.03FY21 $2.49FY22 $2.28FY24 $1.93

Total Assets

+1.3% YoY

$157.30BFY 2024

FY20 $147.39BFY21 $162.94BFY22 $155.22BFY24 $157.30B

Total Debt

+184.3% YoY

$6.49BFY 2024

FY20 $3.57BFY21 $2.41BFY22 $2.28BFY24 $6.49B

Op. Cash Flow

-48.5% YoY

$1.60BFY 2024

FY20 $2.32BFY21 $3.03BFY22 $3.10BFY24 $1.60B

Metric	FY 2024	FY 2022	FY 2021	FY 2020	FY 2018	FY 2017
Revenue	—	—	$104.0M +23.8%	$84.0M +18.3%	$71.0M +18.3%	$60.0M
Net Income	$1.89B -15.7%	$2.25B -10.9%	$2.52B +130.4%	$1.09B -37.8%	$1.76B +39.3%	$1.26B
Operating Income	$95.0M +69.6%	$56.0M +21.7%	$46.0M	—	—	—
EPS (Diluted)	$1.93 -15.4%	$2.28 -8.4%	$2.49 +141.7%	$1.03 -33.1%	$1.54 +54.0%	$1.00
Total Assets	$157.30B +1.3%	$155.22B -4.7%	$162.94B +10.5%	$147.39B +17.3%	$125.69B +1.1%	$124.29B
Total Debt	$6.49B +184.3%	$2.28B -5.1%	$2.41B -32.6%	$3.57B -74.6%	$14.02B +62.5%	$8.63B
Operating Cash Flow	$1.60B -48.5%	$3.10B +2.4%	$3.03B +30.4%	$2.32B +2.2%	$2.27B -1.0%	$2.30B

AI Insight: RF Financial Trends

Regions Financial's net income has trended modestly higher year-over-year while debt has declined, but operating cash flow remains highly volatile quarter to quarter.

• Net income rose from $501M in Q2 2024 to $563M in Q2 2025 and $559M in Q1 2026, signaling steady year-over-year earnings improvement.

• Total debt fell from $7,516M in Q3 2024 to $4,884M in Q4 2025, a meaningful deleveraging trend, before ticking back to $6,337M in Q1 2026.

• Equity grew from $17,169M in Q2 2024 to $19,043M in Q4 2025, reflecting steady book-value accumulation over six quarters.

⚠ Operating cash flow swung to -$319M in Q4 2025 and -$220M in Q4 2024, suggesting recurring seasonal or structural cash outflows each December.

⚠ Total debt rebounded to $6,337M in Q1 2026 from the Q4 2025 low of $4,884M — reversing recent deleveraging progress in one quarter.

AI Insight: RF Ratio Trends

Leverage has structurally declined while ROIC stabilized near 11%, suggesting Regions is quietly strengthening its risk-adjusted return profile.

• D/E fell from 0.40 in Q3 2024 to 0.26 in Q4 2025, a multi-quarter deleveraging trend before ticking back to 0.34 in Q1 2026.

• ROIC recovered from a trough of 9.3% in Q3 2024 to 11.4% in Q1 2026, broadly reclaiming its mid-2024 level.

• ROA has been rangebound between 1.2% and 1.4% across all reported quarters, reflecting stable but unspectacular asset productivity.

⚠ D/E rebounded from 0.26 in Q4 2025 to 0.34 in Q1 2026 — worth monitoring to see if the deleveraging trend has stalled.

⚠ ROE and ROA dipped to 10.6% and 1.2% in Q1 2025, showing quarterly volatility that could resurface under macro pressure.

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Available Research

13F Pro tracks comprehensive data for REGIONS FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of RF

BlackRock, Inc.
$2.1B82,218,346 sh
VANGUARD CAPITAL MANAGEMENT LLC
$1.5B56,164,800 sh
STATE STREET CORP
$1.3B47,713,498 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$1.0B40,117,408 sh
WELLINGTON MANAGEMENT GROUP LLP
$943.9M36,136,723 sh
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$667.9M25,571,718 sh
GEODE CAPITAL MANAGEMENT, LLC
$626.8M24,084,795 sh
MORGAN STANLEY
$499.3M19,114,744 sh
Invesco Ltd.
$466.6M17,865,010 sh
VICTORY CAPITAL MANAGEMENT INC
$398.7M15,264,042 sh

Fund	Value	Shares
BlackRock, Inc.	$2.1B	82,218,346
VANGUARD CAPITAL MANAGEMENT LLC	$1.5B	56,164,800
STATE STREET CORP	$1.3B	47,713,498
VANGUARD PORTFOLIO MANAGEMENT LLC	$1.0B	40,117,408
WELLINGTON MANAGEMENT GROUP LLP	$943.9M	36,136,723
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$667.9M	25,571,718
GEODE CAPITAL MANAGEMENT, LLC	$626.8M	24,084,795
MORGAN STANLEY	$499.3M	19,114,744
Invesco Ltd.	$466.6M	17,865,010
VICTORY CAPITAL MANAGEMENT INC	$398.7M	15,264,042

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Is RF a good stock to buy?

13F Pro's AI-powered analysis of REGIONS FINANCIAL CORP (RF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RF are available on the RF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own RF?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of REGIONS FINANCIAL CORP's investment landscape.