AI-extracted from the 10-Q filed 2026-10-26 — Q3 FY2026 (quarter ended September 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Hartford's Q3 2026 net income available to common stockholders rose 23% to $1,317M, driven mainly by a $497M A&E ADC commutation gain and higher net investment income, partly offset by greater net realized losses.
Biggest Revenue Drivers
Earned premiums$6.35B+4% YoY
Business Insurance earned premiums up 7% on earned pricing increases and new business; Personal Insurance down 4% on automobile decline; Employee Benefits up on new sales and exposure growth.
Net investment income$850M+13% YoY
Higher income from limited partnerships and other alternative investments and a higher level of invested assets.
Biggest Revenue Drivers
Total revenue: $7.22B+4% YoY
Earned premiums$6.35B+4% YoY
Business Insurance earned premiums up 7% on earned pricing increases and new business; Personal Insurance down 4% on automobile decline; Employee Benefits up on new sales and exposure growth.
Net investment income$850M+13% YoY
Higher income from limited partnerships and other alternative investments and a higher level of invested assets.
Fee income$87M+4% YoY
Other revenues$48M+55% YoY
Net realized losses-$116MNM
Primarily losses on interest rate derivatives in the 2026 period.
Largest Expense Items
Benefits, losses and loss adjustment expenses$3.71B-2% YoY
Lower P&C losses, including a $497M benefit from the A&E ADC commutation, partially offset by higher Employee Benefits disability loss ratios and higher CAY catastrophe losses.
Insurance operating costs and other expenses$1.18B-2% YoY
Lower staffing costs, partially offset by higher P&C commissions and technology costs.
Amortization of deferred policy acquisition costs$679M+6% YoY
Increase driven by Business Insurance earned premium growth across all lines.
Margins: The P&C combined ratio was 91.3% in Business Insurance and 93.2% in Personal Insurance for the quarter, with Business Insurance up 2.5 points year over year. Employee Benefits net income margin fell 1.1 points on higher disability loss ratios, partially offset by a lower expense ratio.
Watch Items from the Filing
Net favorable P&C prior accident year development of $594M in Q3 2026 included a $497M one-time A&E ADC commutation benefit, which is non-recurring.
Q3 net realized losses of $116M were driven by $119M of losses on interest rate derivatives, adding earnings volatility.
Net unrealized losses on fixed maturities AFS reduced AOCI to $(3,843)M and total stockholders' equity was $18,873M at September 30, 2026.
Limited partnerships and other alternative investments carried $6.36B and contributed $156M of Q3 net investment income at a 10.2% yield, versus $91M in the prior-year quarter.
Hartford Funds sale to Wellington is expected to close by Q1 2027, with a ~$150M after-tax realized loss expected at closing.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
6 transactions in HIG reported by 4 members of Congress under the STOCK Act, most recent trade Sep 23, 2025. Reported transactions, not recommendations.
About HARTFORD INSURANCE GROUP, INC. (HIG): stock profile, AI score and financials
HARTFORD INSURANCE GROUP, INC. (HIG) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores HIG at 71.0/100 on a composite quality score built from its SEC filings, placing it at rank #193 of 2,925 stocks — the top 10% of the AI-ranked universe. HIG scores in the top quartile across revenue scale (94.9), free cash flow (77.8), profitability (76.2). Based on the latest XBRL financial filings (Q3 2026), HARTFORD INSURANCE GROUP, INC. reports quarterly revenue of $7.2B, net income of $1.3B, an operating margin of 21.9%. Top institutional holders of HIG by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. HIG trades on the NYSE exchange and files with the SEC under CIK 874766. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HIG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HARTFORD INSURANCE GROUP, INC. directly from SEC EDGAR.