Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Synchrony Financial (SYF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores SYF at 64.0/100 on a 32-signal composite quality model, placing it at rank #580 of 2,961 stocks — the top 25% of the AI-ranked universe. SYF scores in the top quartile across free cash flow (95.1), revenue scale (92.2), earnings quality (85.9). Areas of concern include revenue growth (28.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Synchrony Financial reports quarterly revenue of $4.7B, net income of $885.0M. Top institutional holders of SYF by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, Capital World Investors, based on the most recent SEC filings. SYF trades on the NYSE exchange and files with the SEC under CIK 1601712. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SYF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Synchrony Financial directly from SEC EDGAR.
AI Quality Score
64.0/100
AI Rank
#580
Revenue
$4.7B
Net Income
$885.0M
| Period | Form | Revenue | Net income | Operating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $19.0B | $3.6B | 24.3% |
| FY 2024 | 10-K | $19.5B | $3.5B | 23.3% |
| FY 2023 | 10-K | $17.3B | $2.2B | 16.8% |
| FY 2022 | 10-K | $16.0B | $3.0B | 24.8% |
| FY 2021 | 10-K | $14.7B | $4.2B | 37.4% |
| FY 2019 | 10-K | $17.2B | $3.7B | 28.5% |
| Institution | Shares | Value | Reported |
|---|---|---|---|
| BlackRock | 30,893,517 | $2.3B | 2026-06-30 |
| VANGUARD CAPITAL MANAGEMENT | 22,013,925 | $1.7B | 2026-06-30 |
| Capital World Investors | 18,918,854 | $1.4B | 2026-06-30 |
| VANGUARD PORTFOLIO MANAGEMENT | 18,090,018 | $1.4B | 2026-06-30 |
| STATE STREET | 17,733,198 | $1.3B | 2026-06-30 |
| BANK OF AMERICA | 14,766,088 | $1.1B | 2026-06-30 |
| GOLDMAN SACHS GROUP | 10,093,347 | $767.6M | 2026-06-30 |
| GEODE CAPITAL MANAGEMENT | 9,853,708 | $759.6M | 2026-06-30 |
| FIRST ADVISORS | 7,698,248 | $585.5M | 2026-06-30 |
| PAR CAPITAL MANAGEMENT | 7,612,137 | $578.9M | 2026-06-30 |
13F Pro Quality Score
Rank #580 of 2,961 stocksTOP 25%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
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