Synchrony Financial(SYF)— Stock Profile, AI Score & Financials

Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

Synchrony Financial (SYF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores SYF at 64.0/100 on a 32-signal composite quality model, placing it at rank #580 of 2,961 stocks — the top 25% of the AI-ranked universe. SYF scores in the top quartile across free cash flow (95.1), revenue scale (92.2), earnings quality (85.9). Areas of concern include revenue growth (28.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Synchrony Financial reports quarterly revenue of $4.7B, net income of $885.0M. Top institutional holders of SYF by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, Capital World Investors, based on the most recent SEC filings. SYF trades on the NYSE exchange and files with the SEC under CIK 1601712. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SYF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Synchrony Financial directly from SEC EDGAR.

AI Quality Score

64.0/100

AI Rank

#580

Revenue

$4.7B

Net Income

$885.0M

SYF key financials by period

Synchrony Financial reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$19.0B$3.6B24.3%
FY 202410-K$19.5B$3.5B23.3%
FY 202310-K$17.3B$2.2B16.8%
FY 202210-K$16.0B$3.0B24.8%
FY 202110-K$14.7B$4.2B37.4%
FY 201910-K$17.2B$3.7B28.5%

Institutions holding SYF

Institutional investors reporting a position in Synchrony Financial on SEC Form 13F.
InstitutionSharesValueReported
BlackRock30,893,517$2.3B2026-06-30
VANGUARD CAPITAL MANAGEMENT22,013,925$1.7B2026-06-30
Capital World Investors18,918,854$1.4B2026-06-30
VANGUARD PORTFOLIO MANAGEMENT18,090,018$1.4B2026-06-30
STATE STREET17,733,198$1.3B2026-06-30
BANK OF AMERICA14,766,088$1.1B2026-06-30
GOLDMAN SACHS GROUP10,093,347$767.6M2026-06-30
GEODE CAPITAL MANAGEMENT9,853,708$759.6M2026-06-30
FIRST ADVISORS7,698,248$585.5M2026-06-30
PAR CAPITAL MANAGEMENT7,612,137$578.9M2026-06-30
SYF

Synchrony Financial

SYF
NYSELarge CapFinancials

13F Pro Quality Score

64.0/100

Rank #580 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

28.6/100

Profitability

78.0/100

Balance Sheet

59.0/100

Earnings Quality

85.9/100

Free Cash Flow

95.1/100

Institutional Flow

69.2/100

Revenue Scale

92.2/100

Dilution Risk

94.7/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$4.75B

Net Income

Q2 2026
EDGAR

$885.00M

EPS (Diluted)

Q2 2026
EDGAR

$2.59

ROIC

Q2 2026
EDGAR

14.2%

Debt/Equity

Q2 2026
EDGAR

0.97

Top Institutional Holders

as of Q2 2026
$26.42B total

Financial Trends

Revenue & Net Income

Earnings Per Share

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