SYF

Synchrony Financial SYF

NYSELarge CapFinancials

13F Pro quality score

Rank #804 of 2,925TOP 50%

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$4.91B

Quarter to Sep 30

Net income

$892.00M

Quarter to Sep 30

Operating margin

24.0%

Quarter to Sep 30

Top Institutional Holders

as of Q2 2026
$26.16B total
Reading the latest SEC filing…

Key Metrics

Revenue

Q3 2026
EDGAR

Net Income

Q3 2026
EDGAR

EPS (Diluted)

Q3 2026
EDGAR

Operating Margin

Q3 2026
EDGAR

ROIC

Q3 2026
EDGAR

Debt/Equity

Q3 2026
EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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SYF key financials by period

Reported revenue, net income and operating margin by fiscal year, from Synchrony Financial's annual filings on SEC EDGAR.

Synchrony Financial reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$19.0B$3.6B24.3%
FY 2024$19.5B$3.5B23.3%
FY 2023$17.3B$2.2B16.8%
FY 2022$16.0B$3.0B24.8%
FY 2021$14.7B$4.2B37.4%
FY 2020$14.8B$1.4B12.1%
Source: SYF filings on SEC EDGAR →

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

SYF insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

Congress trading in SYF

8 transactions in SYF reported by 6 members of Congress under the STOCK Act, most recent trade Apr 9, 2026. Reported transactions, not recommendations.

All Congress stock trades →

About Synchrony Financial (SYF): stock profile, AI score and financials

Synchrony Financial (SYF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores SYF at 61.2/100 on a composite quality score built from its SEC filings, placing it at rank #804 of 2,925 stocks — the top half of the AI-ranked universe. SYF scores in the top quartile across free cash flow (95.0), revenue scale (92.0), earnings quality (87.3). Areas of concern include revenue growth (24.5), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q3 2026), Synchrony Financial reports quarterly revenue of $4.9B, net income of $892.0M, an operating margin of 24.0%. Top institutional holders of SYF by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, Capital World Investors, based on the most recent SEC filings. SYF trades on the NYSE exchange and files with the SEC under CIK 1601712. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SYF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Synchrony Financial directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 1601712 →