USB is the ticker symbol for US BANCORP \DE\, a publicly traded Financials sector company listed on NYSE. 13F Pro tracks USB with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is USB a good stock to buy?

13F Pro's AI ranking engine scores USB at 66.4/100, ranked #409 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for USB is available at https://13fpro.ai/company/USB. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source USB data?

All US BANCORP \DE\ fundamentals and ownership data come directly from SEC EDGAR. US BANCORP \DE\ files with the SEC under CIK 36104. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

US BANCORP \DE\ USB

NYSELarge CapFinancials

13F Pro quality score

Rank #409 of 2,925TOP 25%

Why it scores 66 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$7.71B

Quarter to Jun 30

Net income

$2.18B

Quarter to Jun 30

Operating margin

35.3%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$77.00B total

BlackRock, Inc.

$7.68B-1.0%

VANGUARD CAPITAL MANAGEMENT LLC

$6.12B+0.4%

$4.45B+5.4%

$3.66B-3.2%

$3.10B-10.3%

$2.68B0.0%

GEODE CAPITAL MANAGEMENT, LLC

$2.36B+2.1%

MORGAN STANLEY

$1.85B+4.3%

VANGUARD PORTFOLIO MANAGEMENT LLC

$1.81B+1.4%

PRICE T ROWE ASSOCIATES INC /MD/

$1.51B+0.6%

DAVIS SELECTED ADVISERS

$1.30B-3.5%

NORGES BANK

$1.20B--

Invesco Ltd.

$1.20B+15.0%

Aristotle Capital Management, LLC

$1.06B-6.2%

NORTHERN TRUST CORP

$1.04B+1.3%

ROYAL BANK OF CANADA

$969.30M-2.4%

BANK OF AMERICA CORP /DE/

$919.59M-3.8%

Grantham, Mayo, Van Otterloo & Co. LLC

$899.07M-22.1%

GOLDMAN SACHS GROUP INC

$887.07M+10.1%

UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AME

$770.37M+1.8%

FEDERATED HERMES, INC.

$712.54M+2.5%

FIRST TRUST ADVISORS LP

$668.78M+36.4%

HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC

$638.19M-6.5%

DIMENSIONAL FUND ADVISORS LP

$631.58M+0.8%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$631.21M+0.1%

See all 2,079 institutional holders →

What's Driving USB's Business? Latest 10-Q Breakdown

31/31 datapoints verified

AI-extracted from the 10-Q filed 2026-08-06 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total net revenue rose 10.1% to $7.7B and diluted EPS 21.6% to $1.35, as net interest margin expanded to 2.79% and BTIG lifted capital markets revenue 62.5%.

Biggest Revenue Drivers

Net interest income$4,361M+7.7% YoY

Primarily due to loan growth, improved earning asset mix, and benefits from fixed asset repricing

Noninterest income$3,325M+13.7% YoY

Higher fee revenue across all categories and the contribution from the BTIG acquisition

Biggest Revenue Drivers

Total revenue: $7,712M+10.1% YoY

Net interest income$4,361M+7.7% YoY

Primarily due to loan growth, improved earning asset mix, and benefits from fixed asset repricing

Noninterest income$3,325M+13.7% YoY

Higher fee revenue across all categories and the contribution from the BTIG acquisition

Within Noninterest income

Trust and investment management fees$785M+11.7% YoY

Increased primarily due to business growth and favorable market conditions

Capital markets revenue$512M+62.5% YoY

Contribution from BTIG, higher client-related derivative activity, corporate bond underwriting fees and favorable market conditions

Largest Expense Items

Compensation and employee benefits$2,685M+3.3% YoY

Merit increases, incentive compensation and higher stock-based compensation expense

Technology and communications$601M+12.5% YoY

Increased primarily due to investments in product and technology development

Provision for credit losses$538M+7.4% YoY

Increase primarily due to loan growth

Marketing and business development$216M+34.2% YoY

Higher primarily due to increased initiatives

Margins: Net interest margin (taxable-equivalent) rose to 2.79% from 2.66%, driven by loan growth, improved earning asset mix and fixed asset repricing. Efficiency ratio improved to 57.1% from 59.2%.

Watch Items from the Filing

Held-to-maturity securities carry $9,505M of gross unrealized losses: $74,085M amortized cost versus $64,622M fair value at June 30, 2026.
Allowance for credit losses fell to 1.94% of period-end loans from 2.03%, while loans grew $19.0 billion (4.8%) to $410.3 billion.
Commercial real estate nonperforming loans rose to $568M from $518M; CRE 90-days-plus and nonperforming ratio held at 1.09% of the class.
BTIG acquisition closed June 1, 2026 for ~$395M cash plus 6.6 million shares, with up to $275M more contingent consideration over three years.
Short-term borrowings jumped $20.2 billion to $37.3 billion, primarily higher short-term FHLB balances, while long-term debt fell to $58.7 billion.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/USB

Earnings Per Share

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US BANCORP \DE\ reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$28.7B	$7.6B	33.2%
FY 2024	10-K	$27.5B	$6.3B	28.8%
FY 2023	10-K	$28.1B	$5.4B	24.4%
FY 2022	10-K	$24.3B	$5.8B	30.0%
FY 2021	10-K	$22.7B	$8.0B	44.7%
FY 2020	10-K	$23.2B	$5.0B	26.1%

About US BANCORP \DE\ (USB): stock profile, AI score and financials

US BANCORP \DE\ (USB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores USB at 66.4/100 on a composite quality score built from its SEC filings, placing it at rank #409 of 2,925 stocks — the top 25% of the AI-ranked universe. USB scores in the top quartile across revenue scale (94.9), free cash flow (92.4), profitability (88.3). Areas of concern include revenue growth (39.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), US BANCORP \DE\ reports quarterly revenue of $7.7B, net income of $2.2B, an operating margin of 35.3%. Top institutional holders of USB by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. USB trades on the NYSE exchange and files with the SEC under CIK 36104. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate USB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for US BANCORP \DE\ directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 36104 →

US BANCORP \DE\ USB

Top Institutional Holders

What's Driving USB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

USB key financials by period

USB insiders

Congress trading in USB

About US BANCORP \DE\ (USB): stock profile, AI score and financials

US BANCORP \DE\ USB

Top Institutional Holders

What's Driving USB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

USB key financials by period

Companies similar to USB

USB insiders

Congress trading in USB

About US BANCORP \DE\ (USB): stock profile, AI score and financials