MTB is the ticker symbol for M&T BANK CORP, a publicly traded Financials sector company listed on NYSE. 13F Pro tracks MTB with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is MTB a good stock to buy?

13F Pro's AI ranking engine scores MTB at 61.1/100, ranked #814 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for MTB is available at https://13fpro.ai/company/MTB. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source MTB data?

All M&T BANK CORP fundamentals and ownership data come directly from SEC EDGAR. M&T BANK CORP files with the SEC under CIK 36270. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

M&T BANK CORP MTB

NYSELarge CapFinancials

13F Pro quality score

Rank #814 of 2,925TOP 50%

Why it scores 61 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$2.53B

Quarter to Jun 30

Net income

$818.00M

Quarter to Jun 30

Free cash flow

$1.25B

Quarter to Jun 30

Operating margin

42.0%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$31.32B total

BlackRock, Inc.

$3.06B-1.2%

FMR LLC

$2.96B-5.7%

WELLINGTON MANAGEMENT GROUP LLP

$2.33B-1.5%

VANGUARD CAPITAL MANAGEMENT LLC

$2.28B-2.2%

STATE STREET CORP

$1.69B-0.5%

VANGUARD PORTFOLIO MANAGEMENT LLC

$1.69B-5.4%

GEODE CAPITAL MANAGEMENT, LLC

$1.03B-1.5%

STATE FARM MUTUAL AUTOMOBILE INSURANCE CO

$981.22M0.0%

$967.80M+1.0%

$958.00M+0.6%

$854.48M-19.4%

$472.48M--

DIMENSIONAL FUND ADVISORS LP

$378.36M+0.9%

NORTHERN TRUST CORP

$355.09M-1.9%

Bank of New York Mellon Corp

$330.98M+0.1%

GOLDMAN SACHS GROUP INC

$325.34M+17.9%

BANK OF AMERICA CORP /DE/

$315.27M-17.7%

MASSACHUSETTS FINANCIAL SERVICES CO /MA/

$284.13M+1.1%

Nuveen, LLC

$273.11M-17.5%

M&T BANK CORP

$273.05M+88.6%

Legal & General Group Plc

$254.66M+0.5%

UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AME

$252.41M+2.6%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$238.33M-1.5%

JENNISON ASSOCIATES LLC

$231.99M-0.1%

MENORA MIVTACHIM HOLDINGS LTD.

$229.11M0.0%

See all 1,169 institutional holders →

What's Driving MTB's Business? Latest 10-Q Breakdown

22/22 datapoints verified

AI-extracted from the 10-Q filed 2026-08-04 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

M&T Bank's Q2 2026 net income rose to $818M (+14% YoY, +23% QoQ) as the net interest margin held steady at 3.70% and the efficiency ratio improved to 52.8% from 58.3% in Q1.

Biggest Revenue Drivers

Institutional Services and Wealth Management$231M+9% YoY

Higher sales and fund management fees in Institutional Services and increased fee income in Wealth Management from favorable market performance

Retail Bank$133M+3% YoY

Higher service charges on deposit accounts and merchant discount/credit card interchange fees

Biggest Revenue Drivers

Total revenue: $442M+6% YoY

Institutional Services and Wealth Management$231M+9% YoY

Higher sales and fund management fees in Institutional Services and increased fee income in Wealth Management from favorable market performance

Retail Bank$133M+3% YoY

Higher service charges on deposit accounts and merchant discount/credit card interchange fees

Commercial Bank$78M+3% YoY

Higher trust and service charge revenue from commercial customers

Largest Expense Items

Salaries and employee benefits$826M-10% QoQ

Prior quarter included seasonally higher stock-based compensation, payroll taxes and benefits, and higher average staffing; partly offset by full-quarter merit increases and an extra working day

Outside data processing and software$154M+7% QoQ

Enhancements to technology infrastructure, cybersecurity and financial recordkeeping/reporting systems

Professional and other services$89M-4% QoQ

Margins: Net interest margin was unchanged at 3.70% as a 5bp rise in earning-asset yields was offset by a 4bp rise in funding costs; the efficiency ratio improved to 52.8% from 58.3% in Q1 2026 on lower seasonal compensation expense.

Watch Items from the Filing

Wilmington Trust, N.A. was sued in January 2026 over its custodian/trustee role in Tricolor Holdings asset-backed securitizations; the company cannot yet estimate potential losses.
Commercial real estate concentration rose to 134% of Tier 1 capital plus allowance at June 30, 2026, up from 124% at December 31, 2025.
Criticized commercial real estate loans fell to $2.46B (10.1% of CRE loans) from $3.45B (14.5%) at year-end 2025, reflecting deliberate portfolio de-risking.
Commercial and industrial loans to nondepository financial institutions totaled $13.7B outstanding against $25.6B of commitments, with about 91% of financial/insurance industry loans classified as NDFI exposure.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/MTB

Earnings Per Share

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About M&T BANK CORP (MTB): stock profile, AI score and financials

M&T BANK CORP (MTB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores MTB at 61.1/100 on a composite quality score built from its SEC filings, placing it at rank #814 of 2,925 stocks — the top half of the AI-ranked universe. MTB scores in the top quartile across profitability (90.1), free cash flow (89.3), revenue scale (86.3). Areas of concern include revenue growth (39.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 17.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), M&T BANK CORP reports quarterly revenue of $2.5B, net income of $818.0M, an operating margin of 42.0%. MTB trades on the NYSE exchange and files with the SEC under CIK 36270. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MTB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for M&T BANK CORP directly from SEC EDGAR.

SEC EDGAR: CIK 36270 →

M&T BANK CORP MTB

Top Institutional Holders

What's Driving MTB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

MTB insiders

Congress trading in MTB

About M&T BANK CORP (MTB): stock profile, AI score and financials

M&T BANK CORP MTB

Top Institutional Holders

What's Driving MTB's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

Companies similar to MTB

MTB insiders

Congress trading in MTB

About M&T BANK CORP (MTB): stock profile, AI score and financials