BANK OF AMERICA CORP /DE/(BAC)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
BANK OF AMERICA CORP /DE/ (BAC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores BAC at 67.6/100 on a 32-signal composite quality model, placing it at rank #352 of 2,960 stocks — the top 25% of the AI-ranked universe. BAC scores in the top quartile across free cash flow (99.0), revenue scale (98.9), profitability (89.4). Shareholder dilution risk is elevated at 29.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BANK OF AMERICA CORP /DE/ reports quarterly revenue of $31.6B, net income of $9.1B, an operating margin of 36.6%. Top institutional holders of BAC by reported 13-F value include BlackRock, BERKSHIRE HATHAWAY, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BAC trades on the NYSE exchange and files with the SEC under CIK 70858. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BAC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BANK OF AMERICA CORP /DE/ directly from SEC EDGAR.
AI Quality Score
67.6/100
AI Rank
#352
Revenue
$31.6B
Net Income
$9.1B
Operating Margin
36.6%
BAC key financials by period
BANK OF AMERICA CORP /DE/ reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$113.1B
$30.5B
33.3%
FY 2024
10-K
$105.9B
$27.0B
31.4%
FY 2023
10-K
$102.8B
$26.3B
31.6%
FY 2022
10-K
$95.0B
$27.5B
32.6%
FY 2021
10-K
$89.1B
$32.0B
38.1%
FY 2020
10-K
$85.5B
$17.9B
22.2%
Institutions holding BAC
Institutional investors reporting a position in BANK OF AMERICA CORP /DE/ on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-31 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Total revenue rose to $31.6B and net income to $9.1B ($1.21 diluted EPS) as noninterest income jumped $2.8 billion on Equities trading, asset management and investment banking fees.
Biggest Revenue Drivers
Net interest income$16.0B+$1.3B YoY
Driven by higher net interest income related to Global Markets activity, deposit and loan growth, and fixed-asset repricing, partially offset by lower interest rates.
Noninterest income$15.6B+$2.8B YoY
Higher investment and brokerage services, investment banking fees and market making revenue.
Biggest Revenue Drivers
Total revenue: $31.6B
Net interest income$16.0B+$1.3B YoY
Driven by higher net interest income related to Global Markets activity, deposit and loan growth, and fixed-asset repricing, partially offset by lower interest rates.
Noninterest income$15.6B+$2.8B YoY
Higher investment and brokerage services, investment banking fees and market making revenue.
Within Noninterest income
Investment and brokerage services$5,653M+$873M YoY
Higher asset management fees reflecting higher market valuations and positive AUM flows, plus higher brokerage fees on increased transactional volume.
Market making and similar activities$4,177M+$1.0B YoY
Primarily higher trading revenue in Equities, partially offset by lower income from foreign currency risk management activities.
Investment banking fees$2,138M+$710M YoY
Higher debt issuance, advisory and equity issuance fees.
Largest Expense Items
Compensation and benefits$10,987M
Higher revenue-related expenses and revenue-related incentives, plus continued investment in people.
Information processing and communications$1,924M
Continued investments in the business, including technology.
Occupancy and equipment$1,914M
Part of total noninterest expense of $18.6B, up $1.4 billion year-over-year.
Product delivery and transaction related$1,327M
Higher revenue-related expenses and continued investments in the business, including marketing.
Margins: The efficiency ratio improved to 59.02% from 62.61% a year ago as revenue growth outpaced the $1.4 billion rise in noninterest expense; GWIM operating margin reached 27% versus 22%.
Watch Items from the Filing
Held-to-maturity debt securities carry $82.1 billion of gross unrealized losses, with $505.8 billion amortized cost against $423.7 billion fair value.
The G-SIB surcharge rises 50 bps on January 1, 2027 to 2.0% (Method 1) and 3.5% (Method 2), raising minimum capital requirements; CET1 ratio is 11.2%.
Credit quality improved: provision fell $226 million to $1.4 billion, and commercial reservable criticized utilized exposure fell $2.7 billion to $22.1 billion (2.89%).
Commercial real estate office reservable criticized exposure was $2.8 billion, and approximately $3.2 billion of office loans mature by the end of 2026.
Capital returned: $6.0 billion of common stock repurchased and $2.0 billion of common dividends paid in the quarter; dividend raised 14% to $0.32 per share.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
