V is the ticker symbol for VISA INC., a publicly traded Financials sector company listed on NYSE. 13F Pro tracks V with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is V a good stock to buy?

13F Pro's AI ranking engine scores V at 82.6/100, ranked #12 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for V is available at https://13fpro.ai/company/V. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source V data?

All VISA INC. fundamentals and ownership data come directly from SEC EDGAR. VISA INC. files with the SEC under CIK 1403161. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

VISA INC. V

NYSEMega CapFinancials

13F Pro quality score

Rank #12 of 2,925TOP 1%

Why it scores 83 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$11.63B

Quarter to Jun 30

Net income

$5.63B

Quarter to Jun 30

Free cash flow

$6.14B

Quarter to Jun 30

Operating margin

59.1%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$512.05B total

BlackRock, Inc.

$47.23B+1.1%

VANGUARD CAPITAL MANAGEMENT LLC

$36.42B-0.8%

STATE STREET CORP

$28.43B+0.7%

MORGAN STANLEY

$15.77B0.0%

GEODE CAPITAL MANAGEMENT, LLC

$15.53B+0.9%

FMR LLC

$14.73B-4.4%

VANGUARD PORTFOLIO MANAGEMENT LLC

$12.64B-2.0%

PRICE T ROWE ASSOCIATES INC /MD/

$12.17B-13.6%

TCI Fund Management Ltd

$10.46B+0.1%

Capital World Investors

$9.70B+12.3%

Capital International Investors

$8.39B+3.1%

BANK OF AMERICA CORP /DE/

$7.95B+1.3%

NORTHERN TRUST CORP

$5.99B-1.1%

NORGES BANK

$5.56B--

GOLDMAN SACHS GROUP INC

$5.43B-1.5%

UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AME

$5.39B+13.0%

ALLIANCEBERNSTEIN L.P.

$5.32B-3.0%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$4.98B+6.0%

WELLS FARGO & COMPANY/MN

$4.76B+67.9%

JPMORGAN CHASE & CO

$4.49B-3.5%

UBS Group AG

$4.36B+5.4%

ROYAL BANK OF CANADA

$4.26B-0.9%

AMERIPRISE FINANCIAL INC

$4.25B+12.2%

Legal & General Group Plc

$4.08B-5.2%

Bank of New York Mellon Corp

$3.90B-5.2%

See all 4,607 institutional holders →

What's Driving V's Business? Latest 10-Q Breakdown

37/37 datapoints verified

AI-extracted from the 10-Q filed 2026-07-29 — Q3 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net revenue rose 14% to $11.6B on 10% processed-transaction growth, but net income grew only 7% as $563M of severance drove operating expenses up 19%.

Biggest Revenue Drivers

Data processing revenue$6,042M+17% YoY

Growth in processed transactions of 10%, select pricing modifications, growth in value-added services and higher cross-border transaction mix

Service revenue$4,922M+14% YoY

Growth in nominal payments volume of 11%, select pricing modifications and growth in card benefits

Biggest Revenue Drivers

Total revenue: $11,633M+14% YoY

Data processing revenue$6,042M+17% YoY

Growth in processed transactions of 10%, select pricing modifications, growth in value-added services and higher cross-border transaction mix

Service revenue$4,922M+14% YoY

Growth in nominal payments volume of 11%, select pricing modifications and growth in card benefits

Largest Expense Items

Personnel$2,458M+40% YoY

Higher severance costs from actions to drive operational efficiencies, plus more employees and compensation costs, including from acquisitions

Marketing$649M+54% YoY

Higher client marketing and campaign spending, driven in part by the FIFA World Cup 2026

General and administrative$503M+4% YoY

Total operating expenses rose 19%, with exchange rate movements adding about one percentage point

Litigation provision$253M-59% YoY

Decreased primarily due to lower accruals related to the U.S. covered litigation

Margins: The filing gives no explicit margin discussion: net revenue rose 14% while operating expenses rose 19%, so operating income grew 11% to $6,877M; non-GAAP operating expenses rose 17%.

Watch Items from the Filing

Severance costs of $563M were recorded in personnel expense and excluded from non-GAAP results; personnel expense rose 40% year over year.
Client incentives of $4,680M grew 18%, outpacing 14% net revenue growth; future amounts vary with client performance and new contracts.
Interchange MDL: $1.1B of additional accruals and $875M escrow deposits in nine months; escrow balance $888M; over 100 UK merchants have outstanding claims.
Brazil regulation will require extending settlement guarantees to sellers; Visa expects settlement exposure to increase (nine-month maximum daily exposure $168.6B).
Value-added services revenue reached $3.8 billion, up 33% year over year, on Issuing Solutions, Acceptance Solutions and Advisory growth.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q3 2026

EDGAR

Net Income

Q3 2026

EDGAR

Operating Margin

Q3 2026

EDGAR

ROIC

Q3 2026

EDGAR

Free Cash Flow

Q3 2026

EDGAR

Debt/Equity

Q3 2026

EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/V

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VISA INC. reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$40.0B	$20.1B	60.0%
FY 2024	10-K	$35.9B	$19.7B	65.7%
FY 2023	10-K	$32.7B	$17.3B	64.3%
FY 2022	10-K	$29.3B	$15.0B	64.2%
FY 2021	10-K	$24.1B	$12.3B	65.6%
FY 2020	10-K	$21.8B	$10.9B	64.5%

About VISA INC. (V): stock profile, AI score and financials

VISA INC. (V) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores V at 82.6/100 on a composite quality score built from its SEC filings, placing it at rank #12 of 2,925 stocks — the top 1% of the AI-ranked universe. V scores in the top quartile across profitability (97.4), balance sheet strength (97.2), revenue scale (96.5). Areas of concern include earnings quality (31.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 37.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q3 2026), VISA INC. reports quarterly revenue of $11.6B, net income of $5.6B, an operating margin of 59.1%. Top institutional holders of V by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. V trades on the NYSE exchange and files with the SEC under CIK 1403161. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate V daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for VISA INC. directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 1403161 →

VISA INC. V

Top Institutional Holders

What's Driving V's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

V key financials by period

V insiders

Congress trading in V

About VISA INC. (V): stock profile, AI score and financials

VISA INC. V

Top Institutional Holders

What's Driving V's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

V key financials by period

Companies similar to V

V insiders

Congress trading in V

About VISA INC. (V): stock profile, AI score and financials