What is the 13F Pro Quality Score for MA?

13F Pro ranks Mastercard Inc (MA) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View MA's current score at https://13fpro.ai/research/MA (free sign-up required for the full ranking).

Where does 13F Pro source MA data?

All Mastercard Inc fundamentals and ownership data come directly from SEC EDGAR. Mastercard Inc files with the SEC under CIK 1141391. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is MA in?

Mastercard Inc (MA) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives MA's revenue?

Per Mastercard Inc's latest 10-Q filed with the SEC on 2026-04-30, the biggest revenue drivers are: Payment network ($4.9B, +12% YoY); Value-added services and solutions ($3.5B, +22% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/research/MA.

What are MA's largest expenses?

Mastercard Inc's latest 10-Q reports these as the largest expense items: General and administrative ($3.0B, +20% YoY); Depreciation and amortization ($299M, +9% YoY); Advertising and marketing ($153M, Flat YoY). Sourced directly from SEC EDGAR filing text for Q1 2026 (quarter ended March 31, 2026).

How often is MA research updated on 13F Pro?

MA's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Mastercard Inc(MA)Stock Analysis

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SEC EDGAR: CIK 1141391 MA stock profile & AI dashboard →

13F Pro Quality Score

81.7/100

Rank #28 of 2,879 stocksTOP 1%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

73.3/100

Profitability

94.2/100

Balance Sheet

98.5/100

Earnings Quality

60.5/100

Free Cash Flow

91.8/100

Institutional Flow

3.0/100

Revenue Scale

95.6/100

Dilution Risk

42.8/100

MA Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Mastercard Inc (MA), a Financials sector company. 13F Pro's AI-powered ranking engine scores MA at 81.7/100 on a 32-signal composite quality model, placing it at rank #28 of 2,879 stocks — the top 1% of the AI-ranked universe. MA scores in the top quartile across balance sheet strength (98.5), revenue scale (95.6), profitability (94.2). Areas of concern include institutional flow (3.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 42.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Mastercard Inc reports quarterly revenue of $8.4B, net income of $3.9B, an operating margin of 58.4%. Top institutional holders of MA by reported 13-F value include BlackRock,, Mastercard Foundation Asset Management, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. MA trades on the NYSE exchange and files with the SEC under CIK 1141391. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Mastercard Inc directly from SEC EDGAR.

✦

Fun facts about Mastercard Inc

Quirks, history, and lore behind MA — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · mega-cap · listed on the NYSE · headquartered in New York State.
2
The Numbers
Annual revenue around $25 billion, with net margins that make most industries weep — yet it owns no credit and carries essentially zero lending risk itself.
3
The History
Born in the 1960s as a consortium of banks trying to compete with a rival card network, it eventually became a publicly traded company on the NYSE in 2006.
4
The Secret
It makes money every time you tap, swipe, or click — charging a tiny toll on trillions of dollars in transactions without ever lending you a dime.
5
The Lore
Its iconic two overlapping circles logo — red and yellow — is one of the most recognized symbols on Earth, appearing on over 3 billion cards worldwide.
6
The Giveaway
There are some things money can't buy — for everything else, there's the card with the interlocking red-and-orange circles and that famously "Priceless" ad campaign.

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What's Driving MA's Business? Latest 10-Q Breakdown

AI-extracted from Mastercard Inc's 10-Q filed 2026-04-30 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Mastercard Q1 revenue grew 16% to $8.4B, driven by payment network growth and value-added services expansion, with operating margin improving to 58.4%.

Biggest Revenue Drivers

Total revenue: $8.4B+16% YoY

Payment network$4.9B+12% YoY

Growth driven by domestic and cross-border dollar volumes and increased switched transactions.

Value-added services and solutions$3.5B+22% YoY

Growth from security solutions, digital and authentication solutions, business insights and consumer engagement services, plus pricing.

Largest Expense Items

General and administrative$3.0B+20% YoY

Higher personnel and data processing costs to support strategic initiatives, plus foreign exchange remeasurement losses; included $202M restructuring charge.

Depreciation and amortization$299M+9% YoY

Higher capitalized software amortization in line with business growth.

Advertising and marketing$153MFlat YoY

No material change versus prior year.

Watch Items from the Filing

U.S. merchant litigation: Two opt-out merchant groups seeking $5.5B+ in single damages. Block and Intuit seek $5B+ for Mastercard and payment facilitator volumes; trial scheduled September 2026 for six merchants seeking $0.5B+.
European merchant litigation: Unresolved damages claims of approximately £0.3B ($0.4B) remain. U.K. trial court decided against Mastercard on liability; appeal heard in April 2026. Pan-European claims filed in April 2026.
BVNK acquisition announced in March 2026 for $1.5B with up to $300M in contingent consideration, subject to regulatory approval and completion expected before end of 2026.
Cash position decreased $2.7B to $7.9B in Q1 2026 from $10.6B at year-end, driven by $4.1B share repurchases, $0.8B dividends, and $0.5B litigation settlements.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q1 2026

$8.4B

Net Income

Q1 2026

$3.9B

Free Cash Flow

Q1 2026

$2.8B

Operating Margin

Q1 2026

58.4%

D/E Ratio

Q1 2026

2.82

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+30.7% YoY

$32.79BFY 2025

FY21 $18.88BFY22 $22.24BFY23 $25.10BFY25 $32.79B

Net Income

+33.7% YoY

$14.97BFY 2025

FY21 $8.69BFY22 $9.93BFY23 $11.20BFY25 $14.97B

Operating Income

+34.9% YoY

$18.90BFY 2025

FY21 $10.08BFY22 $12.26BFY23 $14.01BFY25 $18.90B

EPS (Diluted)

+39.6% YoY

$16.52FY 2025

FY21 $8.76FY22 $10.22FY23 $11.83FY25 $16.52

Total Assets

+27.6% YoY

$54.16BFY 2025

FY21 $37.67BFY22 $38.72BFY23 $42.45BFY25 $54.16B

Total Debt

+21.2% YoY

$19.00BFY 2025

FY21 $13.90BFY22 $14.02BFY23 $15.68BFY25 $19.00B

Op. Cash Flow

+47.3% YoY

$17.65BFY 2025

FY21 $9.46BFY22 $11.20BFY23 $11.98BFY25 $17.65B

Metric	FY 2025	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Revenue	$32.79B +30.7%	$25.10B +12.9%	$22.24B +17.8%	$18.88B +23.4%	$15.30B -9.4%	$16.88B
Net Income	$14.97B +33.7%	$11.20B +12.7%	$9.93B +14.3%	$8.69B	—	—
Operating Income	$18.90B +34.9%	$14.01B +14.2%	$12.26B +21.6%	$10.08B +24.8%	$8.08B -16.4%	$9.66B
EPS (Diluted)	$16.52 +39.6%	$11.83 +15.8%	$10.22 +16.7%	$8.76 +37.5%	$6.37 -19.8%	$7.94
Total Assets	$54.16B +27.6%	$42.45B +9.6%	$38.72B +2.8%	$37.67B +12.2%	$33.58B +14.9%	$29.24B
Total Debt	$19.00B +21.2%	$15.68B +11.8%	$14.02B +0.9%	$13.90B +9.7%	$12.67B +48.6%	$8.53B
Operating Cash Flow	$17.65B +47.3%	$11.98B +7.0%	$11.20B +18.3%	$9.46B +31.0%	$7.22B -11.7%	$8.18B

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Available Research

13F Pro tracks comprehensive data for Mastercard Inc including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of MA

BlackRock, Inc.
$33.5B67,011,988 sh
Mastercard Foundation Asset Management Corp
$32.6B65,234,702 sh
VANGUARD CAPITAL MANAGEMENT LLC
$26.2B52,337,454 sh
STATE STREET CORP
$18.2B36,478,022 sh
FMR LLC
$12.1B24,263,911 sh
GEODE CAPITAL MANAGEMENT, LLC
$10.5B21,071,444 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$9.7B19,434,544 sh
MORGAN STANLEY
$7.6B15,162,577 sh
Capital Research Global Investors
$6.9B13,884,582 sh
WELLINGTON MANAGEMENT GROUP LLP
$6.5B13,001,582 sh

Fund	Value	Shares
BlackRock, Inc.	$33.5B	67,011,988
Mastercard Foundation Asset Management Corp	$32.6B	65,234,702
VANGUARD CAPITAL MANAGEMENT LLC	$26.2B	52,337,454
STATE STREET CORP	$18.2B	36,478,022
FMR LLC	$12.1B	24,263,911
GEODE CAPITAL MANAGEMENT, LLC	$10.5B	21,071,444
VANGUARD PORTFOLIO MANAGEMENT LLC	$9.7B	19,434,544
MORGAN STANLEY	$7.6B	15,162,577
Capital Research Global Investors	$6.9B	13,884,582
WELLINGTON MANAGEMENT GROUP LLP	$6.5B	13,001,582

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Is MA a good stock to buy?

13F Pro's AI-powered analysis of Mastercard Inc (MA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for MA are available on the MA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own MA?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling MA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Mastercard Inc's investment landscape.