Mastercard Inc(MA)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Mastercard Inc (MA) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores MA at 85.1/100 on a 32-signal composite quality model, placing it at rank #6 of 2,961 stocks — the top 1% of the AI-ranked universe. MA scores in the top quartile across institutional flow (98.7), balance sheet strength (98.4), profitability (97.2). Areas of concern include earnings quality (38.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Mastercard Inc reports quarterly revenue of $9.3B, net income of $4.4B, an operating margin of 60.2%. Top institutional holders of MA by reported 13-F value include BlackRock, Mastercard Foundation Asset Management, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. MA trades on the NYSE exchange and files with the SEC under CIK 1141391. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Mastercard Inc directly from SEC EDGAR.
AI Quality Score
85.1/100
AI Rank
#6
Revenue
$9.3B
Net Income
$4.4B
Free Cash Flow
$3.5B
Operating Margin
60.2%
MA key financials by period
Mastercard Inc reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$32.8B
$15.0B
57.6%
FY 2024
10-K
$28.2B
$12.9B
55.3%
FY 2023
10-K
$25.1B
$11.2B
55.8%
FY 2022
10-K
$22.2B
$9.9B
55.1%
FY 2021
10-K
$18.9B
$8.7B
53.4%
FY 2020
10-K
$15.3B
—
52.8%
Institutions holding MA
Institutional investors reporting a position in Mastercard Inc on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-30 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Mastercard Q2 revenue grew 14% to $9.3B, driven by 10% payment network growth and 20% value-added services expansion amid strong transaction volume and cross-border activity.
Biggest Revenue Drivers
Payment network$5.5B+10% YoY
Growth in domestic and cross-border dollar volumes and increased switched transactions.
Value-added services and solutions$3.8B+20% YoY
Growth in security solutions, digital and authentication solutions, and pricing improvements.
Biggest Revenue Drivers
Total revenue: $9.3B+14% YoY
Payment network$5.5B+10% YoY
Growth in domestic and cross-border dollar volumes and increased switched transactions.
Value-added services and solutions$3.8B+20% YoY
Growth in security solutions, digital and authentication solutions, and pricing improvements.
Largest Expense Items
General and administrative$3.1B+11% YoY
Higher personnel and data processing costs to support strategic initiatives; includes restructuring charge in H1.
Depreciation and amortization$309M+10% YoY
Higher capitalized software amortization in line with business growth.
Advertising and marketing$217M+2% YoY
Modest increase in marketing expenditures.
Watch Items from the Filing
U.S. merchant litigation concentration: Block and Intuit seek over $5B in aggregate damages; two opt-out merchants seek $250M+. Multiple matters scheduled for resolution in 2026.
European merchant litigation: Over £0.5B (~$0.7B) in unresolved U.K./Pan-European damages claims; Portugal and Netherlands collective actions filed for ~€0.7B combined damages.
BVNK acquisition pending regulatory approval: $1.5B acquisition plus up to $300M contingent consideration expected to close by Q3 2026 to expand digital assets ecosystem.
Cross-border volume growth accelerating at 14% USD (+12% local currency), outpacing domestic at 6%, indicating strong international expansion and travel recovery.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
