AMERICAN EXPRESS CO(AXP)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
AMERICAN EXPRESS CO (AXP) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores AXP at 69.4/100 on a 32-signal composite quality model, placing it at rank #266 of 2,961 stocks — the top 10% of the AI-ranked universe. AXP scores in the top quartile across revenue scale (97.9). Shareholder dilution risk is elevated at 49.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), AMERICAN EXPRESS CO reports quarterly revenue of $19.6B, net income of $3.1B, an operating margin of 20.7%. Top institutional holders of AXP by reported 13-F value include BERKSHIRE HATHAWAY, BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. AXP trades on the NYSE exchange and files with the SEC under CIK 4962. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AXP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for AMERICAN EXPRESS CO directly from SEC EDGAR.
AI Quality Score
69.4/100
AI Rank
#266
Revenue
$19.6B
Net Income
$3.1B
Free Cash Flow
$4.5B
Operating Margin
20.7%
AXP key financials by period
AMERICAN EXPRESS CO reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$72.2B
$10.8B
19.1%
FY 2024
10-K
$65.9B
$10.1B
19.6%
FY 2023
10-K
$60.5B
$8.4B
17.4%
FY 2022
10-K
$52.9B
$7.5B
18.1%
FY 2021
10-K
$42.4B
$8.1B
25.2%
FY 2020
10-K
$36.1B
$3.1B
11.9%
Institutions holding AXP
Institutional investors reporting a position in AMERICAN EXPRESS CO on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-24 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Billed business grew 9% and total revenues net of interest expense rose 10% to $19,637 million, lifting net income to $3.1 billion, or $4.53 per share.
Biggest Revenue Drivers
U.S. Consumer Services$4,346M
Billed business grew 11 percent, driven by premium card portfolios including acceleration in the U.S. Platinum portfolio
Commercial Services$3,097M
Billed business grew 5 percent, reflecting an acceleration in growth from U.S. small and mid-sized enterprise Card Members
Biggest Revenue Drivers
Total revenue: $11.2B
U.S. Consumer Services$4,346M
Billed business grew 11 percent, driven by premium card portfolios including acceleration in the U.S. Platinum portfolio
Commercial Services$3,097M
Billed business grew 5 percent, reflecting an acceleration in growth from U.S. small and mid-sized enterprise Card Members
International Card Services$2,051M
Billed business grew 13 percent on strong spend growth across geographies and customer types; fastest-growing segment
Global Merchant and Network Services$1,728M
Network volumes of $516.8 billion grew 9 percent; network partnership revenue rose on higher volumes
Largest Expense Items
Card Member rewards$5,051M+9% YoY
Membership Rewards and cash back up $277 million and cobrand rewards up $155 million, driven by higher billed business
Salaries and employee benefits$2,344M+9% YoY
Primarily driven by higher compensation and incentive costs
Card Member services$1,949M+50% YoY
Higher usage of Card Member benefits and the new U.S. Platinum benefits
Business development$1,755M+10% YoY
Increased partner payments and higher client incentives, driven by higher network volumes
Margins: Total expenses rose 12 percent versus 10 percent revenue growth, but a 23 percent drop in credit provisions lifted pretax income 15 percent; net interest yield expanded to 8.1 percent from 7.9 percent.
Watch Items from the Filing
Company expects an enforcement action on anti-money laundering programs, which could include civil money penalties and lead to further regulatory inquiries.
KServicing Wind Down Corp. seeks to recover up to approximately $746 million over the Kabbage acquisition; estimated range of possible loss on disclosed matters is zero to $260 million.
IRS Notice proposes about $185 million of additional federal tax for 2017-2018 plus roughly $50 million of penalties, and may seek similar adjustments for later years.
Commercial Services billed business grew only 5 percent, and management expects moderation in spend growth as it exits small business cobrand held-for-sale portfolios.
Credit improved: provisions fell 23 percent to $1,084 million on a $190 million reserve release, with the 2.0 percent net write-off rate stable and delinquencies down to 1.2 percent.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
