HUNTINGTON BANCSHARES INC /MD/(HBAN)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
HUNTINGTON BANCSHARES INC /MD/ (HBAN) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores HBAN at 65.0/100 on a 32-signal composite quality model, placing it at rank #509 of 2,961 stocks — the top 25% of the AI-ranked universe. HBAN scores in the top quartile across revenue scale (85.1), profitability (82.1), free cash flow (78.3). Shareholder dilution risk is elevated at 20.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), HUNTINGTON BANCSHARES INC /MD/ reports quarterly revenue of $2.6B, net income of $523.0M, free cash flow of $400.0M. Top institutional holders of HBAN by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, WELLINGTON MANAGEMENT GROUP LLP, based on the most recent SEC filings. HBAN trades on the Nasdaq exchange and files with the SEC under CIK 49196. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HBAN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HUNTINGTON BANCSHARES INC /MD/ directly from SEC EDGAR.
AI Quality Score
65.0/100
AI Rank
#509
Revenue
$2.6B
Net Income
$523.0M
Free Cash Flow
$400.0M
HBAN key financials by period
HUNTINGTON BANCSHARES INC /MD/ reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$8.2B
$2.2B
32.9%
FY 2024
10-K
$7.4B
$1.9B
32.5%
FY 2023
10-K
$7.4B
$2.0B
32.4%
FY 2022
10-K
$7.3B
$2.2B
38.1%
FY 2021
10-K
$6.0B
$1.3B
26.6%
FY 2020
10-K
$4.8B
$817.0M
20.2%
Institutions holding HBAN
Institutional investors reporting a position in HUNTINGTON BANCSHARES INC /MD/ on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-28 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net income rose 36% YoY to $727M as the Cadence acquisition (closed Feb 1, 2026) drove total revenue up 46% on an FTE basis to $2.86B, though $152M of acquisition-related expenses cut diluted EPS to $0.33 from $0.34.
Biggest Revenue Drivers
Net interest income$2,052M+40% YoY
Reflected a $67.5B, or 35%, increase in average earning assets and a 10bp increase in FTE NIM to 3.21%, driven by the Cadence and Veritex acquisitions plus organic growth
Noninterest income$785M+67% YoY
Driven by increases across all major noninterest income categories, in part due to the impact from the Cadence and Veritex acquisitions
Biggest Revenue Drivers
Total revenue: $2.84B+46% YoY
Net interest income$2,052M+40% YoY
Reflected a $67.5B, or 35%, increase in average earning assets and a 10bp increase in FTE NIM to 3.21%, driven by the Cadence and Veritex acquisitions plus organic growth
Noninterest income$785M+67% YoY
Driven by increases across all major noninterest income categories, in part due to the impact from the Cadence and Veritex acquisitions
Within Noninterest income
Capital markets and advisory fees$140M+67% YoY
Higher advisory fees from the legacy business and the impact of three strategic business units acquired from Janney, plus higher syndication fees
Payments and cash management revenue$204M+24% YoY
Driven by higher cash management and interchange revenue
Customer deposit and loan fees$128M+35% YoY
Primarily due to an increase in commitment fees and the volume of personal service charges
Largest Expense Items
Personnel costs$1,010M+40% YoY
Higher salary, benefit, and incentive compensation expense, including acquisition impacts
Outside data processing and other services$326M+79% YoY
Reflecting higher technology and data expense
Amortization of intangibles$54M+391% YoY
Driven by the addition of core deposit intangibles from the Cadence and Veritex acquisitions
Net occupancy$90M+67% YoY
Largely due to increases in lease and depreciation expense
Margins: FTE NIM rose 10bp YoY to 3.21% on lower funding costs, partially offset by lower yields on earning assets. The efficiency ratio worsened to 61.5% from 59.0%, driven mainly by $152M of acquisition-related expenses.
Watch Items from the Filing
NPAs totaled $1.6B, up 71% from year-end, including $295M assumed in the Cadence acquisition plus additional increases in commercial and industrial, commercial real estate, and residential mortgage nonaccruals.
Net charge-offs rose to $119M, or 0.25% of average loans annualized, versus $66M (0.20%) a year ago, reflecting loan growth and higher charge-offs.
Consolidated CET1 ratio fell to 10.0% from 10.4% at year-end, driven by higher risk-weighted assets, the Cadence acquisition, and share repurchases.
Q2 2026 results included $152M of acquisition-related expenses ($116M after-tax), reducing diluted EPS by $0.06, tied to ongoing Cadence/Veritex integration.
Uninsured deposits rose to $69.2B, or 31% of total deposits, up from 30% at December 31, 2025.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
