EAST WEST BANCORP INC

EWBC

NasdaqLarge CapFinancials

13F Pro Quality Score

65.6/100

Rank #470 of 2,961 stocksTOP 25%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

58.9/100

Profitability

97.7/100

Balance Sheet

51.1/100

Earnings Quality

60.9/100

Free Cash Flow

97.2/100

Institutional Flow

44.7/100

Revenue Scale

70.3/100

Dilution Risk

35.7/100

Price Chart

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What's Driving EWBC's Business? Latest 10-Q Breakdown

34/34 datapoints verified

AI-extracted from the 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

East West Bancorp grew Q2 2026 total revenue 12.5% YoY to $791.1M and net income 17% to $364M, driven by an 11% rise in net interest income and 24% growth in noninterest income, while criticized and nonaccrual loans both climbed double digits.

Biggest Revenue Drivers

Commercial Banking$314.4M+3.5% YoY

Noninterest income rose on higher commercial deposit-related, lending/servicing and wealth management fees; provision for credit losses fell $18M.

Consumer and Business Banking$312.5M+3.9% YoY

Noninterest income up 38%, primarily due to higher wealth management fees.

Biggest Revenue Drivers

Total revenue: $791.1M+12.5% YoY

Commercial Banking$314.4M+3.5% YoY

Noninterest income rose on higher commercial deposit-related, lending/servicing and wealth management fees; provision for credit losses fell $18M.

Consumer and Business Banking$312.5M+3.9% YoY

Noninterest income up 38%, primarily due to higher wealth management fees.

Treasury and Other$164.3M+66.7% YoY

Net interest income up $61.7M from lower net internal FTP credits for deposits transferred to other segments, higher debt securities interest income, and lower FHLB advance interest expense.

Largest Expense Items

Compensation and employee benefits$172.5M+19% YoY

Higher incentive compensation, staffing growth, additional 401(k) employer matching, and higher deferred compensation plan costs.

Amortization of tax credit and CRA investments$22.8M-13% YoY

Timing of tax credit investments that closed in the period.

Occupancy and equipment expense$19.6M+20% YoY

Higher depreciation from new leasehold improvements and a Q1 2026 building purchase, plus increased rental expense.

Computer and software related expenses$15.4M+15% YoY

Higher software expenses from continued investment in technology infrastructure to support growth.

Margins: Net interest margin rose to 3.43% (+8 bps YoY) on lower interest-bearing deposit funding costs and loan/securities growth, partly offset by lower asset yields; the efficiency ratio ticked up slightly to 36.73% from 36.41% as expense growth outpaced revenue growth.

Watch Items from the Filing

Criticized loans rose $147M (13%) to $1.3 billion during the first half of 2026, driven by increases in special mention C&I and classified CRE loans.
Nonaccrual loans increased $39M (24%) to $205 million versus year-end 2025, driven by higher CRE, C&I and residential mortgage loans placed on nonaccrual status.
68% of the $21.7 billion total CRE loan portfolio is concentrated in California, exposing the Company to a downturn in the state's economy or real estate values.
Loans to non-depository financial institutions (NDFI) grew to $8.3 billion from $7.6 billion, concentrated in capital call, private equity and mortgage credit facilities.
CET1 capital ratio of 15.4% remains well above well-capitalized requirements, supporting continued buybacks ($99M repurchased YTD) and a raised quarterly dividend of $0.80/share.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →