AI-extracted from the 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
East West Bancorp grew Q2 2026 total revenue 12.5% YoY to $791.1M and net income 17% to $364M, driven by an 11% rise in net interest income and 24% growth in noninterest income, while criticized and nonaccrual loans both climbed double digits.
Biggest Revenue Drivers
Commercial Banking$314.4M+3.5% YoY
Noninterest income rose on higher commercial deposit-related, lending/servicing and wealth management fees; provision for credit losses fell $18M.
Consumer and Business Banking$312.5M+3.9% YoY
Noninterest income up 38%, primarily due to higher wealth management fees.
Biggest Revenue Drivers
Total revenue: $791.1M+12.5% YoY
Commercial Banking$314.4M+3.5% YoY
Noninterest income rose on higher commercial deposit-related, lending/servicing and wealth management fees; provision for credit losses fell $18M.
Consumer and Business Banking$312.5M+3.9% YoY
Noninterest income up 38%, primarily due to higher wealth management fees.
Treasury and Other$164.3M+66.7% YoY
Net interest income up $61.7M from lower net internal FTP credits for deposits transferred to other segments, higher debt securities interest income, and lower FHLB advance interest expense.
Largest Expense Items
Compensation and employee benefits$172.5M+19% YoY
Higher incentive compensation, staffing growth, additional 401(k) employer matching, and higher deferred compensation plan costs.
Amortization of tax credit and CRA investments$22.8M-13% YoY
Timing of tax credit investments that closed in the period.
Occupancy and equipment expense$19.6M+20% YoY
Higher depreciation from new leasehold improvements and a Q1 2026 building purchase, plus increased rental expense.
Computer and software related expenses$15.4M+15% YoY
Higher software expenses from continued investment in technology infrastructure to support growth.
Margins: Net interest margin rose to 3.43% (+8 bps YoY) on lower interest-bearing deposit funding costs and loan/securities growth, partly offset by lower asset yields; the efficiency ratio ticked up slightly to 36.73% from 36.41% as expense growth outpaced revenue growth.
Watch Items from the Filing
Criticized loans rose $147M (13%) to $1.3 billion during the first half of 2026, driven by increases in special mention C&I and classified CRE loans.
Nonaccrual loans increased $39M (24%) to $205 million versus year-end 2025, driven by higher CRE, C&I and residential mortgage loans placed on nonaccrual status.
68% of the $21.7 billion total CRE loan portfolio is concentrated in California, exposing the Company to a downturn in the state's economy or real estate values.
Loans to non-depository financial institutions (NDFI) grew to $8.3 billion from $7.6 billion, concentrated in capital call, private equity and mortgage credit facilities.
CET1 capital ratio of 15.4% remains well above well-capitalized requirements, supporting continued buybacks ($99M repurchased YTD) and a raised quarterly dividend of $0.80/share.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
Irving Paul HDirectorGrant or award · May 18, 2026
Congress trading in EWBC
2 transactions in EWBC reported by 1 member of Congress under the STOCK Act, most recent trade Apr 10, 2023. Reported transactions, not recommendations.
About EAST WEST BANCORP INC (EWBC): stock profile, AI score and financials
EAST WEST BANCORP INC (EWBC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores EWBC at 65.7/100 on a composite quality score built from its SEC filings, placing it at rank #460 of 2,925 stocks — the top 25% of the AI-ranked universe. EWBC scores in the top quartile across profitability (97.5), free cash flow (96.9). Shareholder dilution risk is elevated at 34.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), EAST WEST BANCORP INC reports quarterly revenue of $791.1M, net income of $363.7M, an operating margin of 59.1%. Top institutional holders of EWBC by reported 13-F value include BlackRock, Invesco Ltd., FMR, based on the most recent SEC filings. EWBC trades on the Nasdaq exchange and files with the SEC under CIK 1069157. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EWBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EAST WEST BANCORP INC directly from SEC EDGAR.