What is the 13F Pro Quality Score for GS?

13F Pro ranks GOLDMAN SACHS GROUP INC (GS) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View GS's current score at https://13fpro.ai/company/GS (free sign-up required for the full ranking).

Which hedge funds own the most GS stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of GS include BlackRock,, STATE STREET, VANGUARD CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/GS as soon as new 13F filings post.

Where does 13F Pro source GS data?

All GOLDMAN SACHS GROUP INC fundamentals and ownership data come directly from SEC EDGAR. GOLDMAN SACHS GROUP INC files with the SEC under CIK 886982. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is GS in?

GOLDMAN SACHS GROUP INC (GS) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What are GS's largest expenses?

GOLDMAN SACHS GROUP INC's latest 10-Q reports these as the largest expense items: Compensation and benefits ($6.1B, vs $4.7B in Q2 2025); Transaction based ($3.1B, vs $2.0B in Q2 2025); Communications and technology ($635M, vs $530M in Q2 2025). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is GS research updated on 13F Pro?

GS's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

GOLDMAN SACHS GROUP INC(GS)Stock Analysis

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SEC EDGAR: CIK 886982 GS stock profile & AI dashboard →

13F Pro Quality Score

73.5/100

Rank #134 of 2,961 stocksTOP 5%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

72.3/100

Profitability

92.9/100

Balance Sheet

43.5/100

Earnings Quality

3.8/100

Free Cash Flow

8.2/100

Institutional Flow

46.8/100

Revenue Scale

97.6/100

Dilution Risk

22.5/100

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Why GS Scores 74/100

exact factor attribution · 2026-09-11

GS's composite is driven by scale and profitability, held back by free cash flow and earnings quality. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+9.5 pts

98th pct

Profitability

+8.6 pts

93th pct

Revenue growth

+6.0 pts

72th pct

Earnings growth

+2.3 pts

85th pct

Institutional flow

-0.2 pts

47th pct

Capital efficiency

-0.9 pts

44th pct

Shareholder dilution

-1.8 pts

23th pct

Earnings quality

-4.6 pts

4th pct

Free cash flow

-6.3 pts

8th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

GS Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for GOLDMAN SACHS GROUP INC (GS), a Financials sector company. 13F Pro's AI-powered ranking engine scores GS at 73.5/100 on a 32-signal composite quality model, placing it at rank #134 of 2,961 stocks — the top 5% of the AI-ranked universe. GS scores in the top quartile across revenue scale (97.6), profitability (92.9). Areas of concern include earnings quality (3.8) and free cash flow (8.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 22.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), GOLDMAN SACHS GROUP INC reports quarterly revenue of $20.3B, net income of $6.6B, free cash flow of $5.6B. Top institutional holders of GS by reported 13-F value include BlackRock, STATE STREET, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. GS trades on the NYSE exchange and files with the SEC under CIK 886982. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate GS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for GOLDMAN SACHS GROUP INC directly from SEC EDGAR. GOLDMAN SACHS GROUP INC's 13F Pro composite quality score has ranged between 36 and 74 since 2026, currently 73.5 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

✦

Fun facts about GOLDMAN SACHS GROUP INC

Quirks, history, and lore behind GS — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · mega-cap · listed on the NYSE · headquartered in New York City.
2
The Numbers
Manages over $2 trillion in assets and generates roughly $50 billion in annual revenue — most of it from investment banking and trading, not your savings account.
3
The History
Founded in 1869 by a German immigrant on Pine Street in Lower Manhattan, it grew from commercial paper trading into arguably the most powerful investment bank on the planet.
4
The Secret
Its alumni have run the U.S. Treasury, the European Central Bank, and more governments than most countries have — a phenomenon critics call "Government Sachs."
5
The Lore
It survived the 2008 financial crisis with a famous $10 billion government bailout it repaid quickly, then paid a staggering $5 billion settlement over mortgage securities it sold before the crash.
6
The Giveaway
Its ticker is two letters, its address is 200 West Street, and its name is literally on the building — one half rhymes with a heist, the other half with a bag.

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What's Driving GS's Business? Latest 10-Q Breakdown

✓ 20/20 datapoints verified

AI-extracted from GOLDMAN SACHS GROUP INC's 10-Q filed 2026-08-03 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Q2 2026 net revenues of $20.3B (vs $14.6B a year ago) and net earnings of $6.63B, driven by market making revenues of $7.6B and diluted EPS of $20.98.

Biggest Revenue Drivers

Market making$7.6Bvs $4.7B in Q2 2025

Net interest income$4.0Bvs $3.1B in Q2 2025

Interest income of $22.0B less interest expense of $18.1B

Biggest Revenue Drivers

Total revenue: $20.3B

Market making$7.6Bvs $4.7B in Q2 2025

Within Market making

Equities$4.5Bvs $3.1B in Q2 2025

Net interest income$4.0Bvs $3.1B in Q2 2025

Interest income of $22.0B less interest expense of $18.1B

Investment banking$3.4Bvs $2.2B in Q2 2025

Investment management$3.4Bvs $2.8B in Q2 2025

Largest Expense Items

Compensation and benefits$6.1Bvs $4.7B in Q2 2025

Transaction based$3.1Bvs $2.0B in Q2 2025

Includes underwriting, advisory and fund distribution fees paid by the firm

Communications and technology$635Mvs $530M in Q2 2025

Other expenses$559Mvs $612M in Q2 2025

Margins: Total operating expenses of $11.7B against $20.3B net revenues produced pre-tax earnings of $8.56B versus $4.96B a year ago; provision for credit losses fell to $102M from $384M.

Watch Items from the Filing

In December 2025 the firm agreed to transition the Apple Card program to another issuer; $19.5B of credit card loans remain classified as held for sale.
Nonaccrual loans were $3.49B, 1.5% of gross amortized-cost loans; quarterly charge-offs of $185M were tied to commercial real estate term loans originated in 2021.
Level 3 financial liabilities rose to $44.7B, 4.7% of financial liabilities at fair value, versus 4.1% at December 2025.
The firm repurchased $4.0B of common stock in the quarter and $9.0B year-to-date; shareholders' equity fell to $122.7B from $125.0B.
Innovator Capital Management acquisition closed for ~$1.50B cash plus ~$400M equity, adding ~$1.07B intangibles and ~$770M goodwill in Asset & Wealth Management.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$20.3B

Net Income

Q2 2026

$6.6B

Free Cash Flow

Q2 2026

$5.6B

ROIC

Q2 2026

6.1%

D/E Ratio

Q2 2026

3.57

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+8.9% YoY

$58.28BFY 2025

FY22 $47.37BFY23 $46.25BFY24 $53.51BFY25 $58.28B

Net Income

+20.3% YoY

$17.18BFY 2025

FY22 $11.26BFY23 $8.52BFY24 $14.28BFY25 $17.18B

EPS (Diluted)

+26.6% YoY

$51.32FY 2025

FY22 $30.06FY23 $22.87FY24 $40.54FY25 $51.32

Total Assets

+8.0% YoY

$1.81TFY 2025

FY22 $1.44TFY23 $1.64TFY24 $1.68TFY25 $1.81T

Total Debt

+14.0% YoY

$355.96BFY 2025

FY22 $308.10BFY23 $317.82BFY24 $312.34BFY25 $355.96B

Op. Cash Flow

-241.8% YoY

$-45.15BFY 2025

FY22 $8.71BFY23 $-12.59BFY24 $-13.21BFY25 $-45.15B

Free Cash Flow

-208.6% YoY

$-47.22BFY 2025

FY22 $4.96BFY23 $-14.90BFY24 $-15.30BFY25 $-47.22B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$58.28B +8.9%	$53.51B +15.7%	$46.25B -2.3%	$47.37B -20.2%	$59.34B +33.2%	$44.56B
Net Income	$17.18B +20.3%	$14.28B +67.6%	$8.52B -24.4%	$11.26B -48.0%	$21.64B +128.7%	$9.46B
EPS (Diluted)	$51.32 +26.6%	$40.54 +77.3%	$22.87 -23.9%	$30.06 -49.4%	$59.45 +140.3%	$24.74
Total Assets	$1.81T +8.0%	$1.68T +2.1%	$1.64T +13.9%	$1.44T -1.5%	$1.46T +25.9%	$1.16T
Total Debt	$355.96B +14.0%	$312.34B -1.7%	$317.82B +3.2%	$308.10B +2.3%	$301.05B +13.0%	$266.35B
Operating Cash Flow	$-45.15B -241.8%	$-13.21B -5.0%	$-12.59B -244.5%	$8.71B +38.3%	$6.30B +134.0%	$-18.54B
Free Cash Flow	$-47.22B -208.6%	$-15.30B -2.7%	$-14.90B -400.5%	$4.96B +204.1%	$1.63B +106.6%	$-24.84B

AI Insight: GS Financial Trends

Revenue surged 40% from Q1 2025 to Q2 2026, but total debt climbed 31% to $437.9B, raising leverage concerns.

• Revenue accelerated from $15.1B in Q1 2025 to $20.3B in Q2 2026, a 35% gain over 15 months.

• Net income rose from $4.7B (Q1 2025) to $6.6B (Q2 2026), a 40% increase; latest quarter marks 8-quarter high.

• Total debt expanded 31% from $333.9B (Q1 2025) to $437.9B (Q2 2026), fastest growth in dataset.

⚠ Debt-to-equity ratio deteriorated from 2.69x (Q1 2025) to 3.57x (Q2 2026)—leverage inflection point.

⚠ Operating cash flow volatile; negative $31.9B in Q1 2026 followed by modest positive $6.1B in Q2 2026.

AI Insight: GS Ratio Trends

Goldman Sachs ROE surged to 21.6% in Q2 2026, driven by record operating margin of 42.1% and ROIC expansion to 6.1%.

• Operating margin expanded from 31.4% in Q3 2024 to 42.1% in Q2 2026, with Q4 2025 and Q1–Q2 2026 sustaining 37.6%+ levels.

• ROE climbed from 9.9% in Q3 2024 to 21.6% in Q2 2026; ROIC rose from 3.6% to 6.1% over same period.

• Net profit margin reached 32.7% in Q1 2026 and stabilized at 32.6% in Q2 2026, versus 23.5% in Q3 2024.

⚠ Leverage increased to 3.57 D/E in Q2 2026 from 2.56 in Q4 2024, a 40% rise signaling higher financial risk.

⚠ ROA remains below 1.3% despite improvements; Q2 2026's 1.2% reflects asset turnover constraints typical of capital-heavy operations.

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Available Research

13F Pro tracks comprehensive data for GOLDMAN SACHS GROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of GS

BlackRock, Inc.
$24.2B23,900,376 sh
STATE STREET CORP
$19.0B18,830,464 sh
VANGUARD CAPITAL MANAGEMENT LLC
$18.6B18,425,670 sh
JPMORGAN CHASE & CO
$8.2B8,039,070 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$7.3B7,215,421 sh
MORGAN STANLEY
$7.1B7,030,974 sh
Fisher Asset Management, LLC
$7.0B6,964,113 sh
GEODE CAPITAL MANAGEMENT, LLC
$7.0B6,948,585 sh
BANK OF AMERICA CORP /DE/
$6.8B6,680,811 sh
SUSQUEHANNA INTERNATIONAL GROUP, LLP
$5.0B4,933,800 sh

Fund	Value	Shares
BlackRock, Inc.	$24.2B	23,900,376
STATE STREET CORP	$19.0B	18,830,464
VANGUARD CAPITAL MANAGEMENT LLC	$18.6B	18,425,670
JPMORGAN CHASE & CO	$8.2B	8,039,070
VANGUARD PORTFOLIO MANAGEMENT LLC	$7.3B	7,215,421
MORGAN STANLEY	$7.1B	7,030,974
Fisher Asset Management, LLC	$7.0B	6,964,113
GEODE CAPITAL MANAGEMENT, LLC	$7.0B	6,948,585
BANK OF AMERICA CORP /DE/	$6.8B	6,680,811
SUSQUEHANNA INTERNATIONAL GROUP, LLP	$5.0B	4,933,800

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Is GS a good stock to buy?

13F Pro's AI-powered analysis of GOLDMAN SACHS GROUP INC (GS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for GS are available on the GS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. GS is classified as a mega company.

Which hedge funds own GS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling GS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of GOLDMAN SACHS GROUP INC's investment landscape.