CITIGROUP INC(C)Stock Analysis
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Rank #1,195 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
C Stock Analysis & AI Quality Score
AI stock analysis and institutional research for CITIGROUP INC (C), a Financials sector company. 13F Pro's AI-powered ranking engine scores C at 54.8/100 on a 32-signal composite quality model, placing it at rank #1,195 of 2,879 stocks — the top half of the AI-ranked universe. C scores in the top quartile across revenue scale (98.4), profitability (82.3). Areas of concern include free cash flow (6.0) and institutional flow (29.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q4 2025), CITIGROUP INC reports quarterly revenue of $19.9B, net income of $2.5B, an operating margin of 19.2%. Top institutional holders of C by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. C trades on the NYSE exchange and files with the SEC under CIK 831001. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate C daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CITIGROUP INC directly from SEC EDGAR.
Revenue
Q4 2025
$19.9B
Net Income
Q4 2025
$2.5B
Free Cash Flow
Q4 2025
$24.9B
Operating Margin
Q4 2025
19.2%
ROIC
Q4 2025
0.7%
D/E Ratio
Q4 2025
1.73
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+5.6% YoYNet Income
+12.8% YoYEPS (Diluted)
+17.7% YoYTotal Assets
+12.9% YoYTotal Debt
+9.5% YoYOp. Cash Flow
-243.9% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Revenue | $85.22B +5.6% | $80.72B +3.4% | $78.07B +3.6% | $75.34B +3.4% | $72.85B +0.6% | $72.44B |
| Net Income | $14.31B +12.8% | $12.68B +37.4% | $9.23B -37.8% | $14.85B -17.7% | $18.05B +365.4% | $-6.80B |
| EPS (Diluted) | $6.99 +17.7% | $5.94 +47.0% | $4.04 -42.3% | $7.00 +4.8% | $6.68 +324.2% | $-2.98 |
| Total Assets | $2.66T +12.9% | $2.35T -2.4% | $2.41T -0.2% | $2.42T +26.1% | $1.92T +4.1% | $1.84T |
| Total Debt | $367.70B +9.5% | $335.81B +3.6% | $324.08B +1.7% | $318.70B +20.6% | $264.35B -6.0% | $281.16B |
| Operating Cash Flow | $-67.63B -243.9% | $-19.67B +73.2% | $-73.42B -392.9% | $25.07B -32.2% | $36.95B | — |
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Available Research
13F Pro tracks comprehensive data for CITIGROUP INC including:
Top Institutional Holders of C
BlackRock, Inc.
$17.4B153,780,316 shVANGUARD CAPITAL MANAGEMENT LLC
$12.4B109,658,356 shSTATE STREET CORP
$8.9B78,042,648 shGEODE CAPITAL MANAGEMENT, LLC
$4.8B42,312,782 shCapital World Investors
$4.6B40,720,859 shFRANKLIN RESOURCES INC
$4.4B38,971,315 shFisher Asset Management, LLC
$4.0B35,218,996 shVANGUARD PORTFOLIO MANAGEMENT LLC
$3.7B32,457,746 shFMR LLC
$3.4B29,956,262 shMORGAN STANLEY
$3.2B27,842,086 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $17.4B | 153,780,316 |
| VANGUARD CAPITAL MANAGEMENT LLC | $12.4B | 109,658,356 |
| STATE STREET CORP | $8.9B | 78,042,648 |
| GEODE CAPITAL MANAGEMENT, LLC | $4.8B | 42,312,782 |
| Capital World Investors | $4.6B | 40,720,859 |
| FRANKLIN RESOURCES INC | $4.4B | 38,971,315 |
| Fisher Asset Management, LLC | $4.0B | 35,218,996 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $3.7B | 32,457,746 |
| FMR LLC | $3.4B | 29,956,262 |
| MORGAN STANLEY | $3.2B | 27,842,086 |
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Popular Research
Is C a good stock to buy?
13F Pro's AI-powered analysis of CITIGROUP INC (C) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for C are available on the C stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own C?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling C. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CITIGROUP INC's investment landscape.