13F Pro Quality Score

54.8/100

Rank #1,195 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

41.7/100

Profitability

82.3/100

Balance Sheet

39.8/100

Earnings Quality

43.1/100

Free Cash Flow

6.0/100

Institutional Flow

29.7/100

Revenue Scale

98.4/100

Dilution Risk

94.9/100

C Stock Analysis & AI Quality Score

AI stock analysis and institutional research for CITIGROUP INC (C), a Financials sector company. 13F Pro's AI-powered ranking engine scores C at 54.8/100 on a 32-signal composite quality model, placing it at rank #1,195 of 2,879 stocks — the top half of the AI-ranked universe. C scores in the top quartile across revenue scale (98.4), profitability (82.3). Areas of concern include free cash flow (6.0) and institutional flow (29.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q4 2025), CITIGROUP INC reports quarterly revenue of $19.9B, net income of $2.5B, an operating margin of 19.2%. Top institutional holders of C by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. C trades on the NYSE exchange and files with the SEC under CIK 831001. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate C daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CITIGROUP INC directly from SEC EDGAR.

Fun facts about CITIGROUP INC

Quirks, history, and lore behind C — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · mega-cap · listed on the NYSE · headquartered in New York City.
  • 2
    The Numbers
    One of the largest banks on the planet, with a balance sheet over $2 trillion in assets and operations in roughly 160 countries — it may bank in more nations than you've visited.
  • 3
    The History
    Its roots trace back to 1812, and it was born in its modern form from one of the largest financial mergers of the 1990s — a deal so big it actually required Congress to rewrite the rules.
  • 4
    The Secret
    It received the largest bank bailout of the 2008 financial crisis — a staggering $45 billion from the U.S. government — and spent years clawing its way back to respectability.
  • 5
    The Lore
    Its iconic red umbrella logo, inherited from Travelers Group after their merger, was quietly retired — but old-timers still miss it. CEO Jane Fraser became the first woman to lead a major Wall Street bank when she took the helm in 2021.
  • 6
    The Giveaway
    Its single-letter NYSE ticker says it all — and so does that famous blue and white wordmark on credit cards held by over 200 million customers worldwide.
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Revenue

Q4 2025

$19.9B

Net Income

Q4 2025

$2.5B

Free Cash Flow

Q4 2025

$24.9B

Operating Margin

Q4 2025

19.2%

ROIC

Q4 2025

0.7%

D/E Ratio

Q4 2025

1.73

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

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Revenue

+5.6% YoY
$85.22BFY 2025
FY22 $75.34BFY23 $78.07BFY24 $80.72BFY25 $85.22B

Net Income

+12.8% YoY
$14.31BFY 2025
FY22 $14.85BFY23 $9.23BFY24 $12.68BFY25 $14.31B

EPS (Diluted)

+17.7% YoY
$6.99FY 2025
FY22 $7.00FY23 $4.04FY24 $5.94FY25 $6.99

Total Assets

+12.9% YoY
$2.66TFY 2025
FY22 $2.42TFY23 $2.41TFY24 $2.35TFY25 $2.66T

Total Debt

+9.5% YoY
$367.70BFY 2025
FY22 $318.70BFY23 $324.08BFY24 $335.81BFY25 $367.70B

Op. Cash Flow

-243.9% YoY
$-67.63BFY 2025
FY22 $25.07BFY23 $-73.42BFY24 $-19.67BFY25 $-67.63B

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Available Research

13F Pro tracks comprehensive data for CITIGROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of C

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Is C a good stock to buy?

13F Pro's AI-powered analysis of CITIGROUP INC (C) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for C are available on the C stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own C?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling C. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CITIGROUP INC's investment landscape.