What is the 13F Pro Quality Score for SCHW?

13F Pro ranks SCHWAB CHARLES CORP (SCHW) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SCHW's current score at https://13fpro.ai/company/SCHW (free sign-up required for the full ranking).

Which hedge funds own the most SCHW stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of SCHW include BlackRock,, VANGUARD CAPITAL MANAGEMENT, DODGE & COX. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/SCHW as soon as new 13F filings post.

Where does 13F Pro source SCHW data?

All SCHWAB CHARLES CORP fundamentals and ownership data come directly from SEC EDGAR. SCHWAB CHARLES CORP files with the SEC under CIK 316709. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SCHW in?

SCHWAB CHARLES CORP (SCHW) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives SCHW's revenue?

Per SCHWAB CHARLES CORP's latest 10-Q filed with the SEC on 2026-08-07, the biggest revenue drivers are: Net interest revenue ($3,357M, +19% YoY); Asset management and administration fees ($1,825M, +16% YoY); Trading revenue ($1,215M, +28% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/SCHW.

What are SCHW's largest expenses?

SCHWAB CHARLES CORP's latest 10-Q reports these as the largest expense items: Compensation and benefits ($1,790M, +17% YoY); Professional services ($307M, +5% YoY); Occupancy and equipment ($301M, +11% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is SCHW research updated on 13F Pro?

SCHW's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

SCHWAB CHARLES CORP(SCHW)Stock Analysis

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13F Pro Quality Score

79.4/100

Rank #39 of 2,961 stocksTOP 5%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

77.1/100

Profitability

96.6/100

Balance Sheet

53.6/100

Earnings Quality

43.1/100

Free Cash Flow

91.7/100

Institutional Flow

69.4/100

Revenue Scale

94.4/100

Dilution Risk

49.3/100

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Why SCHW Scores 79/100

exact factor attribution · 2026-09-11

SCHW's composite is driven by profitability and scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+9.3 pts

97th pct

Scale

+8.9 pts

94th pct

Revenue growth

+7.2 pts

77th pct

Free cash flow

+6.3 pts

92th pct

Earnings growth

+2.3 pts

85th pct

Institutional flow

+1.3 pts

69th pct

Capital efficiency

+0.5 pts

54th pct

Shareholder dilution

-0.1 pts

49th pct

Earnings quality

-0.7 pts

43th pct

Latest change (2026-08-07): 77 → 75 · ↓ Institutional flow 44→28

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

SCHW Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for SCHWAB CHARLES CORP (SCHW), a Financials sector company. 13F Pro's AI-powered ranking engine scores SCHW at 79.4/100 on a 32-signal composite quality model, placing it at rank #39 of 2,961 stocks — the top 5% of the AI-ranked universe. SCHW scores in the top quartile across profitability (96.6), revenue scale (94.4), free cash flow (91.7). Shareholder dilution risk is elevated at 49.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), SCHWAB CHARLES CORP reports quarterly revenue of $7.1B, net income of $2.8B, an operating margin of 51.9%. Top institutional holders of SCHW by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, DODGE & COX, based on the most recent SEC filings. SCHW trades on the NYSE exchange and files with the SEC under CIK 316709. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SCHW daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SCHWAB CHARLES CORP directly from SEC EDGAR. SCHWAB CHARLES CORP's 13F Pro composite quality score has ranged between 53 and 79 since 2021, currently 79.4 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about SCHWAB CHARLES CORP

Quirks, history, and lore behind SCHW — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · large-cap · listed on the NYSE · headquartered in Texas.
2
The Numbers
Manages roughly $9 trillion in client assets — more than the GDP of Japan — serving over 35 million accounts.
3
The History
Founded in 1971 in San Francisco, it became the pioneer of discount brokerage, slashing the fat commissions that Wall Street firms had charged for generations.
4
The Secret
In 2019 it dropped trading commissions to zero, a move so disruptive it sent rival brokerages into a panic — and it still makes money just fine, thank you very much.
5
The Lore
The founder literally put his own name on the door, became a billionaire, and famously struggled with dyslexia — which he credits for teaching him to think differently about problems.
6
The Giveaway
You've definitely seen the commercials with the friendly "talk to Chuck" tagline — because Chuck built an empire on the idea that everyday investors deserved the same Wall Street access as the ultra-rich.

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What's Driving SCHW's Business? Latest 10-Q Breakdown

✓ 36/36 datapoints verified

AI-extracted from SCHWAB CHARLES CORP's 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total net revenues rose 21% to $7,072 million and net income 32% to $2.8 billion, as margin and bank lending pushed net interest revenue up 19% to $3,357 million.

Biggest Revenue Drivers

Net interest revenue$3,357M+19% YoY

Growth in margin and bank lending, lower average wholesale borrowings, partially offset by lower yields on floating-rate assets

Asset management and administration fees$1,825M+16% YoY

Higher average client assets driven by asset gathering, market appreciation, and growth in managed investing solutions

Biggest Revenue Drivers

Total revenue: $7,072M+21% YoY

Net interest revenue$3,357M+19% YoY

Growth in margin and bank lending, lower average wholesale borrowings, partially offset by lower yields on floating-rate assets

Asset management and administration fees$1,825M+16% YoY

Higher average client assets driven by asset gathering, market appreciation, and growth in managed investing solutions

Trading revenue$1,215M+28% YoY

Higher order flow revenue and commissions due to higher trading volume and mix of trading activity

Within Trading revenue

Order flow revenue$624M+34% YoY

Higher rates and volume, as well as changes in the mix of client trading activity

Bank deposit account fees$333M+35% YoY

Higher average net yield and lower amounts paid to clients, partially offset by lower average BDA balances

Largest Expense Items

Compensation and benefits$1,790M+17% YoY

Annual merit increases, headcount growth including financial consultants and the Forge acquisition, and higher incentive compensation

Professional services$307M+5% YoY

Overall growth of the business and increased utilization of other professional services

Occupancy and equipment$301M+11% YoY

Higher software subscription costs and building expenses related to business growth, plus higher property tax expense

Other expense$293M+19% YoY

Higher industry fees from higher average fee rates coupled with higher trading volumes after the April 4, 2026 SEC fee increase

Margins: Pre-tax profit margin rose to 51.9% from 47.9%. Net interest margin increased to 3.00% from 2.66%, primarily due to growth in margin and bank lending and lower rates paid on most funding sources.

Watch Items from the Filing

Company now expects full-year 2026 total expenses excluding interest to increase approximately 10% to 11%, inclusive of volume-related expenses and Forge operations and integration.
Average bank deposit account balances fell 13% to $71,899M; ending IDA balance was $70.7 billion against a $60 billion contractual minimum requiring nonperformance payments if breached.
Held to maturity securities carry $9,993M gross unrealized losses and AFS $3,846M; accumulated other comprehensive loss was $10,575M at June 30, 2026.
Consolidated Tier 1 Leverage Ratio fell to 8.7% from 9.3% at year-end 2025; adjusted ratio 6.8%, within the 6.75%-7.00% long-term operating objective.
Receivables from brokerage clients reached $122.8 billion, up 48% year-over-year; 40% of First Mortgage and HELOC portfolios are concentrated in California.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$7.1B

Net Income

Q2 2026

$2.8B

Free Cash Flow

Q2 2026

$4.1B

Operating Margin

Q2 2026

51.9%

ROIC

Q2 2026

20.2%

D/E Ratio

Q2 2026

0.45

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+22.0% YoY

$23.92BFY 2025

FY22 $20.76BFY23 $18.84BFY24 $19.61BFY25 $23.92B

Net Income

+49.0% YoY

$8.85BFY 2025

FY22 $7.18BFY23 $5.07BFY24 $5.94BFY25 $8.85B

EPS (Diluted)

+55.5% YoY

$4.65FY 2025

FY22 $3.50FY23 $2.54FY24 $2.99FY25 $4.65

Total Assets

+2.3% YoY

$491.00BFY 2025

FY22 $551.77BFY23 $493.18BFY24 $479.84BFY25 $491.00B

Total Debt

-1.0% YoY

$22.20BFY 2025

FY22 $37.88BFY23 $26.13BFY24 $22.43BFY25 $22.20B

Op. Cash Flow

+248.7% YoY

$9.31BFY 2025

FY22 $2.06BFY23 $19.59BFY24 $2.67BFY25 $9.31B

Free Cash Flow

+324.8% YoY

$8.76BFY 2025

FY22 $1.10BFY23 $18.78BFY24 $2.06BFY25 $8.76B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$23.92B +22.0%	$19.61B +4.1%	$18.84B -9.3%	$20.76B +12.1%	$18.52B +58.4%	$11.69B
Net Income	$8.85B +49.0%	$5.94B +17.3%	$5.07B -29.5%	$7.18B +22.7%	$5.86B +77.5%	$3.30B
EPS (Diluted)	$4.65 +55.5%	$2.99 +17.7%	$2.54 -27.4%	$3.50 +23.7%	$2.83 +33.5%	$2.12
Total Assets	$491.00B +2.3%	$479.84B -2.7%	$493.18B -10.6%	$551.77B -17.3%	$667.27B +21.5%	$549.01B
Total Debt	$22.20B -1.0%	$22.43B -14.2%	$26.13B -31.0%	$37.88B +59.4%	$23.77B +74.4%	$13.63B
Operating Cash Flow	$9.31B +248.7%	$2.67B -86.4%	$19.59B +852.2%	$2.06B -2.9%	$2.12B -69.1%	$6.85B
Free Cash Flow	$8.76B +324.8%	$2.06B -89.0%	$18.78B +1599.8%	$1.10B +2.6%	$1.08B -82.7%	$6.22B

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Available Research

13F Pro tracks comprehensive data for SCHWAB CHARLES CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SCHW

BlackRock, Inc.
$12.4B134,414,949 sh
VANGUARD CAPITAL MANAGEMENT LLC
$9.9B107,329,957 sh
DODGE & COX
$7.1B76,968,323 sh
STATE STREET CORP
$6.8B73,174,188 sh
JPMORGAN CHASE & CO
$4.5B49,165,186 sh
FMR LLC
$4.1B44,265,455 sh
PRICE T ROWE ASSOCIATES INC /MD/
$4.0B43,292,139 sh
GEODE CAPITAL MANAGEMENT, LLC
$3.4B37,293,274 sh
FRANKLIN RESOURCES INC
$3.4B36,476,735 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$2.5B26,889,062 sh

Fund	Value	Shares
BlackRock, Inc.	$12.4B	134,414,949
VANGUARD CAPITAL MANAGEMENT LLC	$9.9B	107,329,957
DODGE & COX	$7.1B	76,968,323
STATE STREET CORP	$6.8B	73,174,188
JPMORGAN CHASE & CO	$4.5B	49,165,186
FMR LLC	$4.1B	44,265,455
PRICE T ROWE ASSOCIATES INC /MD/	$4.0B	43,292,139
GEODE CAPITAL MANAGEMENT, LLC	$3.4B	37,293,274
FRANKLIN RESOURCES INC	$3.4B	36,476,735
VANGUARD PORTFOLIO MANAGEMENT LLC	$2.5B	26,889,062

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Is SCHW a good stock to buy?

13F Pro's AI-powered analysis of SCHWAB CHARLES CORP (SCHW) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SCHW are available on the SCHW stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SCHW is classified as a large company.

Which hedge funds own SCHW?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SCHW. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SCHWAB CHARLES CORP's investment landscape.