M3F, Inc.
13F Reported Value
ⓘ$403,505
Holdings
28
Latest Filing
2026-03-31
Filing Quarter
Q1 2026
Portfolio Overview
M3F, Inc. disclosed 28 positions worth $403,505 in its Form 13F-HR for Q1 2026, led by $WLFC (WILLIS LEASE FINANCE CORP) at 28.6% of the equity portfolio, followed by $PDLB and $AER. During the quarter the fund opened 5 new positions and exited 2 — including a new stake in $BHF. The portfolio is most concentrated in Financials (55.4% of disclosed assets). All figures are sourced directly from M3F, Inc.’s Form 13F-HR filing with the SEC under CIK 1511291.
AI Fund Analysis
DiversifyingSector Allocation
AUM History
Top Equity Holdings by Value
Quarterly Activity — Q1 2026
Click any card to unlockTop Holdings
- 70.2#324
Quality
$115.3K677,248 sh - —
Quality
$33.5K2,003,960 sh - —
Quality
$32.6K238,000 sh - 57.1
Quality
$28.8K2,071,973 sh - 30.9
Quality
$24.8K3,983,632 sh - 47.3
Quality
$21.3K1,652,020 sh - 50.4
Quality
$20.8K2,198,648 sh - —
Quality
$16.9K995,256 sh - 54.9
Quality
$16.8K280,000 sh - 57.1
Quality
$15.6K1,010,420 sh
| Company | Quality | Value | Shares |
|---|---|---|---|
 WILLIS LEASE FINANCE CORP$WLFC | 70.2#324 | $115.3K | 677,248 |
 Ponce Financial Group, Inc.$PDLB | — | $33.5K | 2,003,960 |
 AerCap Holdings N.V.$AER | — | $32.6K | 238,000 |
 Pioneer Bancorp, Inc./MD$PBFS | 57.1 | $28.8K | 2,071,973 |
 AerSale Corp$ASLE | 30.9 | $24.8K | 3,983,632 |
 NI Holdings, Inc.$NODK | 47.3 | $21.3K | 1,652,020 |
 SECURITY NATIONAL FINANCIAL CORP$SNFCA | 50.4 | $20.8K | 2,198,648 |
 SWK Holdings Corp$SWKHL | — | $16.9K | 995,256 |
 Brighthouse Financial, Inc.$BHF | 54.9 | $16.8K | 280,000 |
 Rhinebeck Bancorp, Inc.$RBKB | 57.1 | $15.6K | 1,010,420 |
Unlock AI quality scores for every holding
32-signal composite ranking on each of M3F, Inc.'s 28 positions.
Showing top 10 of 28 holdings.
Sector Allocation
Financials
$223,498
Consumer Discretionary
$140,086
Industrials
$35,185
Other
$4,736
Full Holdings — M3F, Inc. (Q1 2026)
All 28 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.
| # | Ticker | Company | Value | Weight | QoQ | Quality |
|---|---|---|---|---|---|---|
| 1 | $WLFC | WILLIS LEASE FINANCE CORP | $115,308 | 28.6% | +0% | 70.2 |
| 2 | $PDLB | Ponce Financial Group, Inc. | $33,486 | 8.3% | +8% | — |
| 3 | $AER | AerCap Holdings N.V. | $32,649 | 8.1% | +14% | — |
| 4 | $PBFS | Pioneer Bancorp, Inc./MD | $28,842 | 7.2% | +2% | 57.1 |
| 5 | $ASLE | AerSale Corp | $24,778 | 6.1% | +20% | 30.9 |
| 6 | $NODK | NI Holdings, Inc. | $21,295 | 5.3% | +8% | 47.3 |
| 7 | $SNFCA | SECURITY NATIONAL FINANCIAL CORP | $20,843 | 5.2% | -2% | 50.4 |
| 8 | $SWKHL | SWK Holdings Corp | $16,929 | 4.2% | +17% | — |
| 9 | $BHF | Brighthouse Financial, Inc. | $16,766 | 4.2% | NEW | 54.9 |
| 10 | $RBKB | Rhinebeck Bancorp, Inc. | $15,581 | 3.9% | -0% | 57.1 |
| 11 |  $NFBK | Northfield Bancorp, Inc. | $10,516 | 2.6% | NEW | 60 |
| 12 |  $ALRS | ALERUS FINANCIAL CORP | $9,890 | 2.5% | +1% | — |
| 13 |  $PKBK | PARKE BANCORP, INC. | $9,454 | 2.3% | -2% | — |
| 14 |  $GDOT | GREEN DOT CORP | $8,402 | 2.1% | NEW | 53.1 |
| 15 |  $CBFV | CB Financial Services, Inc. | $5,860 | 1.4% | +5% | — |
| 16 |  $WASH | WASHINGTON TRUST BANCORP INC | $5,571 | 1.4% | +0% | 66.5 |
| 17 |  $MGYR | Magyar Bancorp, Inc. | $4,914 | 1.2% | +1% | — |
| 18 | — | SUMMIT STATE BANK | $4,736 | 1.2% | +0% | — |
| 19 |  $PROV | PROVIDENT FINANCIAL HOLDINGS INC | $4,588 | 1.1% | -5% | — |
| 20 |  $BSBK | Bogota Financial Corp. | $4,197 | 1.0% | +0% | — |
| 21 |  $BYFC | BROADWAY FINANCIAL CORP \DE\ | $3,446 | 0.8% | +4% | 36.1 |
| 22 |  $AL | AIR LEASE CORP | $2,536 | 0.6% | -91% | 73.8 |
| 23 |  $FBIZ | FIRST BUSINESS FINANCIAL SERVICES, INC. | $1,601 | 0.4% | -50% | — |
| 24 |  $WSBK | Winchester Bancorp, Inc./MD/ | $312 | 0.1% | -83% | — |
| 25 |  $NSTS | NSTS Bancorp, Inc. | $311 | 0.1% | +0% | 30 |
| 26 |  $SHFS | SHF Holdings, Inc. | $256 | 0.1% | +0% | — |
| 27 |  $VABK | Virginia National Bankshares Corp | $220 | 0.1% | NEW | — |
| 28 |  $AUBN | AUBURN NATIONAL BANCORPORATION, INC | $218 | 0.1% | NEW | 52.4 |
New Positions (5)
Exited Positions (2)
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