WASHINGTON TRUST BANCORP INC(WASH)Stock Analysis
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Rank #518 of 2,879 stocksTOP 25%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
WASH Stock Analysis & AI Quality Score
AI stock analysis and institutional research for WASHINGTON TRUST BANCORP INC (WASH), a Financials sector company. 13F Pro's AI-powered ranking engine scores WASH at 66.5/100 on a 32-signal composite quality model, placing it at rank #518 of 2,879 stocks — the top 25% of the AI-ranked universe. WASH scores in the top quartile across free cash flow (96.5), profitability (96.2), institutional flow (80.7). Areas of concern include revenue scale (12.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), WASHINGTON TRUST BANCORP INC reports quarterly revenue of $57.8M, net income of $12.6M, an operating margin of 27.8%. Top institutional holders of WASH by reported 13-F value include BlackRock,, FMR, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. WASH trades on the Nasdaq exchange and files with the SEC under CIK 737468. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WASH daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WASHINGTON TRUST BANCORP INC directly from SEC EDGAR. WASHINGTON TRUST BANCORP INC's 13F Pro composite quality score has ranged between 65 and 67 since 2026, currently 66.5 — a stable long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q1 2026
$57.8M
Net Income
Q1 2026
$12.6M
Free Cash Flow
Q1 2026
$14.8M
Operating Margin
Q1 2026
27.8%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-47.9% YoYNet Income
-158.2% YoYEPS (Diluted)
-157.8% YoYTotal Assets
-3.8% YoYOp. Cash Flow
+82.5% YoY| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | $100.7M -47.9% | $193.2M -11.6% | $218.6M +12.4% | $194.4M +5.5% | $184.3M +5.0% | $175.6M |
| Net Income | $-28.1M -158.2% | $48.2M -32.8% | $71.7M +4.7% | $68.4M +49.0% | $45.9M -1.2% | $46.5M |
| EPS (Diluted) | $-1.63 -157.8% | $2.82 -31.4% | $4.11 +4.6% | $3.93 +48.9% | $2.64 -2.2% | $2.70 |
| Total Assets | $6.93B -3.8% | $7.20B +8.2% | $6.66B +32.9% | $5.01B +10.6% | $4.53B +3.4% | $4.38B |
| Operating Cash Flow | $57.7M +82.5% | $31.6M -72.0% | $113.0M +36.4% | $82.9M +39.6% | $59.4M -0.6% | $59.7M |
AI Insight: WASH Financial Trends
WASH returned to profitability after a Q4 2024 loss, with equity steadily building to $547M and Q4 2025 net income hitting a multi-quarter high of $16M.
• Net income recovered from a -$61M loss in Q4 2024 to $16M in Q4 2025, the strongest quarter in the observed period.
• Equity expanded consistently from $471M in Q2 2024 to $547M in Q1 2026, reflecting retained earnings and balance sheet strengthening.
• Revenue grew from $48M in Q2 2024 to a peak of $59M in Q1 2025 and Q4 2025, though Q2 and Q3 2025 dipped to $54M–$56M.
⚠ Operating CF is volatile — swinging from $8M in Q1 2025 to $40M in Q3 2025 — making cash generation trends difficult to assess.
⚠ Q4 2024's -$61M net income loss, likely a large one-time charge, warrants monitoring for any recurrence or lingering credit issues.
⚠ Q1 2026 net income slipped to $13M from Q4 2025's $16M high; watch whether the earnings momentum can be sustained.
AI Insight: WASH Ratio Trends
WASH shows gradual profitability recovery post-Q4 2024 loss event, but Q3 2025 margin dip signals persistent earnings volatility.
• Operating margin recovered from a Q4 2024 loss to 34.9% in Q4 2025, the highest level in the observable period.
• TTM operating margin of 29.8% and NPM of 23.1% sit above Q2–Q3 2024 levels of 28.7% and 22.4%, respectively.
• Q3 2025 saw a sharp margin compression — OpMargin fell to 24.7% and ROIC dropped to 10.5% — before Q4 2025 recovery.
• ROA remains thin at 0.8% TTM, consistent with Q2 2024 levels, indicating limited asset-level earnings power improvement.
⚠ Q1 2026 OpMargin declined to 27.8% from Q4 2025's 34.9% — early sign of renewed seasonal or structural pressure.
⚠ Q4 2024 produced deeply negative ROE of -48.7% and ROIC of -64.2% — nature and recurrence risk of that loss event warrants monitoring.
⚠ D/E data is entirely absent across all periods, leaving leverage profile opaque for balance sheet risk assessment.
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Available Research
13F Pro tracks comprehensive data for WASHINGTON TRUST BANCORP INC including:
Top Institutional Holders of WASH
BlackRock, Inc.
$82.2M2,455,869 shFMR LLC
$33.3M994,982 shVANGUARD CAPITAL MANAGEMENT LLC
$28.5M851,862 shDIMENSIONAL FUND ADVISORS LP
$23.2M693,201 shFRANKLIN RESOURCES INC
$21.9M655,867 shSTATE STREET CORP
$19.3M577,408 shGEODE CAPITAL MANAGEMENT, LLC
$16.3M487,843 shTWO SIGMA INVESTMENTS, LP
$13.4M400,667 shHOTCHKIS & WILEY CAPITAL MANAGEMENT LLC
$10.3M306,763 shDrexel Morgan & Co.
$10.1M300,800 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $82.2M | 2,455,869 |
| FMR LLC | $33.3M | 994,982 |
| VANGUARD CAPITAL MANAGEMENT LLC | $28.5M | 851,862 |
| DIMENSIONAL FUND ADVISORS LP | $23.2M | 693,201 |
| FRANKLIN RESOURCES INC | $21.9M | 655,867 |
| STATE STREET CORP | $19.3M | 577,408 |
| GEODE CAPITAL MANAGEMENT, LLC | $16.3M | 487,843 |
| TWO SIGMA INVESTMENTS, LP | $13.4M | 400,667 |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $10.3M | 306,763 |
| Drexel Morgan & Co. | $10.1M | 300,800 |
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Popular Research
Is WASH a good stock to buy?
13F Pro's AI-powered analysis of WASHINGTON TRUST BANCORP INC (WASH) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WASH are available on the WASH stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own WASH?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WASH. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of WASHINGTON TRUST BANCORP INC's investment landscape.