What is the 13F Pro Quality Score for SHFS?

13F Pro ranks SHF Holdings, Inc. (SHFS) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SHFS's current score at https://13fpro.ai/company/SHFS (free sign-up required for the full ranking).

Which hedge funds own the most SHFS stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of SHFS include M3F,, HRT FINANCIAL, Virtu Financial. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/SHFS as soon as new 13F filings post.

Where does 13F Pro source SHFS data?

All SHF Holdings, Inc. fundamentals and ownership data come directly from SEC EDGAR. SHF Holdings, Inc. files with the SEC under CIK 1854963. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SHFS in?

SHF Holdings, Inc. (SHFS) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is SHFS research updated on 13F Pro?

SHFS's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

SHF Holdings, Inc.(SHFS)Stock Analysis

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13F Pro Quality Score

12.2/100

Rank #2,982 of 3,068 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

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Why SHFS Scores 12/100

exact factor attribution · 2026-08-29

SHFS's composite is held back by revenue growth and scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Earnings growth

-1.3 pts

30th pct

Shareholder dilution

-2.5 pts

13th pct

Institutional flow

-2.9 pts

7th pct

Capital efficiency

-4.3 pts

18th pct

Earnings quality

-4.5 pts

5th pct

Free cash flow

-5.2 pts

15th pct

Profitability

-6.2 pts

19th pct

Scale

-8.4 pts

8th pct

Revenue growth

-12.2 pts

4th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

SHFS Stock Analysis & AI Quality Score

Data updated 2026-08-29

AI stock analysis and institutional research for SHF Holdings, Inc. (SHFS), a Financials sector company. 13F Pro's AI-powered ranking engine scores SHFS at 12.2/100 on a 32-signal composite quality model, placing it at rank #2,982 of 3,068 stocks — the bottom half of the AI-ranked universe. Based on the latest XBRL financial filings (Q2 2026), SHF Holdings, Inc. reports quarterly revenue of $1.9M, net income of $-1.5M. Top institutional holders of SHFS by reported 13-F value include M3F, HRT FINANCIAL, Virtu Financial, based on the most recent SEC filings. SHFS trades on the Nasdaq exchange and files with the SEC under CIK 1854963. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SHFS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SHF Holdings, Inc. directly from SEC EDGAR.

Revenue

Q2 2026

$1.9M

Net Income

Q2 2026

$-1.5M

ROIC

Q2 2026

-67.3%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-49.7% YoY

$7.7MFY 2025

FY22 $9.5MFY23 $17.6MFY24 $15.2MFY25 $7.7M

Net Income

+95.5% YoY

$-2.2MFY 2025

FY22 $-35.1MFY23 $-17.3MFY24 $-48.3MFY25 $-2.2M

Operating Income

+23.9% YoY

$-5.4MFY 2025

FY22 $-2.2MFY23 $-20.7MFY24 $-7.1MFY25 $-5.4M

EPS (Diluted)

+95.3% YoY

$-0.27FY 2025

FY22 $-1.85FY23 $-8.12FY24 $-5.81FY25 $-0.27

Total Assets

+30.2% YoY

$17.2MFY 2025

FY22 $99.3MFY23 $67.9MFY24 $13.2MFY25 $17.2M

Total Debt

—FY 2025

FY22 $18.9MFY23 $55.6MFY24 —FY25 —

Op. Cash Flow

-893.9% YoY

$-3.4MFY 2025

FY22 $1.7MFY23 $-832.1KFY24 $430.5KFY25 $-3.4M

Free Cash Flow

—FY 2025

FY22 $1.7MFY23 $-1.0MFY24 —FY25 —

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$7.7M -49.7%	$15.2M -13.2%	$17.6M +85.3%	$9.5M +35.3%	$7.0M	—
Net Income	$-2.2M +95.5%	$-48.3M -179.6%	$-17.3M +50.8%	$-35.1M -1168.7%	$3.3M	—
Operating Income	$-5.4M +23.9%	$-7.1M +65.8%	$-20.7M -843.2%	$-2.2M -166.9%	$3.3M	—
EPS (Diluted)	$-0.27 +95.3%	$-5.81 +28.4%	$-8.12 -338.9%	$-1.85	—	—
Total Assets	$17.2M +30.2%	$13.2M -80.5%	$67.9M -31.7%	$99.3M +1220.9%	$7.5M	—
Total Debt	—	—	$55.6M +194.5%	$18.9M	—	—
Operating Cash Flow	$-3.4M -893.9%	$430.5K +151.7%	$-832.1K -149.0%	$1.7M -42.4%	$2.9M	—
Free Cash Flow	—	—	$-1.0M -161.9%	$1.7M -42.9%	$2.9M	—

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Available Research

13F Pro tracks comprehensive data for SHF Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SHFS

M3F, Inc.
$74.0K308,000 sh
HRT FINANCIAL LP
$42.0K175,043 sh
Virtu Financial LLC
$41.0K170,146 sh
JANE STREET GROUP, LLC
$26.5K110,487 sh
Blue Owl Capital Holdings LP
$18.2K75,897 sh
GEODE CAPITAL MANAGEMENT, LLC
$9.2K38,165 sh
CITADEL ADVISORS LLC
$8.7K36,176 sh
Checchi Capital Advisers, LLC
$7.6K31,741 sh
SUSQUEHANNA INTERNATIONAL GROUP, LLP
$6.7K27,794 sh
SJS Investment Consulting Inc.
$2.7K11,313 sh

Fund	Value	Shares
M3F, Inc.	$74.0K	308,000
HRT FINANCIAL LP	$42.0K	175,043
Virtu Financial LLC	$41.0K	170,146
JANE STREET GROUP, LLC	$26.5K	110,487
Blue Owl Capital Holdings LP	$18.2K	75,897
GEODE CAPITAL MANAGEMENT, LLC	$9.2K	38,165
CITADEL ADVISORS LLC	$8.7K	36,176
Checchi Capital Advisers, LLC	$7.6K	31,741
SUSQUEHANNA INTERNATIONAL GROUP, LLP	$6.7K	27,794
SJS Investment Consulting Inc.	$2.7K	11,313

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Is SHFS a good stock to buy?

13F Pro's AI-powered analysis of SHF Holdings, Inc. (SHFS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SHFS are available on the SHFS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SHFS is classified as a small company.

Which hedge funds own SHFS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SHFS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SHF Holdings, Inc.'s investment landscape.