What is the 13F Pro Quality Score for SHFS?

13F Pro ranks SHF Holdings, Inc. (SHFS) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SHFS's current score at https://13fpro.ai/research/SHFS (free sign-up required for the full ranking).

Which hedge funds own the most SHFS stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of SHFS include T3 Companies,, Blue Owl Capital Holdings, GEODE CAPITAL MANAGEMENT,. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/SHFS as soon as new 13F filings post.

Where does 13F Pro source SHFS data?

All SHF Holdings, Inc. fundamentals and ownership data come directly from SEC EDGAR. SHF Holdings, Inc. files with the SEC under CIK 1854963. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SHFS in?

SHF Holdings, Inc. (SHFS) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is SHFS research updated on 13F Pro?

SHFS's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

SHF Holdings, Inc.(SHFS)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Below size threshold

Quality rankings require at least $50M annual revenue or $250M total assets to filter out micro-caps and shell companies. This company reported $17.6M in revenue.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

SHFS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for SHF Holdings, Inc. (SHFS), a Financials sector company. SHFS is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least $50m annual revenue or $250m total assets to filter out micro-caps and shell companies. this company reported $17.6m in revenue. Based on the latest XBRL financial filings (Q1 2026), SHF Holdings, Inc. reports quarterly revenue of $2.0M, net income of $-1.8M, free cash flow of $-1.1M. Top institutional holders of SHFS by reported 13-F value include T3 Companies,, Blue Owl Capital Holdings, GEODE CAPITAL MANAGEMENT,, based on the most recent SEC filings. SHFS trades on the Nasdaq exchange and files with the SEC under CIK 1854963. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SHFS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SHF Holdings, Inc. directly from SEC EDGAR.

Revenue

Q1 2026

$2.0M

Net Income

Q1 2026

$-1.8M

Free Cash Flow

Q1 2026

$-1.1M

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+150.7% YoY

$17.6MFY 2023

FY21 $7.0MFY23 $17.6M

Net Income

-625.7% YoY

$-17.3MFY 2023

FY21 $3.3MFY23 $-17.3M

Operating Income

-730.7% YoY

$-20.7MFY 2023

FY21 $3.3MFY23 $-20.7M

EPS (Diluted)

$-8.12FY 2023

FY21 —FY23 $-8.12

Total Assets

+802.3% YoY

$67.9MFY 2023

FY21 $7.5MFY23 $67.9M

Total Debt

$55.6MFY 2023

FY21 —FY23 $55.6M

Op. Cash Flow

-128.2% YoY

$-832.1KFY 2023

FY21 $2.9MFY23 $-832.1K

Metric	FY 2023	FY 2021
Revenue	$17.6M +150.7%	$7.0M
Net Income	$-17.3M -625.7%	$3.3M
Operating Income	$-20.7M -730.7%	$3.3M
EPS (Diluted)	$-8.12	—
Total Assets	$67.9M +802.3%	$7.5M
Total Debt	$55.6M	—
Operating Cash Flow	$-832.1K -128.2%	$2.9M

AI Insight: SHFS Financial Trends

SHF Holdings has contracted sharply: revenue collapsed 50% from Q2 2024 to $2M, and the company turned deeply unprofitable with persistent operating losses and negative cash flow.

• Revenue halved from $4M in Q2 2024 to $2M by Q1 2025, remaining flat at $2M through Q1 2026.

• Operating income deteriorated from breakeven in Q2–Q3 2024 to negative $1–$2M in every quarter since Q4 2024.

• Equity swung from $38–$39M positive in mid-2024 to $7–$8M positive by late 2025 after catastrophic Q4 2024 loss.

⚠ Operating cash flow negative $1M consistently since Q4 2024; company burns cash while shrinking and unprofitable.

⚠ Total debt data missing since Q1 2025; equity recovery to $7–$8M modest relative to historical $38M base.

AI Insight: SHFS Ratio Trends

SHF Holdings' profitability has collapsed across all metrics, with Q1 2026 showing operating margin of -89.3% and net profit margin of -90.1%.

• Operating margin deteriorated from -59.1% in Q4 2025 to -89.3% in Q1 2026, marking accelerating operational losses.

• Net profit margin plunged to -90.1% in Q1 2026 from -28.2% in Q4 2025, indicating severe earnings destruction.

• ROE collapsed to -105.8% in Q1 2026 versus -28.3% in Q4 2025; ROIC deeply negative at -59% to -85% range for past four quarters.

⚠ Q1 2026 represents the worst quarter on record across all profitability measures; investigate one-time charges or operational breakdown.

⚠ Consistent negative ROIC since Q4 2024 (-72.8% onwards) signals capital destruction; no path to recovery visible in recent trend.

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Available Research

13F Pro tracks comprehensive data for SHF Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SHFS

T3 Companies, LLC
$72.9K87,800 sh
Blue Owl Capital Holdings LP
$63.0K75,897 sh
GEODE CAPITAL MANAGEMENT, LLC
$33.6K40,438 sh
Checchi Capital Advisers, LLC
$26.4K31,741 sh
TWO SIGMA SECURITIES, LLC
$22.3K26,830 sh
VANGUARD FIDUCIARY TRUST CO
$10.7K12,893 sh
SJS Investment Consulting Inc.
$9.4K11,313 sh
VANGUARD CAPITAL MANAGEMENT LLC
$6.3K7,593 sh
TD Waterhouse Canada Inc.
$4.0K5,000 sh
Ameritas Advisory Services, LLC
$831.001,000 sh

Fund	Value	Shares
T3 Companies, LLC	$72.9K	87,800
Blue Owl Capital Holdings LP	$63.0K	75,897
GEODE CAPITAL MANAGEMENT, LLC	$33.6K	40,438
Checchi Capital Advisers, LLC	$26.4K	31,741
TWO SIGMA SECURITIES, LLC	$22.3K	26,830
VANGUARD FIDUCIARY TRUST CO	$10.7K	12,893
SJS Investment Consulting Inc.	$9.4K	11,313
VANGUARD CAPITAL MANAGEMENT LLC	$6.3K	7,593
TD Waterhouse Canada Inc.	$4.0K	5,000
Ameritas Advisory Services, LLC	$831.00	1,000

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Is SHFS a good stock to buy?

13F Pro's AI-powered analysis of SHF Holdings, Inc. (SHFS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SHFS are available on the SHFS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own SHFS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SHFS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SHF Holdings, Inc.'s investment landscape.