NI Holdings, Inc.(NODK)Stock Analysis
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Rank #2,330 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
NODK Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for NI Holdings, Inc. (NODK), a Financials sector company. 13F Pro's AI-powered ranking engine scores NODK at 34.9/100 on a 32-signal composite quality model, placing it at rank #2,330 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include earnings quality (1.8) and revenue growth (8.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), NI Holdings, Inc. reports quarterly revenue of $70.2M, net income of $146.0K, an operating margin of 0.3%. Top institutional holders of NODK by reported 13-F value include M3F, Newtyn Management, BlackRock, based on the most recent SEC filings. NODK trades on the Nasdaq exchange and files with the SEC under CIK 1681206. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NODK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NI Holdings, Inc. directly from SEC EDGAR. NI Holdings, Inc.'s 13F Pro composite quality score has ranged between 10 and 70 since 2021, currently 34.9 — a declining long-term trajectory across 68 quarterly and live scoring snapshots.
Revenue
Q2 2026
$70.2M
Net Income
Q2 2026
$146.0K
Free Cash Flow
Q2 2026
$893.0K
Operating Margin
Q2 2026
0.3%
ROIC
Q2 2026
0.4%
D/E Ratio
Q2 2026
0.01
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
-12.3% YoYNet Income
-71.8% YoYEPS (Diluted)
-72.4% YoYTotal Assets
-3.9% YoYTotal Debt
+0.0% YoYOp. Cash Flow
-139.7% YoYFree Cash Flow
-141.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $285.1M -12.3% | $325.2M +7.0% | $304.0M +13.5% | $267.8M -17.3% | $324.0M +5.8% | $306.4M |
| Net Income | $-10.4M -71.8% | $-6.1M -10.7% | $-5.5M +89.7% | $-53.1M -730.9% | $8.4M -79.2% | $40.4M |
| EPS (Diluted) | $-0.50 -72.4% | $-0.29 -11.5% | $-0.26 +89.6% | $-2.49 -738.5% | $0.39 -78.8% | $1.84 |
| Total Assets | $506.0M -3.9% | $526.5M -19.6% | $654.9M +6.6% | $614.2M -5.8% | $651.8M +5.5% | $617.6M |
| Total Debt | $2.4M +0.0% | $2.4M +0.0% | $2.4M | — | — | — |
| Operating Cash Flow | $-15.3M -139.7% | $38.5M -24.5% | $51.0M +433.6% | $-15.3M -152.4% | $29.2M -42.8% | $51.0M |
| Free Cash Flow | $-15.5M -141.3% | $37.5M -25.5% | $50.4M +411.4% | $-16.2M -156.9% | $28.4M -43.6% | $50.4M |
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Available Research
13F Pro tracks comprehensive data for NI Holdings, Inc. including:
Top Institutional Holders of NODK
M3F, Inc.
$24.4M1,552,020 shNewtyn Management, LLC
$10.5M670,000 shBlackRock, Inc.
$8.6M545,925 shDIMENSIONAL FUND ADVISORS LP
$5.7M360,722 shVANGUARD CAPITAL MANAGEMENT LLC
$4.5M288,170 shGEODE CAPITAL MANAGEMENT, LLC
$2.9M181,574 shMORGAN STANLEY
$2.9M181,564 shSTATE STREET CORP
$2.1M134,886 shMinerva Advisors LLC
$2.0M129,900 shTCW GROUP INC
$2.0M126,899 sh
| Fund | Value | Shares |
|---|---|---|
| M3F, Inc. | $24.4M | 1,552,020 |
| Newtyn Management, LLC | $10.5M | 670,000 |
| BlackRock, Inc. | $8.6M | 545,925 |
| DIMENSIONAL FUND ADVISORS LP | $5.7M | 360,722 |
| VANGUARD CAPITAL MANAGEMENT LLC | $4.5M | 288,170 |
| GEODE CAPITAL MANAGEMENT, LLC | $2.9M | 181,574 |
| MORGAN STANLEY | $2.9M | 181,564 |
| STATE STREET CORP | $2.1M | 134,886 |
| Minerva Advisors LLC | $2.0M | 129,900 |
| TCW GROUP INC | $2.0M | 126,899 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is NODK a good stock to buy?
13F Pro's AI-powered analysis of NI Holdings, Inc. (NODK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NODK are available on the NODK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. NODK is classified as a small company.
Which hedge funds own NODK?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NODK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of NI Holdings, Inc.'s investment landscape.