13F Pro quality score
Rank #2,425 of 2,925
Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.
Reported revenue, net income and operating margin by fiscal year, from Pathfinder Bancorp, Inc.'s annual filings on SEC EDGAR.
| Period | Form | Revenue | Net income | Op. marginOperating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $372.0M | $-1.9M | -1.1% |
| FY 2024 | 10-K | $194.0M | $3.4M | 2.7% |
| FY 2023 | 10-K | $44.1M | $9.3M | 26.7% |
| FY 2022 | 10-K | $47.3M | $12.9M | 33.2% |
| FY 2021 | 10-K | $44.5M | $12.4M | 35.9% |
| FY 2020 | 10-K | $38.1M | $7.0M | 21.9% |
Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.
Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.
Pathfinder Bancorp, Inc. (PBHC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores PBHC at 31.7/100 on a composite quality score built from its SEC filings, placing it at rank #2,425 of 2,925 stocks — the bottom half of the AI-ranked universe. PBHC scores in the top quartile across earnings quality (97.0), free cash flow (77.1). Areas of concern include revenue scale (8.8) and profitability (27.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Pathfinder Bancorp, Inc. reports quarterly revenue of $11.8M, net income of $2.7M, an operating margin of 27.7%. Top institutional holders of PBHC by reported 13-F value include ALLIANCEBERNSTEIN L.P., Minerva Advisors, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. PBHC trades on the Nasdaq exchange and files with the SEC under CIK 1609065. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PBHC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Pathfinder Bancorp, Inc. directly from SEC EDGAR.
Financials through the period ended SEC EDGAR: CIK 1609065 →