PROVIDENT FINANCIAL HOLDINGS INC(PROV)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

PROVIDENT FINANCIAL HOLDINGS INC (PROV) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores PROV at 35.8/100 on a 32-signal composite quality model, placing it at rank #2,294 of 2,962 stocks — the bottom half of the AI-ranked universe. PROV scores in the top quartile across profitability (75.7). Areas of concern include revenue scale (7.2) and institutional flow (19.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 46.4/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), PROVIDENT FINANCIAL HOLDINGS INC reports quarterly revenue of $10.6M, net income of $2.2M, an operating margin of 27.8%. Top institutional holders of PROV by reported 13-F value include DIMENSIONAL FUND ADVISORS, RAFFLES ASSOCIATES, Fourthstone, based on the most recent SEC filings. PROV trades on the Nasdaq exchange and files with the SEC under CIK 1010470. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PROV daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PROVIDENT FINANCIAL HOLDINGS INC directly from SEC EDGAR.

AI Quality Score

35.8/100

AI Rank

#2,294

Revenue

$10.6M

Net Income

$2.2M

Free Cash Flow

$3.3M

Operating Margin

27.8%

PROV key financials by period

PROVIDENT FINANCIAL HOLDINGS INC reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202610-K$40.1M$6.7M24.1%
FY 202510-K$39.0M$6.3M22.8%
FY 202410-K$38.9M$7.4M26.7%
FY 202310-K$41.1M$8.6M30.2%
FY 202210-K$36.3M$9.1M35.4%
FY 202110-K$35.2M$7.6M28.9%

Institutions holding PROV

Institutional investors reporting a position in PROVIDENT FINANCIAL HOLDINGS INC on SEC Form 13F.
InstitutionSharesValueReported
DIMENSIONAL FUND ADVISORS490,819$8.4M2026-06-30
RAFFLES ASSOCIATES391,118$6.7M2026-06-30
Fourthstone369,973$6.4M2026-06-30
MANUFACTURERS LIFE INSURANCE COMPANY, THE303,733$5.2M2026-06-30
AMERIPRISE FINANCIAL281,949$4.8M2026-06-30
BlackRock281,656$4.8M2026-06-30
VANGUARD CAPITAL MANAGEMENT239,883$4.1M2026-06-30
M3F239,094$4.1M2026-06-30
RENAISSANCE TECHNOLOGIES211,347$3.6M2026-06-30
BRIDGEWAY CAPITAL MANAGEMENT69,795$1.2M2026-06-30
PROV

PROVIDENT FINANCIAL HOLDINGS INC

PROV
NasdaqSmall CapFinancials

13F Pro Quality Score

35.8/100

Rank #2,294 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

29.3/100

Profitability

75.7/100

Balance Sheet

37.5/100

Earnings Quality

59.1/100

Free Cash Flow

74.5/100

Institutional Flow

19.0/100

Revenue Scale

7.2/100

Dilution Risk

46.4/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$10.59M

Net Income

Q2 2026
EDGAR

$2.18M

EPS (Diluted)

Q2 2026
EDGAR

$0.35

Operating Margin

Q2 2026
EDGAR

27.8%

ROIC

Q2 2026
EDGAR

9.3%

Free Cash Flow

Q2 2026
EDGAR

$3.31M

Top Institutional Holders

as of Q2 2026
$54.41M total

Financial Trends

Revenue & Net Income

Earnings Per Share

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