PROV

PROVIDENT FINANCIAL HOLDINGS INC PROV

NasdaqSmall CapFinancials

13F Pro quality score

Rank #2,287 of 2,925

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$10.59M

Quarter to Jun 30

Net income

$2.18M

Quarter to Jun 30

Free cash flow

$3.31M

Quarter to Jun 30

Operating margin

27.8%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026
$54.41M total
Reading the latest SEC filing…

Key Metrics

Revenue

Q4 2026
EDGAR

Net Income

Q4 2026
EDGAR

EPS (Diluted)

Q4 2026
EDGAR

Operating Margin

Q4 2026
EDGAR

ROIC

Q4 2026
EDGAR

Free Cash Flow

Q4 2026
EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/PROV

Earnings Per Share

13fpro.ai/company/PROV

Loading ratio trend…

PROV key financials by period

Reported revenue, net income and operating margin by fiscal year, from PROVIDENT FINANCIAL HOLDINGS INC's annual filings on SEC EDGAR.

PROVIDENT FINANCIAL HOLDINGS INC reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2026$40.1M$6.7M24.1%
FY 2025$39.0M$6.3M22.8%
FY 2024$38.9M$7.4M26.7%
FY 2023$41.1M$8.6M30.2%
FY 2022$36.3M$9.1M35.4%
FY 2021$35.2M$7.6M28.9%
Source: PROV filings on SEC EDGAR →

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

PROV insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

About PROVIDENT FINANCIAL HOLDINGS INC (PROV): stock profile, AI score and financials

PROVIDENT FINANCIAL HOLDINGS INC (PROV) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores PROV at 35.7/100 on a composite quality score built from its SEC filings, placing it at rank #2,287 of 2,925 stocks — the bottom half of the AI-ranked universe. PROV scores in the top quartile across profitability (75.5), free cash flow (75.1). Areas of concern include revenue scale (7.7) and institutional flow (18.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 45.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2026), PROVIDENT FINANCIAL HOLDINGS INC reports quarterly revenue of $10.6M, net income of $2.2M, an operating margin of 27.8%. Top institutional holders of PROV by reported 13-F value include DIMENSIONAL FUND ADVISORS, RAFFLES ASSOCIATES, Fourthstone, based on the most recent SEC filings. PROV trades on the Nasdaq exchange and files with the SEC under CIK 1010470. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PROV daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PROVIDENT FINANCIAL HOLDINGS INC directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 1010470 →