What is the 13F Pro Quality Score for RBKB?

13F Pro ranks Rhinebeck Bancorp, Inc. (RBKB) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View RBKB's current score at https://13fpro.ai/company/RBKB (free sign-up required for the full ranking).

Which hedge funds own the most RBKB stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of RBKB include M3F,, VANGUARD CAPITAL MANAGEMENT, ALLIANCEBERNSTEIN L.P.. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/RBKB as soon as new 13F filings post.

Where does 13F Pro source RBKB data?

All Rhinebeck Bancorp, Inc. fundamentals and ownership data come directly from SEC EDGAR. Rhinebeck Bancorp, Inc. files with the SEC under CIK 1751783. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is RBKB in?

Rhinebeck Bancorp, Inc. (RBKB) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is RBKB research updated on 13F Pro?

RBKB's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Rhinebeck Bancorp, Inc.(RBKB)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →Nasdaqsmall

Institutional-grade research for retail investors

SEC EDGAR: CIK 1751783 RBKB stock profile & AI dashboard →

13F Pro Quality Score

47.0/100

Rank #1,803 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

52.0/100

Profitability

82.5/100

Balance Sheet

39.3/100

Earnings Quality

64.6/100

Free Cash Flow

77.4/100

Institutional Flow

6.6/100

Revenue Scale

9.5/100

Dilution Risk

49.7/100

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Why RBKB Scores 47/100

exact factor attribution · 2026-09-11

RBKB's composite is driven by profitability and free cash flow, held back by scale and institutional flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+6.5 pts

83th pct

Free cash flow

+4.1 pts

77th pct

Earnings growth

+2.4 pts

86th pct

Earnings quality

+1.5 pts

65th pct

Revenue growth

+0.5 pts

52th pct

Shareholder dilution

-0.0 pts

50th pct

Capital efficiency

-1.4 pts

39th pct

Institutional flow

-2.9 pts

7th pct

Scale

-8.1 pts

10th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

Unusual Activity in RBKB

Events flagged as statistical outliers against RBKB's own multi-year baseline — not fixed dollar thresholds.

Insider cluster2026-08-06
4 insiders bought $716,108 of RBKB in 30 days — 8.0σ above this company's 2-year norm
View source filing →
Record insider buy2026-07-22
Largest insider buy on record for RBKB: Patzwahl Nancy Koskey (Director) purchased $298,500
View source filing →
Insider cluster2026-07-22
4 insiders bought $656,408 of RBKB in 30 days — 8.0σ above this company's 2-year norm
View source filing →

RBKB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Rhinebeck Bancorp, Inc. (RBKB), a Financials sector company. 13F Pro's AI-powered ranking engine scores RBKB at 47.0/100 on a 32-signal composite quality model, placing it at rank #1,803 of 2,962 stocks — the bottom half of the AI-ranked universe. RBKB scores in the top quartile across profitability (82.5), free cash flow (77.4). Areas of concern include institutional flow (6.6) and revenue scale (9.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Rhinebeck Bancorp, Inc. reports quarterly revenue of $13.4M, net income of $2.6M, free cash flow of $5.4M. Top institutional holders of RBKB by reported 13-F value include M3F, VANGUARD CAPITAL MANAGEMENT, ALLIANCEBERNSTEIN L.P., based on the most recent SEC filings. RBKB trades on the Nasdaq exchange and files with the SEC under CIK 1751783. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RBKB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Rhinebeck Bancorp, Inc. directly from SEC EDGAR. Rhinebeck Bancorp, Inc.'s 13F Pro composite quality score has ranged between 37 and 57 since 2024, currently 47.0 — a declining long-term trajectory across 55 quarterly and live scoring snapshots.

✦

Fun facts about Rhinebeck Bancorp, Inc.

Quirks, history, and lore behind RBKB — the kind of stuff that makes a stock memorable.

1
The Basics
A community bank holding company · small-cap · listed on Nasdaq · headquartered in New York State.
2
The Numbers
Total assets in the range of $600–700 million — think neighborhood bank, not Wall Street giant — with a handful of branch locations serving a tight regional footprint.
3
The History
Founded in the early 20th century, it spent most of its life as a classic mutual savings bank before converting to stock form and joining the public markets.
4
The Secret
Its business is refreshingly old-fashioned: take deposits, make loans — mostly residential mortgages and small business lending in the Hudson Valley region.
5
The Lore
It operates in one of New York's most scenic corridors, where Hudson Valley charm meets Catskill Mountain country — the kind of place where the bank president probably knows your name.
6
The Giveaway
Named after a small Hudson Valley town in Dutchess County, this bank's ticker and identity are both rooted in Rhinebeck, New York — FDR country.

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Revenue

Q2 2026

$13.4M

Net Income

Q2 2026

$2.6M

Free Cash Flow

Q2 2026

$5.4M

ROIC

Q2 2026

9.7%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+85.9% YoY

$53.4MFY 2025

FY22 $47.7MFY23 $2.9MFY24 $28.7MFY25 $53.4M

Net Income

+216.5% YoY

$10.0MFY 2025

FY22 $7.0MFY23 $4.4MFY24 $-8.6MFY25 $10.0M

EPS (Diluted)

+215.0% YoY

$0.92FY 2025

FY22 $0.64FY23 $0.40FY24 $-0.80FY25 $0.92

Total Assets

+3.7% YoY

$1.30BFY 2025

FY22 $1.34BFY23 $1.31BFY24 $1.26BFY25 $1.30B

Op. Cash Flow

+38.6% YoY

$11.7MFY 2025

FY22 $14.8MFY23 $7.0MFY24 $8.5MFY25 $11.7M

Free Cash Flow

+41.9% YoY

$10.9MFY 2025

FY22 $13.7MFY23 $6.5MFY24 $7.7MFY25 $10.9M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$53.4M +85.9%	$28.7M +896.9%	$2.9M -94.0%	$47.7M +1.9%	$46.8M +4.8%	$44.7M
Net Income	$10.0M +216.5%	$-8.6M -296.1%	$4.4M -37.2%	$7.0M -39.5%	$11.6M +95.3%	$5.9M
EPS (Diluted)	$0.92 +215.0%	$-0.80 -300.0%	$0.40 -37.5%	$0.64 -39.6%	$1.06 +92.7%	$0.55
Total Assets	$1.30B +3.7%	$1.26B -4.4%	$1.31B -1.7%	$1.34B +4.3%	$1.28B +13.5%	$1.13B
Operating Cash Flow	$11.7M +38.6%	$8.5M +20.2%	$7.0M -52.4%	$14.8M +93.3%	$7.7M -48.5%	$14.8M
Free Cash Flow	$10.9M +41.9%	$7.7M +18.7%	$6.5M -52.6%	$13.7M +132.4%	$5.9M -54.7%	$13.0M

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Available Research

13F Pro tracks comprehensive data for Rhinebeck Bancorp, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of RBKB

M3F, Inc.
$9.6M552,076 sh
VANGUARD CAPITAL MANAGEMENT LLC
$8.2M471,868 sh
ALLIANCEBERNSTEIN L.P.
$5.7M372,139 sh
BlackRock, Inc.
$4.5M257,759 sh
GEODE CAPITAL MANAGEMENT, LLC
$1.8M106,617 sh
BRIDGEWAY CAPITAL MANAGEMENT, LLC
$1.3M74,627 sh
Empowered Funds, LLC
$1.0M59,627 sh
RENAISSANCE TECHNOLOGIES LLC
$749.5K43,300 sh
VANGUARD FIDUCIARY TRUST CO
$655.7K37,882 sh
NORTHERN TRUST CORP
$631.4K36,475 sh

Fund	Value	Shares
M3F, Inc.	$9.6M	552,076
VANGUARD CAPITAL MANAGEMENT LLC	$8.2M	471,868
ALLIANCEBERNSTEIN L.P.	$5.7M	372,139
BlackRock, Inc.	$4.5M	257,759
GEODE CAPITAL MANAGEMENT, LLC	$1.8M	106,617
BRIDGEWAY CAPITAL MANAGEMENT, LLC	$1.3M	74,627
Empowered Funds, LLC	$1.0M	59,627
RENAISSANCE TECHNOLOGIES LLC	$749.5K	43,300
VANGUARD FIDUCIARY TRUST CO	$655.7K	37,882
NORTHERN TRUST CORP	$631.4K	36,475

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Is RBKB a good stock to buy?

13F Pro's AI-powered analysis of Rhinebeck Bancorp, Inc. (RBKB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RBKB are available on the RBKB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. RBKB is classified as a small company.

Which hedge funds own RBKB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RBKB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Rhinebeck Bancorp, Inc.'s investment landscape.