What is the 13F Pro Quality Score for NFBK?

13F Pro ranks Northfield Bancorp, Inc. (NFBK) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View NFBK's current score at https://13fpro.ai/company/NFBK (free sign-up required for the full ranking).

Where does 13F Pro source NFBK data?

All Northfield Bancorp, Inc. fundamentals and ownership data come directly from SEC EDGAR. Northfield Bancorp, Inc. files with the SEC under CIK 1493225. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is NFBK in?

Northfield Bancorp, Inc. (NFBK) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is NFBK research updated on 13F Pro?

NFBK's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Northfield Bancorp, Inc.(NFBK)Stock Analysis

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SEC EDGAR: CIK 1493225 NFBK stock profile & AI dashboard →

13F Pro Quality Score

36.3/100

Rank #2,273 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

62.8/100

Profitability

30.6/100

Balance Sheet

34.8/100

Earnings Quality

96.7/100

Free Cash Flow

90.5/100

Institutional Flow

61.3/100

Revenue Scale

21.1/100

Dilution Risk

3.8/100

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Why NFBK Scores 36/100

exact factor attribution · 2026-09-11

NFBK's composite is driven by free cash flow and earnings quality, held back by scale and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Free cash flow

+6.1 pts

91th pct

Earnings quality

+4.7 pts

97th pct

Revenue growth

+3.4 pts

63th pct

Institutional flow

+0.8 pts

61th pct

Capital efficiency

-2.0 pts

35th pct

Earnings growth

-3.1 pts

4th pct

Shareholder dilution

-3.1 pts

4th pct

Profitability

-3.9 pts

31th pct

Scale

-5.8 pts

21th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

NFBK Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Northfield Bancorp, Inc. (NFBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores NFBK at 36.3/100 on a 32-signal composite quality model, placing it at rank #2,273 of 2,962 stocks — the bottom half of the AI-ranked universe. NFBK scores in the top quartile across earnings quality (96.7), free cash flow (90.5). Areas of concern include revenue scale (21.1) and profitability (30.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 3.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Northfield Bancorp, Inc. reports quarterly revenue of $40.4M, net income of $11.8M, an operating margin of 41.8%. Top institutional holders of NFBK by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. NFBK trades on the Nasdaq exchange and files with the SEC under CIK 1493225. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NFBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Northfield Bancorp, Inc. directly from SEC EDGAR. Northfield Bancorp, Inc.'s 13F Pro composite quality score has ranged between 36 and 64 since 2021, currently 36.3 — a declining long-term trajectory across 67 quarterly and live scoring snapshots.

✦

Fun facts about Northfield Bancorp, Inc.

Quirks, history, and lore behind NFBK — the kind of stuff that makes a stock memorable.

1
The Basics
A community bank holding company · small-cap · listed on Nasdaq · headquartered in New Jersey.
2
The Numbers
Total assets in the range of $6–7 billion — solidly mid-sized for a community bank — with its bread-and-butter being deposit-gathering and mortgage lending.
3
The History
Its roots trace back to a mutual savings bank serving the Staten Island and New Jersey corridor, before converting to a stock company and going public.
4
The Secret
It operates through its flagship subsidiary, Staten Island Savings Bank rebranded, serving a tight geographic footprint that straddles the New York metro border.
5
The Lore
Like many thrift conversions, it raised a war chest of capital at IPO that it has quietly deployed into real estate loans — not exactly glamorous, but reliably steady.
6
The Giveaway
Its banking subsidiary is literally called Northfield Bank, it calls Staten Island and Central New Jersey home, and its ticker is four letters that start with NFB.

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Revenue

Q1 2026

$40.4M

Net Income

Q1 2026

$11.8M

Free Cash Flow

Q1 2026

$19.6M

Operating Margin

Q1 2026

41.8%

ROIC

Q1 2026

9.7%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+17.5% YoY

$154.3MFY 2025

FY22 $166.3MFY23 $136.6MFY24 $131.3MFY25 $154.3M

Net Income

-97.3% YoY

$796.0KFY 2025

FY22 $61.1MFY23 $37.7MFY24 $29.9MFY25 $796.0K

EPS (Diluted)

-97.2% YoY

$0.02FY 2025

FY22 $1.32FY23 $0.86FY24 $0.72FY25 $0.02

Total Assets

+1.5% YoY

$5.75BFY 2025

FY22 $5.60BFY23 $5.60BFY24 $5.67BFY25 $5.75B

Total Debt

-80.5% YoY

$130.0MFY 2025

FY22 $583.9MFY23 $859.3MFY24 $666.4MFY25 $130.0M

Op. Cash Flow

+72.6% YoY

$53.7MFY 2025

FY22 $83.3MFY23 $47.0MFY24 $31.1MFY25 $53.7M

Free Cash Flow

+75.4% YoY

$52.5MFY 2025

FY22 $80.8MFY23 $43.4MFY24 $30.0MFY25 $52.5M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$154.3M +17.5%	$131.3M -3.8%	$136.6M -17.9%	$166.3M -2.2%	$170.1M +20.4%	$141.3M
Net Income	$796.0K -97.3%	$29.9M -20.5%	$37.7M -38.4%	$61.1M -13.5%	$70.7M +91.0%	$37.0M
EPS (Diluted)	$0.02 -97.2%	$0.72 -16.3%	$0.86 -34.8%	$1.32 -9.0%	$1.45 +90.8%	$0.76
Total Assets	$5.75B +1.5%	$5.67B +1.2%	$5.60B -0.1%	$5.60B +3.1%	$5.43B -1.5%	$5.51B
Total Debt	$130.0M -80.5%	$666.4M -22.4%	$859.3M +47.2%	$583.9M +38.4%	$421.8M -28.7%	$591.8M
Operating Cash Flow	$53.7M +72.6%	$31.1M -33.8%	$47.0M -43.6%	$83.3M +28.7%	$64.8M +17.3%	$55.2M
Free Cash Flow	$52.5M +75.4%	$30.0M -30.9%	$43.4M -46.3%	$80.8M +28.0%	$63.1M +21.0%	$52.2M

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Available Research

13F Pro tracks comprehensive data for Northfield Bancorp, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of NFBK

BlackRock, Inc.
$70.8M5,226,996 sh
DIMENSIONAL FUND ADVISORS LP
$34.6M2,556,873 sh
VANGUARD CAPITAL MANAGEMENT LLC
$22.9M1,690,228 sh
RENAISSANCE TECHNOLOGIES LLC
$17.7M1,308,449 sh
STATE STREET CORP
$14.3M1,055,650 sh
GEODE CAPITAL MANAGEMENT, LLC
$12.6M926,849 sh
AMERICAN CENTURY COMPANIES INC
$11.7M861,007 sh
BALYASNY ASSET MANAGEMENT L.P.
$11.4M838,571 sh
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$10.5M777,399 sh
Qube Research & Technologies Ltd
$10.4M765,520 sh

Fund	Value	Shares
BlackRock, Inc.	$70.8M	5,226,996
DIMENSIONAL FUND ADVISORS LP	$34.6M	2,556,873
VANGUARD CAPITAL MANAGEMENT LLC	$22.9M	1,690,228
RENAISSANCE TECHNOLOGIES LLC	$17.7M	1,308,449
STATE STREET CORP	$14.3M	1,055,650
GEODE CAPITAL MANAGEMENT, LLC	$12.6M	926,849
AMERICAN CENTURY COMPANIES INC	$11.7M	861,007
BALYASNY ASSET MANAGEMENT L.P.	$11.4M	838,571
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$10.5M	777,399
Qube Research & Technologies Ltd	$10.4M	765,520

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Is NFBK a good stock to buy?

13F Pro's AI-powered analysis of Northfield Bancorp, Inc. (NFBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NFBK are available on the NFBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. NFBK is classified as a small company.

Which hedge funds own NFBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NFBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Northfield Bancorp, Inc.'s investment landscape.