What is the 13F Pro Quality Score for VABK?

13F Pro ranks Virginia National Bankshares Corp (VABK) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View VABK's current score at https://13fpro.ai/research/VABK (free sign-up required for the full ranking).

Which hedge funds own the most VABK stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of VABK include ENDEAVOUR CAPITAL ADVISORS, BlackRock,, Union Bankshares. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/VABK as soon as new 13F filings post.

Where does 13F Pro source VABK data?

All Virginia National Bankshares Corp fundamentals and ownership data come directly from SEC EDGAR. Virginia National Bankshares Corp files with the SEC under CIK 1572334. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is VABK in?

Virginia National Bankshares Corp (VABK) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is VABK research updated on 13F Pro?

VABK's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Virginia National Bankshares Corp(VABK)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

VABK Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Virginia National Bankshares Corp (VABK), a Financials sector company. VABK is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Virginia National Bankshares Corp reports quarterly revenue of $14.4M, net income of $5.3M, an operating margin of 45.4%. Top institutional holders of VABK by reported 13-F value include ENDEAVOUR CAPITAL ADVISORS, BlackRock,, Union Bankshares, based on the most recent SEC filings. VABK trades on the Nasdaq exchange and files with the SEC under CIK 1572334. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate VABK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Virginia National Bankshares Corp directly from SEC EDGAR.

Revenue

Q1 2026

$14.4M

Net Income

Q1 2026

$5.3M

Free Cash Flow

Q1 2026

$7.0M

Operating Margin

Q1 2026

45.4%

D/E Ratio

Q1 2026

0.11

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

-17.8% YoY

$19.3MFY 2023

FY20 $8.0MFY21 $10.1MFY22 $23.4MFY23 $19.3M

EPS (Diluted)

-18.3% YoY

$3.58FY 2023

FY20 $1.48FY21 $2.14FY22 $4.38FY23 $3.58

Total Assets

+1.4% YoY

$1.65BFY 2023

FY20 $848.4MFY21 $1.97BFY22 $1.62BFY23 $1.65B

Total Debt

$70.0MFY 2023

FY20 $30.0MFY21 —FY22 —FY23 $70.0M

Op. Cash Flow

-38.7% YoY

$13.9MFY 2023

FY20 $9.3MFY21 $13.1MFY22 $22.7MFY23 $13.9M

Metric	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2017
Net Income	$19.3M -17.8%	$23.4M +132.7%	$10.1M +26.2%	$8.0M +19.3%	$6.7M +2.1%	$6.6M
EPS (Diluted)	$3.58 -18.3%	$4.38 +104.7%	$2.14 +45.1%	$1.48 +18.5%	$1.25 -3.5%	$1.29
Total Assets	$1.65B +1.4%	$1.62B -17.7%	$1.97B +132.5%	$848.4M +20.7%	$702.6M +9.1%	$643.9M
Total Debt	$70.0M	—	—	$30.0M	—	—
Operating Cash Flow	$13.9M -38.7%	$22.7M +73.6%	$13.1M +41.2%	$9.3M -1.0%	$9.3M +6.3%	$8.8M

AI Insight: VABK Financial Trends

Net income stabilized at $5–6M while equity grew 20% over two years, but operating cash flow remains volatile and modest.

• Equity increased from $154M (Q2 2024) to $186M (Q1 2026), a 20.8% rise reflecting retained earnings.

• Net income oscillated between $4–6M with no clear uptrend; latest quarter ($5M) below Q4 2025 peak ($6M).

• Operating cash flow ranged $-6M to $15M with no sustained pattern; Q1 2026 at $7M shows no improvement trajectory.

⚠ Total debt spiked to $61M in Q2 2025 before normalizing; leverage ratio deteriorated then recovered. Pattern warrants monitoring.

⚠ Revenue data absent across all periods prevents margin and profitability trend analysis.

AI Insight: VABK Ratio Trends

Q4 2025 spike in ROA (1.4%) and ROIC (14.8%) normalizes in Q1 2026, but leverage remains well-controlled below 0.12 D/E.

• ROA improved from 1.0% in Q2 2025 to 1.3–1.4% in Q4 2025–Q1 2026, indicating stronger profitability recovery.

• ROIC rebounded from 9.4% trough in Q2 2025 to 12.7% in Q1 2026, signaling improved capital efficiency.

• Debt-to-equity ratio stable near 0.11, down from 0.36 spike in Q2 2025, reflecting disciplined leverage management.

⚠ Q2 2025 saw simultaneous D/E spike to 0.36 and ROIC dip to 9.4%—investigate underlying capital events.

⚠ ROE volatility persists: ranged 9.9–12.9% across recent quarters; sustainability of Q4 2025 peak uncertain.

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Available Research

13F Pro tracks comprehensive data for Virginia National Bankshares Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of VABK

ENDEAVOUR CAPITAL ADVISORS INC
$11.4M298,750 sh
BlackRock, Inc.
$10.9M285,175 sh
Union Bankshares Corp
$9.3M242,242 sh
VANGUARD CAPITAL MANAGEMENT LLC
$8.6M225,289 sh
MANUFACTURERS LIFE INSURANCE COMPANY, THE
$8.0M208,983 sh
ALLIANCEBERNSTEIN L.P.
$7.7M193,130 sh
Meridian Financial Partners LLC
$5.3M137,660 sh
STRATEGIC VALUE BANK PARTNERS LLC
$4.9M128,953 sh
GEODE CAPITAL MANAGEMENT, LLC
$4.5M118,024 sh
STATE STREET CORP
$3.1M81,543 sh

Fund	Value	Shares
ENDEAVOUR CAPITAL ADVISORS INC	$11.4M	298,750
BlackRock, Inc.	$10.9M	285,175
Union Bankshares Corp	$9.3M	242,242
VANGUARD CAPITAL MANAGEMENT LLC	$8.6M	225,289
MANUFACTURERS LIFE INSURANCE COMPANY, THE	$8.0M	208,983
ALLIANCEBERNSTEIN L.P.	$7.7M	193,130
Meridian Financial Partners LLC	$5.3M	137,660
STRATEGIC VALUE BANK PARTNERS LLC	$4.9M	128,953
GEODE CAPITAL MANAGEMENT, LLC	$4.5M	118,024
STATE STREET CORP	$3.1M	81,543

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Is VABK a good stock to buy?

13F Pro's AI-powered analysis of Virginia National Bankshares Corp (VABK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for VABK are available on the VABK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own VABK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling VABK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Virginia National Bankshares Corp's investment landscape.