BANK OF THE JAMES FINANCIAL GROUP INC(BOTJ)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores BOTJ at 54.4/100 on a 32-signal composite quality model, placing it at rank #1,337 of 2,962 stocks — the top half of the AI-ranked universe. BOTJ scores in the top quartile across profitability (85.9), free cash flow (75.6). Areas of concern include revenue scale (9.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), BANK OF THE JAMES FINANCIAL GROUP INC reports quarterly revenue of $13.7M, net income of $3.2M, an operating margin of 29.6%. Top institutional holders of BOTJ by reported 13-F value include Fourthstone, PETTYJOHN, WOOD & WHITE, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BOTJ trades on the Nasdaq exchange and files with the SEC under CIK 1275101. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BOTJ daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BANK OF THE JAMES FINANCIAL GROUP INC directly from SEC EDGAR.

AI Quality Score

54.4/100

AI Rank

#1,337

Revenue

$13.7M

Net Income

$3.2M

Free Cash Flow

$332.0K

Operating Margin

29.6%

BOTJ key financials by period

BANK OF THE JAMES FINANCIAL GROUP INC reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$48.7M$9.0M22.9%
FY 202410-K$44.4M$7.9M22.4%
FY 202310-K$42.6M$8.7M24.1%
FY 202210-K$42.9M$9.0M25.9%
FY 202110-K$38.3M$7.6M24.7%
FY 202010-K$36.1M$5.0M17.1%

Institutions holding BOTJ

Institutional investors reporting a position in BANK OF THE JAMES FINANCIAL GROUP INC on SEC Form 13F.
InstitutionSharesValueReported
Fourthstone334,491$8.6M2026-06-30
PETTYJOHN, WOOD & WHITE218,859$5.6M2026-06-30
VANGUARD CAPITAL MANAGEMENT159,256$4.1M2026-06-30
CAPTRUST FINANCIAL ADVISORS143,977$3.7M2026-06-30
Daytona Street Capital79,078$2.0M2026-06-30
North Reef Capital Management50,132$1.3M2026-06-30
GEODE CAPITAL MANAGEMENT42,202$1.1M2026-06-30
BRIDGEWAY CAPITAL MANAGEMENT37,682$961.6K2026-06-30
DIMENSIONAL FUND ADVISORS37,178$948.4K2026-06-30
SUSQUEHANNA INTERNATIONAL GROUP, LLP35,058$894.7K2026-06-30
BOTJ

BANK OF THE JAMES FINANCIAL GROUP INC

BOTJ
NasdaqSmall CapFinancials

13F Pro Quality Score

54.4/100

Rank #1,337 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

59.1/100

Profitability

85.9/100

Balance Sheet

44.4/100

Earnings Quality

40.2/100

Free Cash Flow

75.6/100

Institutional Flow

45.6/100

Revenue Scale

9.0/100

Dilution Risk

94.7/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$13.73M

Net Income

Q2 2026
EDGAR

$3.24M

EPS (Diluted)

Q2 2026
EDGAR

$0.71

Operating Margin

Q2 2026
EDGAR

29.6%

ROIC

Q2 2026
EDGAR

19.6%

Free Cash Flow

Q2 2026
EDGAR

$332.0K

Financial Trends

Revenue & Net Income

Earnings Per Share

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