Waterstone Financial, Inc.(WSBF)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

Waterstone Financial, Inc. (WSBF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores WSBF at 51.4/100 on a 32-signal composite quality model, placing it at rank #1,532 of 2,960 stocks — the bottom half of the AI-ranked universe. WSBF scores in the top quartile across profitability (83.5), free cash flow (82.4). Areas of concern include revenue scale (20.0) and revenue growth (36.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Waterstone Financial, Inc. reports quarterly revenue of $40.3M, net income of $8.5M, an operating margin of 26.4%. Top institutional holders of WSBF by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, RENAISSANCE TECHNOLOGIES, based on the most recent SEC filings. WSBF trades on the Nasdaq exchange and files with the SEC under CIK 1569994. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WSBF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Waterstone Financial, Inc. directly from SEC EDGAR.

AI Quality Score

51.4/100

AI Rank

#1,532

Revenue

$40.3M

Net Income

$8.5M

Free Cash Flow

$9.4M

Operating Margin

26.4%

WSBF key financials by period

Waterstone Financial, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$141.9M$26.4M23.6%
FY 202410-K$135.5M$18.7M17.7%
FY 202110-K$258.7M$70.8M35.6%
FY 202010-K$297.5M$81.1M36.3%
FY 201910-K$182.9M$35.9M26.0%
FY 201810-K$172.4M$30.8M23.4%

Institutions holding WSBF

Institutional investors reporting a position in Waterstone Financial, Inc. on SEC Form 13F.
InstitutionSharesValueReported
BlackRock1,641,766$34.0M2026-06-30
DIMENSIONAL FUND ADVISORS1,417,945$29.4M2026-06-30
RENAISSANCE TECHNOLOGIES1,051,571$21.8M2026-06-30
VANGUARD CAPITAL MANAGEMENT641,005$13.3M2026-06-30
STATE STREET398,372$8.3M2026-06-30
GEODE CAPITAL MANAGEMENT388,478$8.1M2026-06-30
AMERICAN CENTURY COMPANIES341,972$7.1M2026-06-30
AQR CAPITAL MANAGEMENT259,089$5.4M2026-06-30
CSM Advisors221,070$4.6M2026-06-30
BRIDGEWAY CAPITAL MANAGEMENT211,375$4.4M2026-06-30
WSBF

Waterstone Financial, Inc.

WSBF
NasdaqSmall CapFinancials

13F Pro Quality Score

51.4/100

Rank #1,532 of 2,960 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

36.8/100

Profitability

83.5/100

Balance Sheet

47.7/100

Earnings Quality

67.4/100

Free Cash Flow

82.4/100

Institutional Flow

49.5/100

Revenue Scale

20.0/100

Dilution Risk

85.2/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$40.25M

Net Income

Q2 2026
EDGAR

$8.46M

EPS (Diluted)

Q2 2026
EDGAR

$0.49

Operating Margin

Q2 2026
EDGAR

26.4%

ROIC

Q2 2026
EDGAR

5.6%

Free Cash Flow

Q2 2026
EDGAR

$9.37M

Debt/Equity

Q2 2026
EDGAR

1.17

Top Institutional Holders

as of Q2 2026
$202.57M total

Financial Trends

Revenue & Net Income

Earnings Per Share

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