WSBF

Waterstone Financial, Inc. WSBF

NasdaqSmall CapFinancials

13F Pro quality score

Rank #1,295 of 2,925TOP 50%

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$40.25M

Quarter to Jun 30

Net income

$8.46M

Quarter to Jun 30

Free cash flow

$9.37M

Quarter to Jun 30

Operating margin

26.4%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026
$202.56M total
Reading the latest SEC filing…

Key Metrics

Revenue

Q2 2026
EDGAR

Net Income

Q2 2026
EDGAR

EPS (Diluted)

Q2 2026
EDGAR

Operating Margin

Q2 2026
EDGAR

ROIC

Q2 2026
EDGAR

Free Cash Flow

Q2 2026
EDGAR

Debt/Equity

Q2 2026
EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/WSBF

Earnings Per Share

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WSBF key financials by period

Reported revenue, net income and operating margin by fiscal year, from Waterstone Financial, Inc.'s annual filings on SEC EDGAR.

Waterstone Financial, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$141.9M$26.4M23.6%
FY 2024$135.5M$18.7M17.7%
FY 2023$131.4M$9.4M8.4%
FY 2022$162.5M$19.5M15.1%
FY 2021$258.7M$70.8M35.6%
FY 2020$297.5M$81.1M36.3%
Source: WSBF filings on SEC EDGAR →

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

WSBF insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

About Waterstone Financial, Inc. (WSBF): stock profile, AI score and financials

Waterstone Financial, Inc. (WSBF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores WSBF at 54.9/100 on a composite quality score built from its SEC filings, placing it at rank #1,295 of 2,925 stocks — the top half of the AI-ranked universe. WSBF scores in the top quartile across profitability (83.5), free cash flow (82.5). Areas of concern include revenue scale (20.5), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Waterstone Financial, Inc. reports quarterly revenue of $40.3M, net income of $8.5M, an operating margin of 26.4%. Top institutional holders of WSBF by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, RENAISSANCE TECHNOLOGIES, based on the most recent SEC filings. WSBF trades on the Nasdaq exchange and files with the SEC under CIK 1569994. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WSBF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Waterstone Financial, Inc. directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 1569994 →