FISI

FINANCIAL INSTITUTIONS INC FISI

NasdaqSmall CapFinancials

13F Pro quality score

Rank #1,262 of 2,925TOP 50%

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$64.31M

Quarter to Jun 30

Net income

$21.18M

Quarter to Jun 30

Free cash flow

$21.81M

Quarter to Jun 30

Operating margin

39.8%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026
$611.57M total
Reading the latest SEC filing…

Key Metrics

Revenue

Q2 2026
EDGAR

Net Income

Q2 2026
EDGAR

EPS (Diluted)

Q2 2026
EDGAR

Operating Margin

Q2 2026
EDGAR

ROIC

Q2 2026
EDGAR

Free Cash Flow

Q2 2026
EDGAR

Debt/Equity

Q2 2026
EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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FISI key financials by period

Reported revenue, net income and operating margin by fiscal year, from FINANCIAL INSTITUTIONS INC's annual filings on SEC EDGAR.

FINANCIAL INSTITUTIONS INC reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$244.9M$74.9M37.3%
FY 2024$116.9M$-41.6M-58.3%
FY 2023$214.0M$50.3M29.5%
FY 2022$213.6M$56.6M33.2%
FY 2021$201.6M$77.7M48.2%
FY 2020$182.2M$38.3M25.1%
Source: FISI filings on SEC EDGAR →

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

FISI insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

About FINANCIAL INSTITUTIONS INC (FISI): stock profile, AI score and financials

FINANCIAL INSTITUTIONS INC (FISI) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores FISI at 55.2/100 on a composite quality score built from its SEC filings, placing it at rank #1,262 of 2,925 stocks — the top half of the AI-ranked universe. FISI scores in the top quartile across profitability (93.5), free cash flow (76.0). Areas of concern include earnings quality (21.5) and institutional flow (22.1), which score below median versus the broader universe. Shareholder dilution risk is elevated at 49.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), FINANCIAL INSTITUTIONS INC reports quarterly revenue of $64.3M, net income of $21.2M, an operating margin of 39.8%. Top institutional holders of FISI by reported 13-F value include PL Capital Advisors, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. FISI trades on the Nasdaq exchange and files with the SEC under CIK 862831. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FISI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FINANCIAL INSTITUTIONS INC directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 862831 →