FINANCIAL INSTITUTIONS INC(FISI)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

FINANCIAL INSTITUTIONS INC (FISI) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores FISI at 51.3/100 on a 32-signal composite quality model, placing it at rank #1,545 of 2,962 stocks — the bottom half of the AI-ranked universe. FISI scores in the top quartile across profitability (94.0), free cash flow (75.4). Areas of concern include institutional flow (21.6) and earnings quality (22.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), FINANCIAL INSTITUTIONS INC reports quarterly revenue of $64.3M, net income of $21.2M, free cash flow of $21.8M. Top institutional holders of FISI by reported 13-F value include PL Capital Advisors, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. FISI trades on the Nasdaq exchange and files with the SEC under CIK 862831. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FISI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FINANCIAL INSTITUTIONS INC directly from SEC EDGAR.

AI Quality Score

51.3/100

AI Rank

#1,545

Revenue

$64.3M

Net Income

$21.2M

Free Cash Flow

$21.8M

FISI key financials by period

FINANCIAL INSTITUTIONS INC reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$244.9M$74.9M37.3%
FY 202410-K$116.9M$-41.6M-58.3%
FY 202310-K$214.0M$50.3M29.5%
FY 202210-K$213.6M$56.6M33.2%
FY 202110-K$201.6M$77.7M48.2%
FY 202010-K$182.2M$38.3M25.1%

Institutions holding FISI

Institutional investors reporting a position in FINANCIAL INSTITUTIONS INC on SEC Form 13F.
InstitutionSharesValueReported
PL Capital Advisors1,816,102$70.8M2026-06-30
BlackRock1,667,260$65.0M2026-06-30
DIMENSIONAL FUND ADVISORS1,002,481$39.1M2026-06-30
VANGUARD CAPITAL MANAGEMENT841,166$32.8M2026-06-30
ADAGE CAPITAL PARTNERS GP, L.L.C.834,969$32.5M2026-06-30
STATE STREET592,493$23.3M2026-06-30
ACADIAN ASSET MANAGEMENT593,367$23.1M2026-06-30
GEODE CAPITAL MANAGEMENT586,724$22.9M2026-06-30
Ategra Capital Management564,100$22.0M2026-06-30
TWO SIGMA INVESTMENTS457,098$17.8M2026-06-30
FISI

FINANCIAL INSTITUTIONS INC

FISI
NasdaqSmall CapFinancials

13F Pro Quality Score

51.3/100

Rank #1,545 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

41.4/100

Profitability

94.0/100

Balance Sheet

47.4/100

Earnings Quality

22.3/100

Free Cash Flow

75.4/100

Institutional Flow

21.6/100

Revenue Scale

27.0/100

Dilution Risk

50.9/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$64.31M

Net Income

Q2 2026
EDGAR

$21.18M

EPS (Diluted)

Q2 2026
EDGAR

$1.04

ROIC

Q2 2026
EDGAR

11.3%

Free Cash Flow

Q2 2026
EDGAR

$21.81M

Top Institutional Holders

as of Q2 2026
$612.06M total

Financial Trends

Revenue & Net Income

Earnings Per Share

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