Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
FINANCIAL INSTITUTIONS INC (FISI) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores FISI at 51.3/100 on a 32-signal composite quality model, placing it at rank #1,545 of 2,962 stocks — the bottom half of the AI-ranked universe. FISI scores in the top quartile across profitability (94.0), free cash flow (75.4). Areas of concern include institutional flow (21.6) and earnings quality (22.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), FINANCIAL INSTITUTIONS INC reports quarterly revenue of $64.3M, net income of $21.2M, free cash flow of $21.8M. Top institutional holders of FISI by reported 13-F value include PL Capital Advisors, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. FISI trades on the Nasdaq exchange and files with the SEC under CIK 862831. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FISI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FINANCIAL INSTITUTIONS INC directly from SEC EDGAR.
AI Quality Score
51.3/100
AI Rank
#1,545
Revenue
$64.3M
Net Income
$21.2M
Free Cash Flow
$21.8M
| Period | Form | Revenue | Net income | Operating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $244.9M | $74.9M | 37.3% |
| FY 2024 | 10-K | $116.9M | $-41.6M | -58.3% |
| FY 2023 | 10-K | $214.0M | $50.3M | 29.5% |
| FY 2022 | 10-K | $213.6M | $56.6M | 33.2% |
| FY 2021 | 10-K | $201.6M | $77.7M | 48.2% |
| FY 2020 | 10-K | $182.2M | $38.3M | 25.1% |
| Institution | Shares | Value | Reported |
|---|---|---|---|
| PL Capital Advisors | 1,816,102 | $70.8M | 2026-06-30 |
| BlackRock | 1,667,260 | $65.0M | 2026-06-30 |
| DIMENSIONAL FUND ADVISORS | 1,002,481 | $39.1M | 2026-06-30 |
| VANGUARD CAPITAL MANAGEMENT | 841,166 | $32.8M | 2026-06-30 |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | 834,969 | $32.5M | 2026-06-30 |
| STATE STREET | 592,493 | $23.3M | 2026-06-30 |
| ACADIAN ASSET MANAGEMENT | 593,367 | $23.1M | 2026-06-30 |
| GEODE CAPITAL MANAGEMENT | 586,724 | $22.9M | 2026-06-30 |
| Ategra Capital Management | 564,100 | $22.0M | 2026-06-30 |
| TWO SIGMA INVESTMENTS | 457,098 | $17.8M | 2026-06-30 |
13F Pro Quality Score
Rank #1,545 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
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