IBCP

INDEPENDENT BANK CORP /MI/ IBCP

NasdaqSmall CapFinancials

13F Pro quality score

Rank #1,846 of 2,925

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$63.24M

Quarter to Jun 30

Net income

$18.80M

Quarter to Jun 30

Free cash flow

$16.72M

Quarter to Jun 30

Operating margin

35.9%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026
$648.49M total
Reading the latest SEC filing…

Key Metrics

Revenue

Q2 2026
EDGAR

Net Income

Q2 2026
EDGAR

EPS (Diluted)

Q2 2026
EDGAR

Operating Margin

Q2 2026
EDGAR

ROIC

Q2 2026
EDGAR

Free Cash Flow

Q2 2026
EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/IBCP

Earnings Per Share

13fpro.ai/company/IBCP

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IBCP key financials by period

Reported revenue, net income and operating margin by fiscal year, from INDEPENDENT BANK CORP /MI/'s annual filings on SEC EDGAR.

INDEPENDENT BANK CORP /MI/ reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$225.7M$68.5M36.0%
FY 2024$222.6M$66.8M37.3%
FY 2023$207.0M$59.1M35.6%
FY 2022$211.5M$63.4M36.8%
FY 2021$206.4M$62.9M37.5%
FY 2020$204.4M$56.2M34.0%
Source: IBCP filings on SEC EDGAR →

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

IBCP insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

About INDEPENDENT BANK CORP /MI/ (IBCP): stock profile, AI score and financials

INDEPENDENT BANK CORP /MI/ (IBCP) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores IBCP at 46.3/100 on a composite quality score built from its SEC filings, placing it at rank #1,846 of 2,925 stocks — the bottom half of the AI-ranked universe. IBCP scores in the top quartile across profitability (89.3). Areas of concern include institutional flow (7.4) and earnings quality (20.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 17.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), INDEPENDENT BANK CORP /MI/ reports quarterly revenue of $63.2M, net income of $18.8M, an operating margin of 35.9%. Top institutional holders of IBCP by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. IBCP trades on the Nasdaq exchange and files with the SEC under CIK 39311. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate IBCP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for INDEPENDENT BANK CORP /MI/ directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 39311 →