Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
INDEPENDENT BANK CORP /MI/ (IBCP) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores IBCP at 45.1/100 on a 32-signal composite quality model, placing it at rank #1,883 of 2,960 stocks — the bottom half of the AI-ranked universe. IBCP scores in the top quartile across profitability (89.7). Areas of concern include institutional flow (8.6) and earnings quality (21.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 18.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), INDEPENDENT BANK CORP /MI/ reports quarterly revenue of $63.2M, net income of $18.8M, an operating margin of 35.9%. Top institutional holders of IBCP by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. IBCP trades on the Nasdaq exchange and files with the SEC under CIK 39311. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate IBCP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for INDEPENDENT BANK CORP /MI/ directly from SEC EDGAR.
AI Quality Score
45.1/100
AI Rank
#1,883
Revenue
$63.2M
Net Income
$18.8M
Free Cash Flow
$16.7M
Operating Margin
35.9%
| Period | Form | Revenue | Net income | Operating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $225.7M | $68.5M | 36.0% |
| FY 2024 | 10-K | $222.6M | $66.8M | 37.3% |
| FY 2023 | 10-K | $207.0M | $59.1M | 35.6% |
| FY 2022 | 10-K | $211.5M | $63.4M | 36.8% |
| FY 2021 | 10-K | $206.4M | $62.9M | 37.5% |
| FY 2020 | 10-K | $204.4M | $56.2M | 34.0% |
| Institution | Shares | Value | Reported |
|---|---|---|---|
| BlackRock | 2,984,939 | $107.7M | 2026-06-30 |
| DIMENSIONAL FUND ADVISORS | 890,443 | $32.1M | 2026-06-30 |
| VANGUARD CAPITAL MANAGEMENT | 879,625 | $31.7M | 2026-06-30 |
| STATE STREET | 824,463 | $29.7M | 2026-06-30 |
| AMERICAN CENTURY COMPANIES | 780,992 | $28.2M | 2026-06-30 |
| ACADIAN ASSET MANAGEMENT | 756,325 | $27.3M | 2026-06-30 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | 697,724 | $25.2M | 2026-06-30 |
| RENAISSANCE TECHNOLOGIES | 617,500 | $22.3M | 2026-06-30 |
| GEODE CAPITAL MANAGEMENT | 537,677 | $19.4M | 2026-06-30 |
| GOLDMAN SACHS GROUP | 415,987 | $15.0M | 2026-06-30 |
13F Pro Quality Score
Rank #1,883 of 2,960 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
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