RBB Bancorp(RBB)Stock Analysis
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Rank #1,127 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
RBB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for RBB Bancorp (RBB), a Financials sector company. 13F Pro's AI-powered ranking engine scores RBB at 56.0/100 on a 32-signal composite quality model, placing it at rank #1,127 of 2,879 stocks — the top half of the AI-ranked universe. RBB scores in the top quartile across free cash flow (98.7), profitability (98.5). Areas of concern include revenue scale (2.5) and earnings quality (29.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 5.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), RBB Bancorp reports quarterly revenue of $34.8M, net income of $11.3M, an operating margin of 45.2%. Top institutional holders of RBB by reported 13-F value include FJ Capital Management, BlackRock,, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. RBB trades on the Nasdaq exchange and files with the SEC under CIK 1499422. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RBB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RBB Bancorp directly from SEC EDGAR. RBB Bancorp's 13F Pro composite quality score has ranged between 8 and 66 since 2021, currently 56.0 — a declining long-term trajectory across 56 quarterly and live scoring snapshots.
Revenue
Q1 2026
$34.8M
Net Income
Q1 2026
$11.3M
Free Cash Flow
Q1 2026
$19.4M
Operating Margin
Q1 2026
45.2%
ROIC
Q1 2026
2.4%
D/E Ratio
Q1 2026
0.23
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+35.5% YoYNet Income
-18.5% YoYEPS (Diluted)
-4.7% YoYTotal Assets
+50.9% YoYTotal Debt
+15.2% YoYOp. Cash Flow
-90.9% YoY| Metric | FY 2025 | FY 2019 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
|---|---|---|---|---|---|---|
| Revenue | $5.2M +35.5% | $3.8M +95.3% | $2.0M | — | — | — |
| Net Income | $31.9M -18.5% | $39.2M +53.6% | $25.5M +33.8% | $19.1M +47.1% | $13.0M | — |
| EPS (Diluted) | $1.83 -4.7% | $1.92 +14.3% | $1.68 +20.9% | $1.39 +44.8% | $0.96 | — |
| Total Assets | $4.21B +50.9% | $2.79B +64.9% | $1.69B +21.2% | $1.40B | — | — |
| Total Debt | $119.9M +15.2% | $104.0M +110.1% | $49.5M +0.3% | $49.4M | — | — |
| Operating Cash Flow | $43.4M -90.9% | $476.5M +1555.4% | $28.8M -48.8% | $56.2M | — | — |
AI Insight: RBB Financial Trends
RBB Bancorp's financial disclosure is too sparse to draw firm conclusions, with revenue flat at $1–2M and debt anchored at $120M across all periods.
• Revenue has been flat at $1–2M across all eight quarters, with no discernible growth trend.
• Total debt held essentially unchanged at $119–120M from Q2 2024 through Q1 2026, suggesting stable but static leverage.
• Operating cash flow is volatile, swinging from $2M in Q3 2025 to $24M in Q3 2024, with no consistent directional trend.
⚠ Op CF collapsed to $2M in Q3 2025 — the lowest in the dataset — before recovering to $19M in Q1 2026; sustainability of that rebound is unconfirmed.
⚠ Net income and operating income are entirely absent across all periods, making profitability assessment impossible.
AI Insight: RBB Ratio Trends
RBB Bancorp's ROIC swung violently — from 10.7% in Q1 2025 to 52.3% in Q1 2026 — masking underlying earnings volatility.
• ROIC collapsed from 32.8% in Q2 2024 to a trough of 7.9% in Q4 2025, a 24.9pp peak-to-trough drawdown.
• ROIC rebounded sharply to 52.3% in Q1 2026, the highest level in the observable period, suggesting a strong one-quarter recovery.
• Only one D/E reading is available (0.23 in Q4 2025), indicating a conservatively leveraged balance sheet at that snapshot.
⚠ ROIC swings of 40+ percentage points across consecutive quarters signal potential one-off items distorting underlying profitability trends.
⚠ OpMargin, NPM, ROE, and ROA are entirely absent — insufficient data to corroborate or contextualize the ROIC volatility.
⚠ Whether Q1 2026's 52.3% ROIC is sustainable or another single-quarter spike warrants close monitoring next quarter.
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Available Research
13F Pro tracks comprehensive data for RBB Bancorp including:
Top Institutional Holders of RBB
FJ Capital Management LLC
$32.3M1,511,408 shBlackRock, Inc.
$24.4M1,141,348 shDIMENSIONAL FUND ADVISORS LP
$17.7M830,214 shVANGUARD CAPITAL MANAGEMENT LLC
$14.1M660,025 shAMERICAN CENTURY COMPANIES INC
$10.0M467,678 shALLIANCEBERNSTEIN L.P.
$7.9M382,318 shGEODE CAPITAL MANAGEMENT, LLC
$7.4M347,330 shrhino investment partners, Inc
$7.2M338,810 shSTATE STREET CORP
$6.9M324,822 shHillsdale Investment Management Inc.
$4.7M221,400 sh
| Fund | Value | Shares |
|---|---|---|
| FJ Capital Management LLC | $32.3M | 1,511,408 |
| BlackRock, Inc. | $24.4M | 1,141,348 |
| DIMENSIONAL FUND ADVISORS LP | $17.7M | 830,214 |
| VANGUARD CAPITAL MANAGEMENT LLC | $14.1M | 660,025 |
| AMERICAN CENTURY COMPANIES INC | $10.0M | 467,678 |
| ALLIANCEBERNSTEIN L.P. | $7.9M | 382,318 |
| GEODE CAPITAL MANAGEMENT, LLC | $7.4M | 347,330 |
| rhino investment partners, Inc | $7.2M | 338,810 |
| STATE STREET CORP | $6.9M | 324,822 |
| Hillsdale Investment Management Inc. | $4.7M | 221,400 |
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Popular Research
Is RBB a good stock to buy?
13F Pro's AI-powered analysis of RBB Bancorp (RBB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RBB are available on the RBB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own RBB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RBB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of RBB Bancorp's investment landscape.