Bankwell Financial Group, Inc.(BWFG)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Bankwell Financial Group, Inc. (BWFG) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores BWFG at 57.6/100 on a 32-signal composite quality model, placing it at rank #1,085 of 2,961 stocks — the top half of the AI-ranked universe. BWFG scores in the top quartile across profitability (95.4), free cash flow (82.2). Areas of concern include revenue scale (18.4) and earnings quality (25.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 3.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Bankwell Financial Group, Inc. reports quarterly revenue of $32.8M, net income of $12.4M, an operating margin of 49.7%. Top institutional holders of BWFG by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BWFG trades on the Nasdaq exchange and files with the SEC under CIK 1505732. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BWFG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Bankwell Financial Group, Inc. directly from SEC EDGAR.
AI Quality Score
57.6/100
AI Rank
#1,085
Revenue
$32.8M
Net Income
$12.4M
Free Cash Flow
$10.0M
Operating Margin
49.7%
BWFG key financials by period
Bankwell Financial Group, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$108.3M
$35.2M
44.8%
FY 2024
10-K
$2.0M
$9.8M
—
FY 2023
10-K
$99.3M
$36.7M
48.4%
FY 2022
10-K
$97.8M
$37.4M
49.1%
FY 2021
10-K
$73.5M
$26.6M
46.0%
FY 2020
10-K
$788.0K
$5.9M
—
Institutions holding BWFG
Institutional investors reporting a position in Bankwell Financial Group, Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-05 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net income rose 36% YoY to $12.4M as net interest margin expanded to 3.58% from 3.10%, even as provision for credit losses swung to a $1.2M expense from a $0.4M credit a year earlier.
Biggest Revenue Drivers
Net interest income$29.5M+23% YoY
Increase attributable to a decrease in interest expense on deposits and higher interest income from higher average loan balances
Noninterest income$3.3M+63% YoY
Increase driven by higher gains from SBA loan sales
Biggest Revenue Drivers
Total revenue: $32.8M+26% YoY
Net interest income$29.5M+23% YoY
Increase attributable to a decrease in interest expense on deposits and higher interest income from higher average loan balances
Noninterest income$3.3M+63% YoY
Increase driven by higher gains from SBA loan sales
Within Noninterest income
Gains and fees from sales of loans$2.4M+122% YoY
Higher gains from SBA loan sales
Largest Expense Items
Total noninterest expense$15.3M+4.9% YoY
Increase primarily driven by higher salaries and employee benefits
Salaries and employee benefits$8.7M+15.4% YoY
Incremental new hires in support of strategic initiatives
Provision for credit losses$1.2M
Swung from a $0.4M credit in Q2 2025 to a $1.2M provision, based on management's periodic assessment of ACL adequacy
Margins: Net interest margin expanded to 3.58% from 3.10% YoY, reflecting a decrease in deposit rates and improved deposit mix alongside higher loan yields; interest rate spread widened to 2.74% from 2.27%.
Watch Items from the Filing
Provision for credit losses swung from a $0.4M credit in Q2 2025 to a $1.2M provision in Q2 2026.
Nonaccrual loans totaled $15.9M (0.54% of total loans), including $13.9M concentrated in commercial real estate.
Residential care (skilled nursing/assisted living) properties represent 40.5% ($806.3M) of the $1.99B commercial real estate loan portfolio.
Brokered CDs ($453.0M) and national listing service CDs ($26.8M) remain a significant wholesale funding source alongside $1.12B in total time deposits.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
