UNITY BANCORP INC /NJ/(UNTY)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

UNITY BANCORP INC /NJ/ (UNTY) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores UNTY at 60.6/100 on a 32-signal composite quality model, placing it at rank #846 of 2,962 stocks — the top half of the AI-ranked universe. UNTY scores in the top quartile across profitability (96.8). Areas of concern include earnings quality (18.8) and revenue scale (19.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 44.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), UNITY BANCORP INC /NJ/ reports quarterly revenue of $33.7M, net income of $14.5M, an operating margin of 55.3%. Top institutional holders of UNTY by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, BANC FUNDS, based on the most recent SEC filings. UNTY trades on the Nasdaq exchange and files with the SEC under CIK 920427. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UNTY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for UNITY BANCORP INC /NJ/ directly from SEC EDGAR.

AI Quality Score

60.6/100

AI Rank

#846

Revenue

$33.7M

Net Income

$14.5M

Free Cash Flow

$-38.8M

Operating Margin

55.3%

UNTY key financials by period

UNITY BANCORP INC /NJ/ reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$131.8M$58.0M57.3%
FY 202410-K$107.1M$41.5M50.8%
FY 202310-K$103.1M$39.7M51.4%
FY 202210-K$98.2M$38.5M52.4%
FY 202110-K$89.1M$36.1M54.0%
FY 202010-K$77.4M$23.6M40.2%

Institutions holding UNTY

Institutional investors reporting a position in UNITY BANCORP INC /NJ/ on SEC Form 13F.
InstitutionSharesValueReported
BlackRock550,326$32.3M2026-06-30
DIMENSIONAL FUND ADVISORS452,070$26.5M2026-06-30
BANC FUNDS370,469$21.7M2026-06-30
ALLIANCEBERNSTEIN L.P.361,720$18.7M2026-06-30
VANGUARD CAPITAL MANAGEMENT302,925$17.8M2026-06-30
AMERICAN CENTURY COMPANIES265,764$15.6M2026-06-30
GEODE CAPITAL MANAGEMENT182,802$10.7M2026-06-30
STATE STREET164,203$9.6M2026-06-30
Pacific Ridge Capital Partners157,618$9.3M2026-06-30
MORGAN STANLEY143,502$8.4M2026-06-30
UNTY

UNITY BANCORP INC /NJ/

UNTY
NasdaqSmall CapFinancials

13F Pro Quality Score

60.6/100

Rank #846 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

70.4/100

Profitability

96.8/100

Balance Sheet

52.2/100

Earnings Quality

18.8/100

Free Cash Flow

72.8/100

Institutional Flow

53.5/100

Revenue Scale

19.4/100

Dilution Risk

44.8/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$33.75M

Net Income

Q2 2026
EDGAR

$14.47M

EPS (Diluted)

Q2 2026
EDGAR

$1.42

Operating Margin

Q2 2026
EDGAR

55.3%

ROIC

Q2 2026
EDGAR

20.1%

Free Cash Flow

Q2 2026
EDGAR

$-38.84M

Top Institutional Holders

as of Q2 2026
$305.05M total

Financial Trends

Revenue & Net Income

Earnings Per Share

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