Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
UNITY BANCORP INC /NJ/ (UNTY) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores UNTY at 60.6/100 on a 32-signal composite quality model, placing it at rank #846 of 2,962 stocks — the top half of the AI-ranked universe. UNTY scores in the top quartile across profitability (96.8). Areas of concern include earnings quality (18.8) and revenue scale (19.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 44.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), UNITY BANCORP INC /NJ/ reports quarterly revenue of $33.7M, net income of $14.5M, an operating margin of 55.3%. Top institutional holders of UNTY by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, BANC FUNDS, based on the most recent SEC filings. UNTY trades on the Nasdaq exchange and files with the SEC under CIK 920427. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UNTY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for UNITY BANCORP INC /NJ/ directly from SEC EDGAR.
AI Quality Score
60.6/100
AI Rank
#846
Revenue
$33.7M
Net Income
$14.5M
Free Cash Flow
$-38.8M
Operating Margin
55.3%
| Period | Form | Revenue | Net income | Operating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $131.8M | $58.0M | 57.3% |
| FY 2024 | 10-K | $107.1M | $41.5M | 50.8% |
| FY 2023 | 10-K | $103.1M | $39.7M | 51.4% |
| FY 2022 | 10-K | $98.2M | $38.5M | 52.4% |
| FY 2021 | 10-K | $89.1M | $36.1M | 54.0% |
| FY 2020 | 10-K | $77.4M | $23.6M | 40.2% |
| Institution | Shares | Value | Reported |
|---|---|---|---|
| BlackRock | 550,326 | $32.3M | 2026-06-30 |
| DIMENSIONAL FUND ADVISORS | 452,070 | $26.5M | 2026-06-30 |
| BANC FUNDS | 370,469 | $21.7M | 2026-06-30 |
| ALLIANCEBERNSTEIN L.P. | 361,720 | $18.7M | 2026-06-30 |
| VANGUARD CAPITAL MANAGEMENT | 302,925 | $17.8M | 2026-06-30 |
| AMERICAN CENTURY COMPANIES | 265,764 | $15.6M | 2026-06-30 |
| GEODE CAPITAL MANAGEMENT | 182,802 | $10.7M | 2026-06-30 |
| STATE STREET | 164,203 | $9.6M | 2026-06-30 |
| Pacific Ridge Capital Partners | 157,618 | $9.3M | 2026-06-30 |
| MORGAN STANLEY | 143,502 | $8.4M | 2026-06-30 |
13F Pro Quality Score
Rank #846 of 2,962 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
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