Magyar Bancorp, Inc.(MGYR)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Not in ranked universe
Limited institutional coverage
Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 23 institutional filers currently hold this stock.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
MGYR Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Magyar Bancorp, Inc. (MGYR), a Financials sector company. MGYR is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 23 institutional filers currently hold this stock. Based on the latest XBRL financial filings (Q2 2026), Magyar Bancorp, Inc. reports quarterly revenue of $9.2M, net income of $3.0M, an operating margin of 46.2%. Top institutional holders of MGYR by reported 13-F value include ALLIANCEBERNSTEIN L.P., MALTESE CAPITAL MANAGEMENT, Truffle Hound Capital,, based on the most recent SEC filings. MGYR trades on the Nasdaq exchange and files with the SEC under CIK 1337068. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MGYR daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Magyar Bancorp, Inc. directly from SEC EDGAR.
Revenue
Q2 2026
$9.2M
Net Income
Q2 2026
$3.0M
Free Cash Flow
Q2 2026
$2.9M
Operating Margin
Q2 2026
46.2%
D/E Ratio
Q2 2026
0.40
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+1.0% YoYEPS (Diluted)
+2.5% YoYTotal Assets
+4.9% YoYTotal Debt
-51.6% YoYOp. Cash Flow
-25.5% YoY| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Net Income | $7.8M +1.0% | $7.7M -2.7% | $7.9M +29.4% | $6.1M | — | — |
| EPS (Diluted) | $1.23 +2.5% | $1.20 +2.6% | $1.17 +15.8% | $1.01 | — | — |
| Total Assets | $951.9M +4.9% | $907.3M +13.6% | $798.5M +3.2% | $774.0M +2.7% | $754.0M +19.6% | $630.3M |
| Total Debt | $28.6M -51.6% | $59.0M +277.8% | $15.6M -33.1% | $23.4M -65.4% | $67.4M +86.3% | $36.2M |
| Operating Cash Flow | $6.3M -25.5% | $8.5M -24.3% | $11.2M +21.0% | $9.3M +1037.5% | $814.0K -85.9% | $5.8M |
AI Insight: MGYR Financial Trends
Magyar Bancorp's debt surged 69% from Q2 2024 to Q3 2025, then stabilized, while earnings and cash flow remain modest and volatile.
• Total debt jumped from $29M (Q2 2024) to $49M (Q3 2025), a 69% increase, before plateauing through Q1 2026.
• Operating cash flow ranged $1M–$4M across all quarters with no clear uptrend; latest quarter Q1 2026 at $3M.
• Equity grew modestly from $109M to $124M (+14%) over the period, not keeping pace with debt acceleration.
⚠ Debt-to-equity ratio deteriorated from 27% (Q2 2024) to 40% (Q3 2025–Q1 2026), signaling rising financial leverage.
⚠ Net income flatlined at $2M–$3M per quarter with no meaningful growth trajectory visible over 10 quarters.
AI Insight: MGYR Ratio Trends
Magyar Bancorp stabilized profitability metrics in Q1 2026 after Q4 2025 spike, but leverage rose sharply through 2025.
• ROE averaged 8.9% across 2025, ranging 8.5%–10.3%, versus 7.6% in H1 2024; ROA improved to 1.0%–1.2% band.
• Debt-to-equity jumped from 0.26–0.27 in H1 2024 to 0.40–0.41 by Q3 2025, stabilizing at 0.40 through Q1 2026.
• ROIC peaked at 11.9% in Q3 2024, moderated to 8.7%–10.3% range in 2025, settling at 9.8% in Q1 2026.
⚠ Elevated leverage (D/E 0.40) represents 54% increase from mid-2024; monitor capital deployment and debt trajectory.
⚠ Q1 2026 profitability metrics (ROE 9.8%, ROIC 9.8%) suggest stabilization; confirm sustainability in Q2 2026.
Get alerted when MGYR's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for Magyar Bancorp, Inc. including:
Top Institutional Holders of MGYR
ALLIANCEBERNSTEIN L.P.
$11.0M638,179 shMALTESE CAPITAL MANAGEMENT LLC
$4.1M236,753 shTruffle Hound Capital, LLC
$3.5M200,000 shPL Capital Advisors, LLC
$3.2M183,317 shDIMENSIONAL FUND ADVISORS LP
$2.3M135,439 shVANGUARD CAPITAL MANAGEMENT LLC
$1.1M62,884 shGEODE CAPITAL MANAGEMENT, LLC
$934.0K53,922 shStilwell Value LLC
$692.4K40,000 shVANGUARD FIDUCIARY TRUST CO
$531.0K30,676 shFIRST MANHATTAN CO. LLC.
$484.9K28,015 sh
| Fund | Value | Shares |
|---|---|---|
| ALLIANCEBERNSTEIN L.P. | $11.0M | 638,179 |
| MALTESE CAPITAL MANAGEMENT LLC | $4.1M | 236,753 |
| Truffle Hound Capital, LLC | $3.5M | 200,000 |
| PL Capital Advisors, LLC | $3.2M | 183,317 |
| DIMENSIONAL FUND ADVISORS LP | $2.3M | 135,439 |
| VANGUARD CAPITAL MANAGEMENT LLC | $1.1M | 62,884 |
| GEODE CAPITAL MANAGEMENT, LLC | $934.0K | 53,922 |
| Stilwell Value LLC | $692.4K | 40,000 |
| VANGUARD FIDUCIARY TRUST CO | $531.0K | 30,676 |
| FIRST MANHATTAN CO. LLC. | $484.9K | 28,015 |
More Financials Companies
View all Financials →Put MGYR on your watchlist
Track score changes the day Magyar Bancorp, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is MGYR a good stock to buy?
13F Pro's AI-powered analysis of Magyar Bancorp, Inc. (MGYR) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for MGYR are available on the MGYR stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own MGYR?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling MGYR. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Magyar Bancorp, Inc.'s investment landscape.