Brighthouse Financial, Inc.(BHF)Stock Analysis
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Rank #1,187 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
BHF Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Brighthouse Financial, Inc. (BHF), a Financials sector company. 13F Pro's AI-powered ranking engine scores BHF at 54.9/100 on a 32-signal composite quality model, placing it at rank #1,187 of 2,879 stocks — the top half of the AI-ranked universe. BHF scores in the top quartile across revenue growth (92.6), institutional flow (84.9), revenue scale (82.1). Areas of concern include profitability (21.0) and earnings quality (30.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), Brighthouse Financial, Inc. reports quarterly revenue of $1.5B, net income of $-766.0M, free cash flow of $-221.0M. Top institutional holders of BHF by reported 13-F value include BlackRock,, UBS Group AG, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. BHF trades on the Nasdaq exchange and files with the SEC under CIK 1685040. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BHF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Brighthouse Financial, Inc. directly from SEC EDGAR. Brighthouse Financial, Inc.'s 13F Pro composite quality score has ranged between 27 and 65 since 2021, currently 54.9 — an improving long-term trajectory across 28 quarterly and live scoring snapshots.
Revenue
Q1 2026
$1.5B
Net Income
Q1 2026
$-766.0M
Free Cash Flow
Q1 2026
$-221.0M
D/E Ratio
Q1 2026
0.57
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+64.3% YoYNet Income
+135.7% YoYEPS (Diluted)
+131.0% YoYTotal Assets
+2.3% YoYTotal Debt
-0.0% YoYOp. Cash Flow
+289.1% YoY| Metric | FY 2025 | FY 2023 | FY 2021 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Revenue | $6.77B +64.3% | $4.12B -17.3% | $4.98B -27.3% | $6.84B +126.7% | $3.02B -66.1% | $8.89B |
| Net Income | $433.0M +135.7% | $-1.21B -178.1% | $1.55B +511.1% | $-378.0M | — | — |
| EPS (Diluted) | $5.71 +131.0% | $-18.39 -200.0% | $18.39 +682.0% | $-3.16 +87.1% | $-24.54 | — |
| Total Assets | $241.80B +2.3% | $236.34B -9.9% | $262.26B +17.0% | $224.19B +1.0% | $221.93B | — |
| Total Debt | $3.15B -0.0% | $3.16B -0.0% | $3.16B -12.6% | $3.61B +89.1% | $1.91B | — |
| Operating Cash Flow | $259.0M +289.1% | $-137.0M -121.4% | $641.0M -81.1% | $3.40B -9.1% | $3.74B -19.3% | $4.63B |
AI Insight: BHF Financial Trends
Brighthouse swung to a $766M loss in Q1 2026 as operating cash flow turned sharply negative, eroding equity by $1.2B in one quarter.
• Net income collapsed to -$766M in Q1 2026 from $137M in Q4 2025, reversing three consecutive profitable quarters.
• Operating cash flow deteriorated to -$221M in Q1 2026 from +$117M in Q3 2025, signaling cash generation stress.
• Equity eroded to $5.6B in Q1 2026 from $6.8B in Q4 2025, a $1.2B quarterly decline despite flat debt.
⚠ Q1 2026 loss magnitude unprecedented in data set; identify underlying driver (reserves, market impact, or underwriting).
⚠ Debt stable at ~$3.15B, but leverage ratio now deteriorating sharply as equity shrinks—solvency monitoring required.
AI Insight: BHF Ratio Trends
Q1 2026 profit collapse—operating margin plunged to −64.6%—erases all gains from strong Q3 2025 and signals severe operational distress.
• Operating margin swung from +32.2% in Q3 2025 to −64.6% in Q1 2026; ROE fell from +30.1% to −55.1% over same period.
• Net profit margin collapsed to −50.2% in Q1 2026 from +26.4% in Q3 2025, largest quarterly reversal in dataset.
• Leverage improved to 0.47 D/E in Q4 2025 but rebounded to 0.57 in Q1 2026, negating deleveraging trend.
⚠ TTM profitability now deeply negative (−2.7% OpMargin, −1.1% NPM) despite Q3 2025 strength—Q1 2026 loss dominates recent performance.
⚠ Volatility extreme: ROIC swung +24.6% (Q3 2025) to −45.2% (Q1 2026)—suggests underlying earnings instability or one-time charges.
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Available Research
13F Pro tracks comprehensive data for Brighthouse Financial, Inc. including:
Top Institutional Holders of BHF
BlackRock, Inc.
$315.7M5,272,940 shUBS Group AG
$223.6M3,734,476 shDIMENSIONAL FUND ADVISORS LP
$212.9M3,555,823 shDME Capital Management, LP
$170.2M2,842,100 shAMERICAN CENTURY COMPANIES INC
$155.2M2,592,405 shVANGUARD CAPITAL MANAGEMENT LLC
$153.9M2,569,674 shVANGUARD PORTFOLIO MANAGEMENT LLC
$149.6M2,499,064 shSTATE STREET CORP
$116.1M1,938,898 shMILLENNIUM MANAGEMENT LLC
$91.4M1,526,258 shMORGAN STANLEY
$77.1M1,287,236 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $315.7M | 5,272,940 |
| UBS Group AG | $223.6M | 3,734,476 |
| DIMENSIONAL FUND ADVISORS LP | $212.9M | 3,555,823 |
| DME Capital Management, LP | $170.2M | 2,842,100 |
| AMERICAN CENTURY COMPANIES INC | $155.2M | 2,592,405 |
| VANGUARD CAPITAL MANAGEMENT LLC | $153.9M | 2,569,674 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $149.6M | 2,499,064 |
| STATE STREET CORP | $116.1M | 1,938,898 |
| MILLENNIUM MANAGEMENT LLC | $91.4M | 1,526,258 |
| MORGAN STANLEY | $77.1M | 1,287,236 |
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Popular Research
Is BHF a good stock to buy?
13F Pro's AI-powered analysis of Brighthouse Financial, Inc. (BHF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BHF are available on the BHF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own BHF?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BHF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Brighthouse Financial, Inc.'s investment landscape.