Brighthouse Financial, Inc.(BHF)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Brighthouse Financial, Inc. (BHF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores BHF at 68.4/100 on a 32-signal composite quality model, placing it at rank #319 of 2,960 stocks — the top 25% of the AI-ranked universe. BHF scores in the top quartile across revenue growth (86.5), revenue scale (81.9). Areas of concern include earnings quality (8.0) and free cash flow (18.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Brighthouse Financial, Inc. reports quarterly revenue of $1.6B, net income of $981.0M. Top institutional holders of BHF by reported 13-F value include BlackRock, UBS Group AG, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. BHF trades on the Nasdaq exchange and files with the SEC under CIK 1685040. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BHF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Brighthouse Financial, Inc. directly from SEC EDGAR.
AI Quality Score
68.4/100
AI Rank
#319
Revenue
$1.6B
Net Income
$981.0M
BHF key financials by period
Brighthouse Financial, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$6.8B
$433.0M
7.0%
FY 2024
10-K
$4.7B
$388.0M
8.9%
FY 2023
10-K
$4.1B
$-1.1B
-35.8%
FY 2022
10-K
$6.9B
$3.9B
68.8%
FY 2021
10-K
$5.0B
$1.6B
40.4%
FY 2020
10-K
$8.5B
$-1.1B
-16.7%
Institutions holding BHF
Institutional investors reporting a position in Brighthouse Financial, Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-06 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Q2 adjusted earnings of $258M (+30% YoY) driven by higher net investment spread and lower insurance costs, though offset by unfavorable variable annuity and Shield embedded derivative performance.
Biggest Revenue Drivers
Net investment income$1,241M-3% YoY
Lower returns on other limited partnerships, partially offset by higher yields on long-term assets.
Universal life and investment-type product policy fees$570M+3% YoY
Higher fee income due to lower ceded COI fees consistent with favorable equity market returns in Life segment.
Biggest Revenue Drivers
Total revenue: $1,622M+86% YoY
Net investment income$1,241M-3% YoY
Lower returns on other limited partnerships, partially offset by higher yields on long-term assets.
Universal life and investment-type product policy fees$570M+3% YoY
Higher fee income due to lower ceded COI fees consistent with favorable equity market returns in Life segment.
Largest Expense Items
Policyholder benefits and claims$591M-17% YoY
Lower claims, net of reinsurance, in Run-off and Life segments.
Change in market risk benefits($1,370M) benefitFavorable vs. ($1,101M) benefit YoY
Favorable decreases in annuity guaranteed benefits liabilities due to increasing equity markets and interest rates.
Other expenses$449M+1% YoY
Higher deferred compensation expenses, partially offset by lower operational expenses.
Amortization of DAC and VOBA$157M+5% YoY
Higher amortization resulting primarily from changes in policyholder behavior in Annuities segment.
Margins: Adjusted gross margins improved as higher net investment spread and lower insurance-related costs were only partially offset by higher DAC amortization. Operating margins benefited from favorable market-driven changes in variable annuity guaranteed benefit liabilities, though embedded derivative losses on Shield products partially offset gains.
Watch Items from the Filing
Pending Aquarian merger closing conditions: insurance regulatory approvals in Delaware, New York and Massachusetts remain outstanding; share repurchase program suspended under Merger Agreement.
Variable annuity liabilities highly sensitive to equity market and interest rate movements; Q2 favorable mark-to-market of $1.3B can reverse quickly; net amount at risk on living benefits $5.6B.
Fixed maturity securities unrealized losses of $5.8B (7% of portfolio) due to prior interest rate increases; 97% investment grade but significant duration risk remains.
Two class action litigation matters (Richard A. Newton and Lawrence Martin) certified for breach of contract claims related to universal life COI rates; Lawrence Martin settlement ~$9.3M pending court approval.
Commercial real estate exposure through $11.9B mortgage loans (52% of total) and $5.8B CMBS; office properties represent 22% of commercial mortgage portfolio amid hybrid work trend.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
