SECURITY NATIONAL FINANCIAL CORP(SNFCA)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #1,456 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
SNFCA Stock Analysis & AI Quality Score
AI stock analysis and institutional research for SECURITY NATIONAL FINANCIAL CORP (SNFCA), a Financials sector company. 13F Pro's AI-powered ranking engine scores SNFCA at 50.4/100 on a 32-signal composite quality model, placing it at rank #1,456 of 2,879 stocks — the bottom half of the AI-ranked universe. SNFCA scores in the top quartile across free cash flow (75.4). Areas of concern include institutional flow (1.4) and revenue scale (31.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), SECURITY NATIONAL FINANCIAL CORP reports quarterly revenue of $79.7M, net income of $7.0M, an operating margin of 11.3%. Top institutional holders of SNFCA by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. SNFCA trades on the Nasdaq exchange and files with the SEC under CIK 318673. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SNFCA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SECURITY NATIONAL FINANCIAL CORP directly from SEC EDGAR. SECURITY NATIONAL FINANCIAL CORP's 13F Pro composite quality score has ranged between 40 and 57 since 2024, currently 50.4 — an improving long-term trajectory across 15 quarterly and live scoring snapshots.
Revenue
Q1 2026
$79.7M
Net Income
Q1 2026
$7.0M
Free Cash Flow
Q1 2026
$32.8M
Operating Margin
Q1 2026
11.3%
ROIC
Q1 2026
2.1%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+8.2% YoYNet Income
+121.8% YoYEPS (Diluted)
+116.9% YoYTotal Assets
+9.2% YoYTotal Debt
Op. Cash Flow
-15.5% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $344.6M +8.2% | $318.5M -18.3% | $389.7M -17.2% | $470.7M -2.2% | $481.5M +70.1% | $283.1M |
| Net Income | $32.2M +121.8% | $14.5M -43.6% | $25.7M -35.0% | $39.5M -28.9% | $55.6M +410.4% | $10.9M |
| EPS (Diluted) | $1.26 +116.9% | $0.58 -45.5% | $1.07 -37.8% | $1.71 -34.3% | $2.61 +372.4% | $0.55 |
| Total Assets | $1.56B +9.2% | $1.43B -2.1% | $1.46B -5.6% | $1.55B -0.1% | $1.55B +16.1% | $1.33B |
| Total Debt | — | — | — | $280.3M +10.5% | $253.8M | — |
| Operating Cash Flow | $45.5M -15.5% | $53.9M -58.7% | $130.5M -9.8% | $144.6M +211.6% | $-129.6M -71.5% | $-75.6M |
AI Insight: SNFCA Financial Trends
Q1 2026 operating cash flow surged to $33M — its highest in the dataset — even as revenue dipped to $80M, signaling strong cash conversion.
• Revenue has been range-bound between $79M and $90M across eight quarters, showing no meaningful growth trajectory.
• Equity expanded steadily from $326M in Q2 2024 to $426M in Q1 2026, a 31% increase over six quarters.
• Operating cash flow improved sharply to $33M in Q1 2026, up from $-8M in Q2 2025 and the highest reading in the dataset.
• Net income rose to $13M in Q4 2025 before normalizing to $7M in Q1 2026, consistent with prior Q1 seasonal patterns.
⚠ Operating cash flow swings wildly — from $-17M to $33M — raising questions about earnings quality and working-capital volatility.
⚠ Total debt data is absent across all periods; leverage picture is incomplete and warrants direct disclosure review.
⚠ Revenue has not grown meaningfully in eight quarters; any margin compression could quickly erode the modest net income base.
AI Insight: SNFCA Ratio Trends
Q4 2025 delivered peak margins (OpMargin 20.9%, ROIC 16.9%), but Q1 2026 reverted sharply, suggesting pronounced seasonality rather than structural improvement.
• Operating margin swung from 4.0% in Q4 2024 to 20.9% in Q4 2025, indicating strong year-over-year Q4 improvement.
• Sequential recovery from Q1 2025 (OpMargin 6.7%) through Q3 2025 (11.4%) shows a steady mid-year rebuilding trend.
• Q1 2026 OpMargin of 11.3% and ROIC of 8.5% are materially below Q4 2025 peaks of 20.9% and 16.9%, reflecting seasonal reset.
• TTM ROA of 2.2% and ROIC of 10.5% sit modestly below Q3 2024 highs of 3.2% and 17.6%, reflecting mixed trailing performance.
⚠ ROE dropped to 6.6% in Q1 2026 from 13.2% in Q4 2025 — monitor whether mid-year recovery pattern from 2025 repeats.
⚠ D/E data is absent across all periods; leverage visibility is zero, a key gap for assessing balance sheet risk.
⚠ Q4 outperformance (20.9% OpMargin) versus weak Q1 results is recurring — confirm whether structural or purely seasonal.
Get alerted when SNFCA's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for SECURITY NATIONAL FINANCIAL CORP including:
Top Institutional Holders of SNFCA
BlackRock, Inc.
$8.9M936,413 shDIMENSIONAL FUND ADVISORS LP
$7.5M793,553 shVANGUARD CAPITAL MANAGEMENT LLC
$7.1M752,095 shAMERIPRISE FINANCIAL INC
$6.9M730,502 shLHM, INC.
$6.8M717,508 shGEODE CAPITAL MANAGEMENT, LLC
$3.6M384,301 shVeradace Capital Management LLC
$3.3M353,055 shRBF Capital, LLC
$2.9M303,534 shBRIDGEWAY CAPITAL MANAGEMENT, LLC
$2.6M278,746 shRENAISSANCE TECHNOLOGIES LLC
$1.9M203,240 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $8.9M | 936,413 |
| DIMENSIONAL FUND ADVISORS LP | $7.5M | 793,553 |
| VANGUARD CAPITAL MANAGEMENT LLC | $7.1M | 752,095 |
| AMERIPRISE FINANCIAL INC | $6.9M | 730,502 |
| LHM, INC. | $6.8M | 717,508 |
| GEODE CAPITAL MANAGEMENT, LLC | $3.6M | 384,301 |
| Veradace Capital Management LLC | $3.3M | 353,055 |
| RBF Capital, LLC | $2.9M | 303,534 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2.6M | 278,746 |
| RENAISSANCE TECHNOLOGIES LLC | $1.9M | 203,240 |
More Financials Companies
View all Financials →Put SNFCA on your watchlist
Track score changes the day SECURITY NATIONAL FINANCIAL CORP files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is SNFCA a good stock to buy?
13F Pro's AI-powered analysis of SECURITY NATIONAL FINANCIAL CORP (SNFCA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SNFCA are available on the SNFCA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own SNFCA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SNFCA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SECURITY NATIONAL FINANCIAL CORP's investment landscape.