CITIZENS & NORTHERN CORP
Sector Allocation
- Other48.9%$214.1M
- Technology21.1%$92.2M
- Financials10.1%$44.2M
- Industrials4.3%$19.0M
- Consumer Discretionary4.3%$18.8M
- Healthcare3.6%$15.9M
- Consumer Staples2.7%$12.0M
- Energy1.9%$8.2M
- Materials1.6%$7.0M
- Communication Services0.8%$3.4M
AUM History
13fpro.ai/research/fund/citizens-and-northern-corp-810958
Conviction and streaks
Stable · top 10 = 52.3%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q2 2026
- Vanguard$59.1M
- iShares$28.2M
- Fidelity$27.9M
- iShares$24.0M
- iShares$16.8M
NVDA
$16.4MAAPL
$15.5M- State$14.1M
GOOG
$13.9M- iShares$12.8M
MSFT
$10.9M- Dimensional$10.6M
AMZN
$9.0MCZFS
$8.5MCZNC
$8.1MAMD
$7.4MJPM
$5.8MGLW
$5.0MMETA
$4.9M- Avantis$4.9M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/citizens-and-northern-corp-810958
CITIZENS & NORTHERN CORP 13F holdings — Q2 2026
$437.7M portfolio (+9.2% QoQ) · 117 holdings · Q2 2026 13F · top 10 are 52% of the stock portfolio
- 1
Vanguard Russell 1000 Growth ETF - VNG RUS1000GRW
$59.1M
13.5% of stocks
+20%This quarter—Since filed—HeldAIQuality—Est. buy— - 2
iShares Core MSCI Emerging Mkts ETF - CORE MSCI EMKT
$28.2M
6.4% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— - 3
Fidelity MSCI Real Estate Index ETF - MSCI RL EST ETF
$27.9M
6.4% of stocks
-15%This quarter—Since filed—HeldAIQuality—Est. buy— - 4
iShares North American Natural Resources ETF - NORTH AMERN NAT
$24.0M
5.5% of stocks
-9%This quarter—Since filed—HeldAIQuality—Est. buy— - 5
iShares S&P MidCap 400 Index Fd - CORE S&P MCP ETF
$16.8M
3.8% of stocks
-12%This quarter—Since filed—HeldAIQuality—Est. buy— $16.4M
3.8% of stocks
-1%This quarter+6.5%Since filed7+ qtrsHeld$15.5M
3.5% of stocks
-0.2%This quarter+3.0%Since filed7+ qtrsHeld- 8
State Street SPDR Portfolio S&P 400 Mid Cap ETF - ST STR P400MID
$14.1M
3.2% of stocks
-13%This quarter—Since filed—HeldAIQuality—Est. buy— $13.9M
3.2% of stocks
-2%This quarter-9.2%Since filed7+ qtrsHeld- 10
iShares JPMorgan USD Emerging Markets Bond ETF - JPMORGAN USD EMG
$12.8M
2.9% of stocks
-2%This quarter—Since filed—HeldAIQuality—Est. buy—
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Vanguard Russell 1000 Growth ETF - VNG RUS1000GRW | $59.1M | 13.5% | +20% | — | — | — | — | |
| 2 | iShares Core MSCI Emerging Mkts ETF - CORE MSCI EMKT | $28.2M | 6.4% | +2% | — | — | — | — | |
| 3 | Fidelity MSCI Real Estate Index ETF - MSCI RL EST ETF | $27.9M | 6.4% | -15% | — | — | — | — | |
| 4 | iShares North American Natural Resources ETF - NORTH AMERN NAT | $24.0M | 5.5% | -9% | — | — | — | — | |
| 5 | iShares S&P MidCap 400 Index Fd - CORE S&P MCP ETF | $16.8M | 3.8% | -12% | — | — | — | — | |
| 6 | $16.4M | 3.8% | -1% | +6.5% | 7+ qtrs | 86.0#3 | Estimated buy price is Pro: unlock with a free trial | ||
| 7 | $15.5M | 3.5% | -0.2% | +3.0% | 7+ qtrs | 75.7#88 | Estimated buy price is Pro: unlock with a free trial | ||
| 8 | State Street SPDR Portfolio S&P 400 Mid Cap ETF - ST STR P400MID | $14.1M | 3.2% | -13% | — | — | — | — | |
| 9 | $13.9M | 3.2% | -2% | -9.2% | 7+ qtrs | 77.7#61 | Estimated buy price is Pro: unlock with a free trial | ||
| 10 | iShares JPMorgan USD Emerging Markets Bond ETF - JPMORGAN USD EMG | $12.8M | 2.9% | -2% | — | — | — | — |
All holdings — CITIZENS & NORTHERN CORP (Q2 2026)
117 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | MICROSOFT CORP | Technology | $10.9M | 2.5% | 29K | -2% | 7+ qtrs | 79.8 | 13F | |
| 12 | — | Dimensional U.S. Core Equity 2 ETF - US COR EQU 2 ETFetf/fund | — | $10.6M | 2.4% | 238K | — | — | — | 13F |
| 13 | AMAZON COM INC | Consumer Discretionary | $9.0M | 2.1% | 38K | -3% | 7+ qtrs | 67.5 | 13F | |
| 14 | CITIZENS FINANCIAL SERVICES INC | Financials | $8.5M | 1.9% | 117K | — | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 15 | CITIZENS & NORTHERN CORP | Financials | $8.1M | 1.9% | 349K | -3% | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 16 | ADVANCED MICRO DEVICES INC | Technology | $7.4M | 1.7% | 13K | -17% | 7+ qtrsTrimmed 2 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 17 | JPMORGAN CHASE & CO | Financials | $5.8M | 1.3% | 18K | -12% | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 18 | CORNING INC /NY | Materials | $5.0M | 1.1% | 20K | — | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 19 | Meta Platforms, Inc. | Technology | $4.9M | 1.1% | 8,787 | -12% | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 20 | — | Avantis International Equity ETF - INTL EQT ETFetf/fund | — | $4.9M | 1.1% | 55K | — | — | — | 13F |
| 21 | Broadcom Inc. | Technology | $4.8M | 1.1% | 13K | +84% | 7+ qtrsAdded 3 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 22 | WELLS FARGO & COMPANY/MN | Financials | $4.3M | 1.0% | 52K | New | 1 qtr | AI quality score is Pro: unlock with a free trial | 13F | |
| 23 | CATERPILLAR INC | Industrials | $4.1M | 0.9% | 3,846 | -14% | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 24 | Mastercard Inc | Financials | $4.0M | 0.9% | 7,840 | -4% | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 25 | COSTCO WHOLESALE CORP /NEW | Consumer Staples | $4.0M | 0.9% | 4,291 | -0.3% | 7+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 26 | $XOM.R34088 | EXXON MOBIL CORP | Energy | $3.5M | 0.8% | 26K | -1% | |||
| 27 | $ADI | ANALOG DEVICES INC | Technology | $3.1M | 0.7% | 7,847 | -20% | |||
| 28 | — | iShares Barclays MBS Bond Fund ETF - MBS ETF | — | $2.9M | 0.7% | 31K | -15% | |||
| 29 | $KLAC | KLA CORP | Technology | $2.9M | 0.7% | 9,472 | +895% | |||
| 30 | $CSCO | CISCO SYSTEMS, INC. | Technology | $2.7M | 0.6% | 23K | -29% | |||
| 31 | $CVS | CVS HEALTH Corp | Healthcare | $2.7M | 0.6% | 26K | -4% | |||
| 32 | $PG | PROCTER & GAMBLE Co | Consumer Staples | $2.7M | 0.6% | 18K | -1% | |||
| 33 | $TJX | TJX COMPANIES INC /DE/ | Consumer Discretionary | $2.5M | 0.6% | 17K | -1% | |||
| 34 | $PANW | Palo Alto Networks Inc | Technology | $2.5M | 0.6% | 7,266 | -3% | |||
| 35 | $RTX | RTX Corp | Industrials | $2.4M | 0.6% | 13K | -8% | |||
| 36 | $C | CITIGROUP INC | Financials | $2.3M | 0.5% | 16K | -1% | |||
| 37 | $ETN | Eaton Corp plc | Industrials | $2.3M | 0.5% | 5,356 | -10% | |||
| 38 | $SCHW | SCHWAB CHARLES CORP | Financials | $2.3M | 0.5% | 25K | +15% | |||
| 39 | $SPY | SPDR S&P 500 ETF TRUST | — | $2.1M | 0.5% | 2,877 | — | |||
| 40 | $JNJ | JOHNSON & JOHNSON | Healthcare | $2.1M | 0.5% | 8,218 | +2% | |||
| 41 | $ORCL | ORACLE CORP | Technology | $2.1M | 0.5% | 14K | -2% | |||
| 42 | $GSK | GSK plc | Healthcare | $2.1M | 0.5% | 39K | -2% | |||
| 43 | $COR | Cencora, Inc. | Consumer Staples | $2.0M | 0.5% | 7,156 | +1% | |||
| 44 | $MDT | Medtronic plc | Healthcare | $2.0M | 0.5% | 26K | +14% | |||
| 45 | $HD | HOME DEPOT, INC. | Consumer Discretionary | $2.0M | 0.5% | 5,627 | -3% | |||
| 46 | $BA | BOEING CO | Industrials | $2.0M | 0.5% | 9,062 | -2% | |||
| 47 | $KO | COCA COLA CO | Consumer Staples | $1.9M | 0.4% | 23K | -2% | |||
| 48 | $GD | GENERAL DYNAMICS CORP | Industrials | $1.8M | 0.4% | 5,113 | -3% | |||
| 49 | $BX | Blackstone Inc. | Financials | $1.8M | 0.4% | 15K | -1% | |||
| 50 | — | Avantis US Equity ETF - US EQT ETF | — | $1.8M | 0.4% | 14K | — | |||
| 51 | $CRM | Salesforce, Inc. | Technology | $1.7M | 0.4% | 11K | +25% | |||
| 52 | $EMR | EMERSON ELECTRIC CO | Industrials | $1.7M | 0.4% | 12K | -12% | |||
| 53 | $FCX | FREEPORT-MCMORAN INC | Materials | $1.7M | 0.4% | 27K | +5% | |||
| 54 | $SLB | SLB LIMITED/NV | Energy | $1.6M | 0.4% | 35K | -0.7% | |||
| 55 | $BIIB | BIOGEN INC. | Healthcare | $1.5M | 0.3% | 6,943 | -3% | |||
| 56 | $KKR | KKR & Co. Inc. | Financials | $1.5M | 0.3% | 16K | -0.7% | |||
| 57 | $NEE | NEXTERA ENERGY INC | Utilities | $1.5M | 0.3% | 17K | -2% | |||
| 58 | $TPR | TAPESTRY, INC. | Consumer Discretionary | $1.4M | 0.3% | 9,887 | +0.9% | |||
| 59 | $AMT | AMERICAN TOWER CORP /MA/ | Real Estate | $1.4M | 0.3% | 8,767 | -0.1% | |||
| 60 | $UNP | UNION PACIFIC CORP | Industrials | $1.4M | 0.3% | 5,049 | — | |||
| 61 | $MDLZ | Mondelez International, Inc. | Consumer Staples | $1.4M | 0.3% | 24K | -2% | |||
| 62 | $BMY | BRISTOL MYERS SQUIBB CO | Healthcare | $1.4M | 0.3% | 24K | +24% | |||
| 63 | $OVV | Ovintiv Inc. | Energy | $1.4M | 0.3% | 26K | +14% | |||
| 64 | — | State Street SPDR Dow Jones Industrial Average ETF Trust - UT SER 1 | — | $1.3M | 0.3% | 2,543 | — | |||
| 65 | $NFLX | NETFLIX INC | Communication Services | $1.2M | 0.3% | 17K | +59% | |||
| 66 | $CVX | CHEVRON CORP | Energy | $1.2M | 0.3% | 7,408 | -2% | |||
| 67 | $DIS | Walt Disney Co | Communication Services | $1.2M | 0.3% | 13K | -3% | |||
| 68 | $GS | GOLDMAN SACHS GROUP INC | Financials | $1.2M | 0.3% | 1,185 | New | |||
| 69 | $BDX | BECTON DICKINSON & CO | Healthcare | $1.2M | 0.3% | 7,783 | +26% | |||
| 70 | $PYPL | PayPal Holdings, Inc. | Financials | $1.2M | 0.3% | 27K | -3% | |||
| 71 | $PFE | PFIZER INC | Healthcare | $1.2M | 0.3% | 48K | -1% | |||
| 72 | $YUM | YUM BRANDS INC | Consumer Discretionary | $1.1M | 0.3% | 7,052 | +2% | |||
| 73 | $PCAR | PACCAR INC | Industrials | $1.1M | 0.3% | 9,187 | +21% | |||
| 74 | $ZBH | ZIMMER BIOMET HOLDINGS, INC. | Healthcare | $1.1M | 0.2% | 12K | +0.4% | |||
| 75 | $ICE | Intercontinental Exchange, Inc. | Financials | $979K | 0.2% | 7,950 | -3% | |||
| 76 | — | Avantis Emerging Markets Equity ETF - AVANTIS EMGMKT | — | $979K | 0.2% | 10K | — | |||
| 77 | — | iShares Trust Russell 1000 Growth ETF - RUS 1000 GRW ETF | — | $948K | 0.2% | 7,638 | +276% | |||
| 78 | $MTB | M&T BANK CORP | Financials | $867K | 0.2% | 3,642 | — | |||
| 79 | $ADBE | ADOBE INC. | Technology | $809K | 0.2% | 3,944 | -3% | |||
| 80 | $MCD | MCDONALDS CORP | Consumer Discretionary | $796K | 0.2% | 2,946 | -4% | |||
| 81 | $BBWI | Bath & Body Works, Inc. | Consumer Discretionary | $770K | 0.2% | 33K | -0.1% | |||
| 82 | — | State Street SPDR Portfolio Long Term Treasury ETF - ST LON TREAS ETF | — | $767K | 0.2% | 29K | -11% | |||
| 83 | — | State Street SPDR Portfolio Short Term Treasury ETF - ST SHO TREAS ETF | — | $764K | 0.2% | 26K | -6% | |||
| 84 | $BRK.B | BERKSHIRE HATHAWAY INC | Financials | $725K | 0.2% | 1,449 | — | |||
| 85 | $IBM | INTERNATIONAL BUSINESS MACHINES CORP | Technology | $712K | 0.2% | 2,532 | -9% | |||
| 86 | $VZ | VERIZON COMMUNICATIONS INC | Communication Services | $707K | 0.2% | 17K | +8% | |||
| 87 | $ACN | Accenture plc | Technology | $701K | 0.2% | 5,633 | -0.8% | |||
| 88 | $INTU | INTUIT INC. | Technology | $695K | 0.2% | 2,664 | +2% | |||
| 89 | — | Vanguard Dividend Appreciation Index ETF - DIV APP ETF | — | $678K | 0.1% | 2,866 | — | |||
| 90 | $NKE | NIKE, Inc. | Consumer Discretionary | $676K | 0.1% | 16K | -3% | |||
| 91 | — | iShares Russell 1000 Value ETF - RUS 1000 VAL ETF | — | $674K | 0.1% | 2,781 | -8% | |||
| 92 | — | DFA Dimensional International Core Equity 2 ETF - INTL CORE EQUITY | — | $646K | 0.1% | 17K | — | |||
| 93 | — | iShares Short-Term National Muni Bond ETF - SHRT NAT MUN ETF | — | $631K | 0.1% | 5,929 | — | |||
| 94 | $DE | DEERE & CO | Industrials | $558K | 0.1% | 880 | — | |||
| 95 | — | DFA Dimensional Emerging Markets Core Equity 2 ETF - EMERGING MKTS CO | — | $522K | 0.1% | 13K | — | |||
| 96 | $CMI | CUMMINS INC | Industrials | $430K | 0.1% | 603 | — | |||
| 97 | $LLY | ELI LILLY & Co | Healthcare | $403K | 0.1% | 336 | -14% | |||
| 98 | $ROK | ROCKWELL AUTOMATION, INC | Industrials | $330K | 0.1% | 666 | — | |||
| 99 | $DGX | QUEST DIAGNOSTICS INC | Healthcare | $326K | 0.1% | 1,540 | -0.6% | |||
| 100 | $ITW | ILLINOIS TOOL WORKS INC | Industrials | $324K | 0.1% | 1,198 | -37% | |||
| 101 | $DOV | DOVER Corp | Industrials | $314K | 0.1% | 2,000 | — | |||
| 102 | $NFG | NATIONAL FUEL GAS CO | Energy | $310K | 0.1% | 4,012 | — | |||
| 103 | — | iShares Core S&P 500 ETF - CORE S&P500 ETF | — | $303K | 0.1% | 405 | — | |||
| 104 | $GOOGL | Alphabet Inc. | Technology | $288K | 0.1% | 807 | — | |||
| 105 | $T | AT&T INC. | Communication Services | $263K | 0.1% | 13K | -25% | |||
| 106 | — | Vanguard REIT Index ETF - REAL ESTATE ETF | — | $259K | 0.1% | 2,683 | — | |||
| 107 | $NSC | NORFOLK SOUTHERN CORP | Industrials | $249K | 0.1% | 793 | -38% | |||
| 108 | $LOW | LOWES COMPANIES INC | Consumer Discretionary | $244K | 0.1% | 1,105 | — | |||
| 109 | $CRS | CARPENTER TECHNOLOGY CORP | Materials | $236K | 0.1% | 382 | New | |||
| 110 | — | Vanguard Tax-Exempt Bond Index ETF - TAX EXEMPT BD | — | $228K | 0.1% | 4,503 | — | |||
| 111 | $PGR | PROGRESSIVE CORP/OH/ | Financials | $220K | 0.1% | 1,009 | New | |||
| 112 | $GWW | W.W. GRAINGER, INC. | Consumer Discretionary | $214K | 0.1% | 157 | New | |||
| 113 | $TXN | TEXAS INSTRUMENTS INC | Technology | $213K | 0.1% | 713 | New | |||
| 114 | $BOKF | BOK FINANCIAL CORP | Financials | $211K | 0.1% | 1,520 | New | |||
| 115 | $CBU | COMMUNITY FINANCIAL SYSTEM, INC. | Financials | $207K | 0.1% | 3,083 | New | |||
| 116 | — | Vanguard Mid-Cap ETF - MID CAP ETF | — | $204K | 0.1% | 2,528 | New | |||
| 117 | $IMO | IMPERIAL OIL LTD | Energy | $202K | 0.1% | 1,800 | — |
What changed in Q2 2026
Against the previous quarter's 13F: 9 new, 21 added to, 61 trimmed, 11 sold out. Share-count changes; largest moves by dollar size first.
New positions (9)
$WFCWELLS FARGO & COMPANY/MN$4.3M
first bought this quarter
$GSGOLDMAN SACHS GROUP INC$1.2M
first bought this quarter
$CRSCARPENTER TECHNOLOGY CORP$236K
first bought this quarter
$PGRPROGRESSIVE CORP/OH/$220K
first bought this quarter
$GWWW.W. GRAINGER, INC.$214K
first bought this quarter
$TXNTEXAS INSTRUMENTS INC$213K
first bought this quarter
+3 more in the Excel export
Added to (21)
- Vanguard Russell 1000 Growth ETF - VNG RUS1000GRW+20%
now $59.1M
$KLACKLA CORP+895%
now $2.9M · held 2 qtrs
$AVGOBroadcom Inc.+84%
now $4.8M · held 7+ qtrs, 3 adds in a row
- iShares Trust Russell 1000 Growth ETF - RUS 1000 GRW ETF+276%
now $948K
- iShares Core MSCI Emerging Mkts ETF - CORE MSCI EMKT+2%
now $28.2M
$NFLXNETFLIX INC+59%
now $1.2M · held 3 qtrs
+15 more in the Excel export
Trimmed (61)
- Fidelity MSCI Real Estate Index ETF - MSCI RL EST ETF-15%
now $27.9M
- iShares S&P MidCap 400 Index Fd - CORE S&P MCP ETF-12%
now $16.8M
- iShares North American Natural Resources ETF - NORTH AMERN NAT-9%
now $24.0M
- State Street SPDR Portfolio S&P 400 Mid Cap ETF - ST STR P400MID-13%
now $14.1M
now $7.4M · held 7+ qtrs, 2 trims in a row
$CSCOCISCO SYSTEMS, INC.-29%
now $2.7M · held 7+ qtrs
+55 more in the Excel export
Sold out (11)
- Vanguard Total International Bond Index Fund ETFwas $1.2M
$MRSHMARSH & MCLENNAN COMPANIES, INC.was $1.1M
held 6+ qtrs
- iShares iBoxx $ High Yield Corp Bond ETFwas $873K
- iShares Barclays TIPS Bond Fundwas $611K
$ROPROPER TECHNOLOGIES INCwas $395K
held 6+ qtrs
$ABTABBOTT LABORATORIESwas $347K
+5 more in the Excel export
Holdings by quarter
Every 13F CITIZENS & NORTHERN CORP has filed, 41 earlier quarters. Pick one to see what it held then.
Is it too late to follow CITIZENS & NORTHERN?
Q2 2026 13F filed with the SEC on Jul 17, 2026. Prices are closing prices as of Oct 26, 2026.
Average quality of CITIZENS & NORTHERN's top 20 holdings: 74/100 (our AI quality score, weighted by position size; 20 of the 20 are scored)
Top 10 since filing
+6.6%
Value-weighted move of the 10 largest stock positions
Turnover
6%
Last quarter; 16% over the last 4
Top 10 weight
52%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
89%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q4 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
CITIZENS & NORTHERN CORP disclosed 117 positions worth $437.7M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 9 new positions and exited 11 — including a new stake in $WFC. The portfolio is most concentrated in Other (48.9% of disclosed assets). All figures are sourced directly from CITIZENS & NORTHERN CORP’s Form 13F-HR filing with the SEC under CIK 810958.
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AI-Powered Hedge Fund Analysis: CITIZENS & NORTHERN CORP
13F Pro is an AI hedge fund tracker and stock research platform. For CITIZENS & NORTHERN CORP (SEC CIK: 810958), the platform ingests every quarterly Form 13F filing and applies AI-powered analysis on top — 10 specialized AI analysts (value, growth, momentum, macro, activist, and more) debate the fund's top positions and publish AI-generated analysis with cited SEC sources.
Every holding in CITIZENS & NORTHERN CORP's portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.