CITIZENS & NORTHERN CORP(CZNC)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated 2026-06-30.

CITIZENS & NORTHERN CORP (CZNC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores CZNC at 52.7/100 on a 32-signal composite quality model, placing it at rank #1,440 of 2,962 stocks — the top half of the AI-ranked universe. CZNC scores in the top quartile across free cash flow (85.2), earnings quality (75.3). Areas of concern include revenue scale (19.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), CITIZENS & NORTHERN CORP reports quarterly revenue of $39.4M, net income of $14.1M, free cash flow of $15.3M. Top institutional holders of CZNC by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. CZNC trades on the Nasdaq exchange and files with the SEC under CIK 810958. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CZNC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CITIZENS & NORTHERN CORP directly from SEC EDGAR.