CITIZENS FINANCIAL SERVICES INC CZFS

About CITIZENS FINANCIAL SERVICES INC (CZFS): stock profile, AI score and financials

CITIZENS FINANCIAL SERVICES INC (CZFS) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores CZFS at 52.3/100 on a composite quality score built from its SEC filings, placing it at rank #1,486 of 2,925 stocks — the bottom half of the AI-ranked universe. CZFS scores in the top quartile across profitability (94.8), free cash flow (85.5). Areas of concern include revenue scale (18.4) and earnings quality (26.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 21.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), CITIZENS FINANCIAL SERVICES INC reports quarterly revenue of $29.7M, net income of $10.2M, an operating margin of 41.5%. Top institutional holders of CZFS by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. CZFS trades on the Nasdaq exchange and files with the SEC under CIK 739421. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CZFS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CITIZENS FINANCIAL SERVICES INC directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 739421 →