CITIZENS FINANCIAL SERVICES INC(CZFS)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated 2026-06-30.

CITIZENS FINANCIAL SERVICES INC (CZFS) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores CZFS at 55.6/100 on a 32-signal composite quality model, placing it at rank #1,243 of 2,962 stocks — the top half of the AI-ranked universe. CZFS scores in the top quartile across profitability (95.1), free cash flow (85.1). Areas of concern include revenue scale (17.9) and earnings quality (28.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 21.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), CITIZENS FINANCIAL SERVICES INC reports quarterly revenue of $29.7M, net income of $10.2M, free cash flow of $-376.0K. Top institutional holders of CZFS by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. CZFS trades on the Nasdaq exchange and files with the SEC under CIK 739421. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CZFS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CITIZENS FINANCIAL SERVICES INC directly from SEC EDGAR.