FIRST UNITED CORP/MD/(FUNC)Stock Analysis

FUNC Stock Analysis & AI Quality Score

AI stock analysis and institutional research for FIRST UNITED CORP/MD/ (FUNC), a Financials sector company. 13F Pro's AI-powered ranking engine scores FUNC at 35.6/100 on a 32-signal composite quality model, placing it at rank #2,135 of 2,879 stocks — the bottom half of the AI-ranked universe. FUNC scores in the top quartile across earnings quality (87.8). Areas of concern include revenue growth (30.0) and profitability (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 28.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), FIRST UNITED CORP/MD/ reports quarterly revenue of $23.4M, net income of $6.7M, an operating margin of 37.8%. Top institutional holders of FUNC by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. FUNC trades on the Nasdaq exchange and files with the SEC under CIK 763907. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FUNC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST UNITED CORP/MD/ directly from SEC EDGAR. FIRST UNITED CORP/MD/'s 13F Pro composite quality score has ranged between 33 and 62 since 2025, currently 35.6 — a declining long-term trajectory across 10 quarterly and live scoring snapshots.