What is the 13F Pro Quality Score for AXP?

13F Pro ranks AMERICAN EXPRESS CO (AXP) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View AXP's current score at https://13fpro.ai/company/AXP (free sign-up required for the full ranking).

Which hedge funds own the most AXP stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of AXP include BERKSHIRE HATHAWAY, BlackRock,, VANGUARD CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/AXP as soon as new 13F filings post.

Where does 13F Pro source AXP data?

All AMERICAN EXPRESS CO fundamentals and ownership data come directly from SEC EDGAR. AMERICAN EXPRESS CO files with the SEC under CIK 4962. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is AXP in?

AMERICAN EXPRESS CO (AXP) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives AXP's revenue?

Per AMERICAN EXPRESS CO's latest 10-Q filed with the SEC on 2026-07-24, the biggest revenue drivers are: U.S. Consumer Services ($4,346M); Commercial Services ($3,097M); International Card Services ($2,051M). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/AXP.

What are AXP's largest expenses?

AMERICAN EXPRESS CO's latest 10-Q reports these as the largest expense items: Card Member rewards ($5,051M, +9% YoY); Salaries and employee benefits ($2,344M, +9% YoY); Card Member services ($1,949M, +50% YoY). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is AXP research updated on 13F Pro?

AXP's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

AMERICAN EXPRESS CO(AXP)Stock Analysis

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SEC EDGAR: CIK 4962 AXP stock profile & AI dashboard →

13F Pro Quality Score

69.4/100

Rank #266 of 2,961 stocksTOP 10%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

59.9/100

Profitability

73.4/100

Balance Sheet

64.0/100

Earnings Quality

70.9/100

Free Cash Flow

72.6/100

Institutional Flow

56.0/100

Revenue Scale

97.9/100

Dilution Risk

49.1/100

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Why AXP Scores 69/100

exact factor attribution · 2026-09-11

AXP's composite is driven by scale and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+9.6 pts

98th pct

Profitability

+4.7 pts

73th pct

Free cash flow

+3.4 pts

73th pct

Revenue growth

+2.6 pts

60th pct

Earnings quality

+2.1 pts

71th pct

Capital efficiency

+1.9 pts

64th pct

Institutional flow

+0.4 pts

56th pct

Earnings growth

+0.3 pts

54th pct

Shareholder dilution

-0.1 pts

49th pct

Latest change (2026-07-28): 73 → 71 · ↓ Earnings growth 59→46; ↓ Institutional flow 45→37

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

AXP Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for AMERICAN EXPRESS CO (AXP), a Financials sector company. 13F Pro's AI-powered ranking engine scores AXP at 69.4/100 on a 32-signal composite quality model, placing it at rank #266 of 2,961 stocks — the top 10% of the AI-ranked universe. AXP scores in the top quartile across revenue scale (97.9). Shareholder dilution risk is elevated at 49.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), AMERICAN EXPRESS CO reports quarterly revenue of $19.6B, net income of $3.1B, an operating margin of 20.7%. Top institutional holders of AXP by reported 13-F value include BERKSHIRE HATHAWAY, BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. AXP trades on the NYSE exchange and files with the SEC under CIK 4962. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AXP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for AMERICAN EXPRESS CO directly from SEC EDGAR. AMERICAN EXPRESS CO's 13F Pro composite quality score has ranged between 43 and 79 since 2021, currently 69.4 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about AMERICAN EXPRESS CO

Quirks, history, and lore behind AXP — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · mega-cap · listed on the NYSE · headquartered in New York City.
2
The Numbers
Annual revenue in the range of $60 billion, driven largely by net interest income and card fees — it serves tens of millions of cardholders worldwide.
3
The History
Founded in 1850 originally as an express mail and freight business — the same era that gave us the Pony Express — before pivoting hard into financial services.
4
The Secret
Unlike most card networks, it actually lends its own money to cardholders and acts as its own bank — making it both the network and the issuer in one.
5
The Lore
It invented the charge card in 1958 and later launched the iconic Centurion Card — the all-black card whispered about at airport lounges — reportedly made of titanium.
6
The Giveaway
Don't leave home without it — their green, gold, and black cards have been in wallets since the Eisenhower era, and Warren Buffett has held a massive stake for decades.

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What's Driving AXP's Business? Latest 10-Q Breakdown

✓ 23/23 datapoints verified

AI-extracted from AMERICAN EXPRESS CO's 10-Q filed 2026-07-24 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Billed business grew 9% and total revenues net of interest expense rose 10% to $19,637 million, lifting net income to $3.1 billion, or $4.53 per share.

Biggest Revenue Drivers

U.S. Consumer Services$4,346M

Billed business grew 11 percent, driven by premium card portfolios including acceleration in the U.S. Platinum portfolio

Commercial Services$3,097M

Billed business grew 5 percent, reflecting an acceleration in growth from U.S. small and mid-sized enterprise Card Members

Biggest Revenue Drivers

Total revenue: $11.2B

U.S. Consumer Services$4,346M

Billed business grew 11 percent, driven by premium card portfolios including acceleration in the U.S. Platinum portfolio

Commercial Services$3,097M

Billed business grew 5 percent, reflecting an acceleration in growth from U.S. small and mid-sized enterprise Card Members

International Card Services$2,051M

Billed business grew 13 percent on strong spend growth across geographies and customer types; fastest-growing segment

Global Merchant and Network Services$1,728M

Network volumes of $516.8 billion grew 9 percent; network partnership revenue rose on higher volumes

Largest Expense Items

Card Member rewards$5,051M+9% YoY

Membership Rewards and cash back up $277 million and cobrand rewards up $155 million, driven by higher billed business

Salaries and employee benefits$2,344M+9% YoY

Primarily driven by higher compensation and incentive costs

Card Member services$1,949M+50% YoY

Higher usage of Card Member benefits and the new U.S. Platinum benefits

Business development$1,755M+10% YoY

Increased partner payments and higher client incentives, driven by higher network volumes

Margins: Total expenses rose 12 percent versus 10 percent revenue growth, but a 23 percent drop in credit provisions lifted pretax income 15 percent; net interest yield expanded to 8.1 percent from 7.9 percent.

Watch Items from the Filing

Company expects an enforcement action on anti-money laundering programs, which could include civil money penalties and lead to further regulatory inquiries.
KServicing Wind Down Corp. seeks to recover up to approximately $746 million over the Kabbage acquisition; estimated range of possible loss on disclosed matters is zero to $260 million.
IRS Notice proposes about $185 million of additional federal tax for 2017-2018 plus roughly $50 million of penalties, and may seek similar adjustments for later years.
Commercial Services billed business grew only 5 percent, and management expects moderation in spend growth as it exits small business cobrand held-for-sale portfolios.
Credit improved: provisions fell 23 percent to $1,084 million on a $190 million reserve release, with the 2.0 percent net write-off rate stable and delinquencies down to 1.2 percent.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$19.6B

Net Income

Q2 2026

$3.1B

Free Cash Flow

Q2 2026

$4.5B

Operating Margin

Q2 2026

20.7%

ROIC

Q2 2026

17.4%

D/E Ratio

Q2 2026

1.72

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+9.5% YoY

$72.23BFY 2025

FY22 $52.86BFY23 $60.52BFY24 $65.95BFY25 $72.23B

Net Income

+7.0% YoY

$10.83BFY 2025

FY22 $7.51BFY23 $8.37BFY24 $10.13BFY25 $10.83B

EPS (Diluted)

+9.8% YoY

$15.38FY 2025

FY22 $9.85FY23 $11.21FY24 $14.01FY25 $15.38

Total Assets

+10.5% YoY

$300.05BFY 2025

FY22 $228.35BFY23 $261.11BFY24 $271.46BFY25 $300.05B

Total Debt

+13.1% YoY

$57.76BFY 2025

FY22 $43.92BFY23 $49.16BFY24 $51.09BFY25 $57.76B

Op. Cash Flow

+31.2% YoY

$18.43BFY 2025

FY22 $21.08BFY23 $18.56BFY24 $14.05BFY25 $18.43B

Free Cash Flow

+31.8% YoY

$16.00BFY 2025

FY22 $19.22BFY23 $17.00BFY24 $12.14BFY25 $16.00B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$72.23B +9.5%	$65.95B +9.0%	$60.52B +14.5%	$52.86B +24.7%	$42.38B +17.4%	$36.09B
Net Income	$10.83B +7.0%	$10.13B +21.0%	$8.37B +11.4%	$7.51B -6.8%	$8.06B +157.1%	$3.13B
EPS (Diluted)	$15.38 +9.8%	$14.01 +25.0%	$11.21 +13.8%	$9.85 -1.7%	$10.02 +165.8%	$3.77
Total Assets	$300.05B +10.5%	$271.46B +4.0%	$261.11B +14.3%	$228.35B +20.8%	$189.00B -1.0%	$191.00B
Total Debt	$57.76B +13.1%	$51.09B +3.9%	$49.16B +11.9%	$43.92B +7.3%	$40.92B -8.7%	$44.83B
Operating Cash Flow	$18.43B +31.2%	$14.05B -24.3%	$18.56B -12.0%	$21.08B +43.9%	$14.64B +161.9%	$5.59B
Free Cash Flow	$16.00B +31.8%	$12.14B -28.6%	$17.00B -11.6%	$19.22B +46.8%	$13.10B +218.4%	$4.11B

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Available Research

13F Pro tracks comprehensive data for AMERICAN EXPRESS CO including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of AXP

BERKSHIRE HATHAWAY INC
$51.3B151,610,700 sh
BlackRock, Inc.
$14.2B42,006,392 sh
VANGUARD CAPITAL MANAGEMENT LLC
$11.9B35,215,521 sh
STATE STREET CORP
$9.8B29,095,803 sh
JPMORGAN CHASE & CO
$7.0B20,459,941 sh
GEODE CAPITAL MANAGEMENT, LLC
$4.7B14,019,549 sh
MORGAN STANLEY
$4.4B13,121,109 sh
Fisher Asset Management, LLC
$3.2B9,426,671 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$3.0B8,739,519 sh
NORGES BANK
$2.7B7,985,867 sh

Fund	Value	Shares
BERKSHIRE HATHAWAY INC	$51.3B	151,610,700
BlackRock, Inc.	$14.2B	42,006,392
VANGUARD CAPITAL MANAGEMENT LLC	$11.9B	35,215,521
STATE STREET CORP	$9.8B	29,095,803
JPMORGAN CHASE & CO	$7.0B	20,459,941
GEODE CAPITAL MANAGEMENT, LLC	$4.7B	14,019,549
MORGAN STANLEY	$4.4B	13,121,109
Fisher Asset Management, LLC	$3.2B	9,426,671
VANGUARD PORTFOLIO MANAGEMENT LLC	$3.0B	8,739,519
NORGES BANK	$2.7B	7,985,867

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Is AXP a good stock to buy?

13F Pro's AI-powered analysis of AMERICAN EXPRESS CO (AXP) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for AXP are available on the AXP stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. AXP is classified as a mega company.

Which hedge funds own AXP?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling AXP. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of AMERICAN EXPRESS CO's investment landscape.