Chubb Ltd(CB)Stock Analysis
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This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
CB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Chubb Ltd (CB), a Financials sector company. CB is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Chubb Ltd reports quarterly revenue of $14.8B, net income of $2.3B, an operating margin of 20.3%. Top institutional holders of CB by reported 13-F value include BERKSHIRE HATHAWAY, BlackRock,, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. CB trades on the NYSE exchange and files with the SEC under CIK 896159. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Chubb Ltd directly from SEC EDGAR.
Revenue
Q1 2026
$14.8B
Net Income
Q1 2026
$2.3B
Free Cash Flow
Q1 2026
$3.9B
Operating Margin
Q1 2026
20.3%
D/E Ratio
Q1 2026
0.24
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+21.7% YoYNet Income
+5.9% YoYEPS (Diluted)
+13.3% YoYTotal Assets
+15.3% YoYTotal Debt
-10.3% YoYOp. Cash Flow
+13.3% YoY| Metric | FY 2023 | FY 2021 | FY 2020 | FY 2019 | FY 2017 | FY 2015 |
|---|---|---|---|---|---|---|
| Revenue | $49.73B +21.7% | $40.87B +13.5% | $35.99B +5.3% | $34.19B +6.0% | $32.24B +69.8% | $18.99B |
| Net Income | $9.03B +5.9% | $8.53B +141.3% | $3.53B -20.7% | $4.45B +15.4% | $3.86B +36.2% | $2.83B |
| EPS (Diluted) | $21.80 +13.3% | $19.24 +147.0% | $7.79 -19.8% | $9.71 +18.6% | $8.19 -5.0% | $8.62 |
| Total Assets | $230.68B +15.3% | $200.05B +4.9% | $190.77B +7.8% | $176.94B +5.9% | $167.02B +63.3% | $102.31B |
| Total Debt | $14.49B -10.3% | $16.17B +8.2% | $14.95B +0.6% | $14.86B +18.2% | $12.57B +33.9% | $9.39B |
| Operating Cash Flow | $12.63B +13.3% | $11.15B +14.0% | $9.79B +54.3% | $6.34B +40.8% | $4.50B +16.5% | $3.86B |
AI Insight: CB Financial Trends
Chubb's Q1 2026 net income of $2,320M marks a 74% rebound from the Q1 2025 dip, while equity hits a record $73,788M, signaling structural earnings recovery.
• Revenue grew from $13,835M in Q2 2024 to $16,148M in Q3 2025, though Q1 2026 pulled back to $14,773M — a typical seasonal pattern.
• Net income surged year-over-year: Q1 2026's $2,320M is 74% above Q1 2025's $1,331M trough, the weakest quarter in the dataset.
• Equity expanded steadily from $61,038M in Q2 2024 to $73,788M in Q1 2026, a cumulative gain of roughly $12.75B over seven quarters.
• Operating cash flow declined from $4,565M in Q4 2024 to $3,947M in Q1 2026, remaining well above the Q1 2025 anomaly of $1,566M.
⚠ Total debt rose to $17,470M in Q1 2026 from $14,508M in Q1 2025 — a 20% increase that warrants monitoring against equity growth.
⚠ Q1 2025 operating cash flow collapsed to $1,566M vs. $4,565M the prior quarter — any recurrence would be a red flag.
⚠ Revenue has yet to sustain above $16B; whether Q3 2025's $16,148M peak represents a new floor or an outlier remains to be seen.
AI Insight: CB Ratio Trends
Chubb's profitability surged through mid-2025 but Q1 2026 shows a sharp sequential pullback across all return metrics, mirroring the Q1 2025 dip — likely seasonal but worth watching.
• Operating margin improved materially from 19.6% in Q2 2024 to a peak of 25.1% in Q2 2025, reflecting sustained underwriting discipline.
• ROE on a TTM basis reached 15.3%, up from 14.6% in Q2 2024, signaling steady full-cycle return improvement.
• Leverage remains conservative and stable; D/E held in a tight 0.22–0.25 range across all reported periods.
⚠ Q1 2026 OpMargin dropped to 20.3% and ROIC fell to 13.1%, the sharpest sequential decline since the Q1 2025 trough of 8.3%.
⚠ Q1 quarters consistently underperform — Q1 2025 ROIC hit 8.3% vs. 15.8% in Q4 2024 — confirming material seasonal or catastrophe-loss exposure each first quarter.
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Top Institutional Holders of CB
BERKSHIRE HATHAWAY INC
$11.2B34,249,183 shBlackRock, Inc.
$9.1B27,888,703 shVANGUARD CAPITAL MANAGEMENT LLC
$7.6B23,255,968 shSTATE STREET CORP
$5.5B16,706,179 shGQG Partners LLC
$4.0B12,418,796 shFMR LLC
$4.0B12,222,474 shGEODE CAPITAL MANAGEMENT, LLC
$3.0B9,119,205 shVANGUARD PORTFOLIO MANAGEMENT LLC
$2.9B8,932,609 shMASSACHUSETTS FINANCIAL SERVICES CO /MA/
$2.1B6,514,984 shWELLINGTON MANAGEMENT GROUP LLP
$2.1B6,308,944 sh
| Fund | Value | Shares |
|---|---|---|
| BERKSHIRE HATHAWAY INC | $11.2B | 34,249,183 |
| BlackRock, Inc. | $9.1B | 27,888,703 |
| VANGUARD CAPITAL MANAGEMENT LLC | $7.6B | 23,255,968 |
| STATE STREET CORP | $5.5B | 16,706,179 |
| GQG Partners LLC | $4.0B | 12,418,796 |
| FMR LLC | $4.0B | 12,222,474 |
| GEODE CAPITAL MANAGEMENT, LLC | $3.0B | 9,119,205 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2.9B | 8,932,609 |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | $2.1B | 6,514,984 |
| WELLINGTON MANAGEMENT GROUP LLP | $2.1B | 6,308,944 |
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Is CB a good stock to buy?
13F Pro's AI-powered analysis of Chubb Ltd (CB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CB are available on the CB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own CB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Chubb Ltd's investment landscape.