TRAVELERS COMPANIES, INC.(TRV)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
TRAVELERS COMPANIES, INC. (TRV) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores TRV at 75.9/100 on a 32-signal composite quality model, placing it at rank #92 of 2,960 stocks — the top 5% of the AI-ranked universe. TRV scores in the top quartile across revenue scale (96.8), institutional flow (95.6), profitability (80.9). Based on the latest XBRL financial filings (Q2 2026), TRAVELERS COMPANIES, INC. reports quarterly revenue of $12.2B, net income of $2.2B, an operating margin of 22.8%. Top institutional holders of TRV by reported 13-F value include BlackRock, STATE STREET, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. TRV trades on the NYSE exchange and files with the SEC under CIK 86312. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TRV daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for TRAVELERS COMPANIES, INC. directly from SEC EDGAR.
AI Quality Score
75.9/100
AI Rank
#92
Revenue
$12.2B
Net Income
$2.2B
Operating Margin
22.8%
TRV key financials by period
TRAVELERS COMPANIES, INC. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$48.8B
$6.3B
16.0%
FY 2024
10-K
$46.4B
$5.0B
13.3%
FY 2023
10-K
$41.4B
$3.0B
8.2%
FY 2022
10-K
$36.9B
$2.8B
9.1%
FY 2021
10-K
$34.8B
$3.7B
12.8%
FY 2020
10-K
$32.0B
$2.7B
10.1%
Institutions holding TRV
Institutional investors reporting a position in TRAVELERS COMPANIES, INC. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-17 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Q2 2026 net income rose 46% to $2.21B as catastrophe losses fell to $518M from $927M and net favorable prior year reserve development rose to $578M, driving the combined ratio to 83.6%.
Biggest Revenue Drivers
Business Insurance$6,543M
Earned premiums of $5.55B were $6 million higher than 2025; net investment income rose 15% to $762 million
Personal Insurance$4,375M-4% YoY
Earned premiums fell 5% to $4.15 billion; 2025 included $172 million from the divested Canadian operations
Biggest Revenue Drivers
Total revenue: $12,153M
Business Insurance$6,543M
Earned premiums of $5.55B were $6 million higher than 2025; net investment income rose 15% to $762 million
Personal Insurance$4,375M-4% YoY
Earned premiums fell 5% to $4.15 billion; 2025 included $172 million from the divested Canadian operations
Within Personal Insurance
Domestic Automobile (Personal)$1,897M
Earned premiums declined from $1,980 million; net written premiums decreased 6% on lower renewal premium changes
Bond & Specialty Insurance$1,175M
Earned premiums up 3%, reflecting prior-quarter net written premium increases including longer duration surety bonds and multi-year management liability policies
Within Bond & Specialty Insurance
Surety (domestic net written premiums)$480M
Domestic net written premiums grew, with new business premiums increasing over the same period of 2025
Largest Expense Items
Claims and claim adjustment expenses$5,922M-13% YoY
Higher net favorable prior year reserve development, lower catastrophe losses, lower business volumes and the Canadian divestiture, partly offset by loss cost trends
Amortization of deferred acquisition costs$1,786M-1% YoY
Decrease generally consistent with the decrease in earned premiums
General and administrative expenses$1,565M+1% YoY
Increase primarily reflected normal quarter-to-quarter variability
Interest expense$113M
Compared with $99 million in the second quarter of 2025
Margins: Combined ratio improved 6.7 points to 83.6%, with catastrophe losses contributing 4.9 points versus 8.5 points and reserve development providing 5.4 points of benefit. The underlying combined ratio improved 0.6 points on lower Personal Insurance losses.
Watch Items from the Filing
Earned premiums fell 2% to $10.75B; Personal Insurance net written premiums dropped 8% (4% excluding the divested Canadian business) and active domestic policies fell to 8.2 million from 8.6 million.
Asbestos gross reserves of $1.53B with net paid losses of $140M in the first six months; the filing states additional liabilities in excess of current reserves cannot be reasonably estimated.
Bond & Specialty underlying combined ratio worsened 1.8 points to 82.8%, primarily reflecting a loss event in the international management liability business.
Net pre-tax unrealized investment loss on fixed maturities widened to $2.48B ($1.96B after-tax) from $1.86B at year-end 2025 on higher interest rates.
Returned $1.58B of capital in the quarter ($1.31B repurchases, $266M dividends), with $3.92B of repurchase capacity remaining and debt-to-capital of 21.5%.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
