ALLSTATE CORP(ALL)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
ALLSTATE CORP (ALL) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores ALL at 78.5/100 on a 32-signal composite quality model, placing it at rank #54 of 2,961 stocks — the top 5% of the AI-ranked universe. ALL scores in the top quartile across revenue scale (97.9), balance sheet strength (87.5), profitability (82.8). Areas of concern include earnings quality (28.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), ALLSTATE CORP reports quarterly revenue of $18.6B, net income of $3.3B, an operating margin of 17.6%. Top institutional holders of ALL by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. ALL trades on the NYSE exchange and files with the SEC under CIK 899051. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ALL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ALLSTATE CORP directly from SEC EDGAR.
AI Quality Score
78.5/100
AI Rank
#54
Revenue
$18.6B
Net Income
$3.3B
Free Cash Flow
$2.6B
Operating Margin
17.6%
ALL key financials by period
ALLSTATE CORP reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$67.7B
$10.3B
19.4%
FY 2024
10-K
$64.1B
$4.7B
9.0%
FY 2023
10-K
$57.1B
$-188.0M
-0.6%
FY 2022
10-K
$51.4B
$-1.3B
—
FY 2021
10-K
$50.6B
$1.6B
—
FY 2020
10-K
$41.9B
$5.6B
—
Institutions holding ALL
Institutional investors reporting a position in ALLSTATE CORP on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-05 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Allstate reported Q2 2026 net income of $3.24B (+56% YoY) driven by higher underwriting income, $1.72B catastrophe losses, and $1.06B investment gains on equity valuations.
Biggest Revenue Drivers
Property and casualty insurance premiums$15.7B+4.2% YoY
Increased from growth in auto and homeowners policies in force, partially offset by lower brokered solutions premiums.
Net gains on investments and derivatives$1.1Bvs $(144)M loss YoY
Primarily valuation gains on equity securities totaling $1.18B, partially offset by losses on sales of fixed income securities and derivatives.
Biggest Revenue Drivers
Total revenue: $18.6B+11.8% YoY
Property and casualty insurance premiums$15.7B+4.2% YoY
Increased from growth in auto and homeowners policies in force, partially offset by lower brokered solutions premiums.
Net gains on investments and derivatives$1.1Bvs $(144)M loss YoY
Primarily valuation gains on equity securities totaling $1.18B, partially offset by losses on sales of fixed income securities and derivatives.
Net investment income$1.0B+33.8% YoY
Higher from increased average investment balances and improved performance-based investment returns.
Other revenue$728M-2.5% YoY
Includes Protection Services revenues and other miscellaneous income.
Largest Expense Items
Property and casualty insurance claims and claims expense$9.9B-3.8% YoY
Decreased primarily due to lower catastrophe losses ($1.72B vs $1.99B) and benefit of prior year reserve releases.
Amortization of deferred policy acquisition costs$2.2B+6.1% YoY
Increased due to higher earned premiums and growth at Protection Plans.
Operating costs and expenses$2.3B+8.4% YoY
Increased primarily from higher advertising and legal expenses, partially offset by operating leverage from premium growth.
Income tax expense$871M+44.1% YoY
Higher due to increased pre-tax income.
Margins: Combined ratio improved to 86.6% in Q2 2026 from 91.1% YoY, primarily due to lower catastrophe losses and $692M in prior year reserve releases, partially offset by a 1.0 point increase in the expense ratio from higher advertising and legal costs. The loss ratio benefited significantly from favorable auto severity and large loss experience in specialty lines.
Watch Items from the Filing
Catastrophe exposure remains material: $1.72B in Q2 2026 losses vs $1.99B YoY. Ten-year average effect of catastrophes on combined ratio is 13.5 points. Modeled 1-in-100 annual probable maximum loss (net of reinsurance) is ~$3.2B.
Auto reserve releases of $639M in Q2 2026 (51% from accident year 2025, 33% from 2023-2024) indicate favorable loss development, but claim severity still elevated from medical costs and attorney representation trending higher than prior year.
Homeowners business pressures: Company stopped writing new business in Florida and completed non-renewals in Q2 2026; limited new homeowners underwriting in California. Growth limited without regulatory/legislative reforms enabling risk-adjusted returns.
Protection Services adjusted net income declined 11.7% YoY to $53M; lower margins on major appliances at Protection Plans offset by growth in policies in force (+4.1% YoY).
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
