What is the 13F Pro Quality Score for HIG?

13F Pro ranks HARTFORD INSURANCE GROUP, INC. (HIG) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View HIG's current score at https://13fpro.ai/company/HIG (free sign-up required for the full ranking).

Which hedge funds own the most HIG stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of HIG include BlackRock,, VANGUARD CAPITAL MANAGEMENT, STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/HIG as soon as new 13F filings post.

Where does 13F Pro source HIG data?

All HARTFORD INSURANCE GROUP, INC. fundamentals and ownership data come directly from SEC EDGAR. HARTFORD INSURANCE GROUP, INC. files with the SEC under CIK 874766. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is HIG in?

HARTFORD INSURANCE GROUP, INC. (HIG) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives HIG's revenue?

Per HARTFORD INSURANCE GROUP, INC.'s latest 10-Q filed with the SEC on 2026-07-23, the biggest revenue drivers are: Business Insurance ($4,244M); Employee Benefits ($1,913M, +8% YoY); Group disability ($980M). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/HIG.

How often is HIG research updated on 13F Pro?

HIG's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

HARTFORD INSURANCE GROUP, INC.(HIG)Stock Analysis

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13F Pro Quality Score

71.6/100

Rank #177 of 2,961 stocksTOP 10%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

51.2/100

Profitability

76.4/100

Balance Sheet

70.3/100

Earnings Quality

58.9/100

Free Cash Flow

72.9/100

Institutional Flow

64.6/100

Revenue Scale

94.9/100

Dilution Risk

75.3/100

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Why HIG Scores 72/100

exact factor attribution · 2026-09-11

HIG's composite is driven by scale and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+9.0 pts

95th pct

Profitability

+5.3 pts

76th pct

Free cash flow

+3.4 pts

73th pct

Capital efficiency

+2.7 pts

70th pct

Shareholder dilution

+1.7 pts

75th pct

Earnings growth

+1.6 pts

75th pct

Institutional flow

+1.0 pts

65th pct

Earnings quality

+0.9 pts

59th pct

Revenue growth

+0.3 pts

51th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

HIG Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for HARTFORD INSURANCE GROUP, INC. (HIG), a Financials sector company. 13F Pro's AI-powered ranking engine scores HIG at 71.6/100 on a 32-signal composite quality model, placing it at rank #177 of 2,961 stocks — the top 10% of the AI-ranked universe. HIG scores in the top quartile across revenue scale (94.9), profitability (76.4). Based on the latest XBRL financial filings (Q2 2026), HARTFORD INSURANCE GROUP, INC. reports quarterly revenue of $7.3B, net income of $1.3B, an operating margin of 17.0%. Top institutional holders of HIG by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. HIG trades on the NYSE exchange and files with the SEC under CIK 874766. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HIG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HARTFORD INSURANCE GROUP, INC. directly from SEC EDGAR. HARTFORD INSURANCE GROUP, INC.'s 13F Pro composite quality score has ranged between 61 and 81 since 2024, currently 71.6 — a stable long-term trajectory across 55 quarterly and live scoring snapshots.

What's Driving HIG's Business? Latest 10-Q Breakdown

✓ 36/36 datapoints verified

AI-extracted from HARTFORD INSURANCE GROUP, INC.'s 10-Q filed 2026-07-23 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total revenues rose 8% to $7,263M and net income available to common rose 31% to $1,293M, but P&C underwriting gain fell $93M as favorable prior-year development shrank to $111M from $187M.

Biggest Revenue Drivers

Business Insurance$4,244M

Earned pricing increases across the majority of lines of business and an increase in new business; earned premiums up 7%.

Employee Benefits$1,913M+8% YoY

Higher new business sales across all products, increased exposure on existing accounts, and persistency in excess of 90%.

Biggest Revenue Drivers

Total revenue: $7,263M+8% YoY

Business Insurance$4,244M

Earned pricing increases across the majority of lines of business and an increase in new business; earned premiums up 7%.

Employee Benefits$1,913M+8% YoY

Higher new business sales across all products, increased exposure on existing accounts, and persistency in excess of 90%.

Within Employee Benefits

Group disability$980M

Largest Employee Benefits product line; fully insured ongoing premiums grew on new sales and exposure growth.

Personal Insurance$1,008M

Earned premiums fell 3%, driven by automobile as a decline in policies in-force was partially offset by earned pricing increases.

P&C Other Operations$23M

Run-off segment; revenue consists of net investment income of $22M and net realized gains.

Largest Expense Items

Benefits, losses and loss adjustment expenses$4,081M+10% YoY

P&C current accident year loss and LAE before catastrophes up $140M and $76M less favorable prior accident year development; Employee Benefits losses up $141M.

Insurance operating costs and other expenses$1,215M+7% YoY

Loss on disposal of real estate sold in the quarter, higher staffing and technology costs, and higher P&C commissions on increased business volume.

Amortization of deferred policy acquisition costs$669M+7% YoY

Driven by Business Insurance, reflecting an increase in earned premiums across all lines of business.

Margins: Property & Casualty combined ratio deteriorated 2.6 points; Business Insurance combined ratio rose to 91.4 from 87.0 on less favorable prior-year development, while Personal Insurance improved to 90.1 from 94.1.

Watch Items from the Filing

NICO suspended further payments under the asbestos & environmental ADC pending arbitration; $814M deferred gain remains and net Run-off A&E reserves are $281M.
Business Insurance added $46M to general liability reserves (legacy sexual molestation/abuse, excess casualty large losses) and $26M to commercial automobile liability in the quarter.
Employee Benefits group disability loss ratio rose to 74.8% from 68.5% on higher claim incidence and less favorable long-term disability claim recoveries.
Personal auto policies in-force fell to 990 thousand from 1,121 thousand; AARP members accounted for $798M of earned premiums versus $841M a year ago.
Board approved a new $4.2B share repurchase authorization for August 1, 2026 through December 31, 2028, with $648M still remaining under the current program.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$7.3B

Net Income

Q2 2026

$1.3B

Free Cash Flow

Q2 2026

$1.1B

Operating Margin

Q2 2026

17.0%

ROIC

Q2 2026

20.5%

D/E Ratio

Q2 2026

0.22

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+6.9% YoY

$28.37BFY 2025

FY22 $22.36BFY23 $24.53BFY24 $26.54BFY25 $28.37B

Net Income

+23.3% YoY

$3.84BFY 2025

FY22 $1.82BFY23 $2.50BFY24 $3.11BFY25 $3.84B

EPS (Diluted)

+28.7% YoY

$13.32FY 2025

FY22 $5.46FY23 $7.97FY24 $10.35FY25 $13.32

Total Assets

+6.3% YoY

$86.03BFY 2025

FY22 $73.01BFY23 $76.78BFY24 $80.92BFY25 $86.03B

Total Debt

+0.1% YoY

$4.37BFY 2025

FY22 $4.36BFY23 $4.36BFY24 $4.37BFY25 $4.37B

Op. Cash Flow

+0.2% YoY

$5.92BFY 2025

FY22 $4.01BFY23 $4.22BFY24 $5.91BFY25 $5.92B

Free Cash Flow

-0.2% YoY

$5.75BFY 2025

FY22 $3.83BFY23 $4.00BFY24 $5.76BFY25 $5.75B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$28.37B +6.9%	$26.54B +8.2%	$24.53B +9.7%	$22.36B -0.1%	$22.39B +9.1%	$20.52B
Net Income	$3.84B +23.3%	$3.11B +24.2%	$2.50B +37.7%	$1.82B -23.3%	$2.37B +36.5%	$1.74B
EPS (Diluted)	$13.32 +28.7%	$10.35 +29.9%	$7.97 +46.0%	$5.46 -17.8%	$6.64 +39.5%	$4.76
Total Assets	$86.03B +6.3%	$80.92B +5.4%	$76.78B +5.2%	$73.01B -4.7%	$76.58B +3.3%	$74.11B
Total Debt	$4.37B +0.1%	$4.37B +0.1%	$4.36B +0.1%	$4.36B -11.9%	$4.94B +13.6%	$4.35B
Operating Cash Flow	$5.92B +0.2%	$5.91B +40.0%	$4.22B +5.3%	$4.01B -2.1%	$4.09B +5.7%	$3.87B
Free Cash Flow	$5.75B -0.2%	$5.76B +43.9%	$4.00B +4.5%	$3.83B -3.2%	$3.96B +5.4%	$3.76B

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Available Research

13F Pro tracks comprehensive data for HARTFORD INSURANCE GROUP, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of HIG

BlackRock, Inc.
$4.1B30,690,101 sh
VANGUARD CAPITAL MANAGEMENT LLC
$2.4B17,884,756 sh
STATE STREET CORP
$2.1B16,070,450 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$2.1B15,733,919 sh
FMR LLC
$1.4B10,504,786 sh
GEODE CAPITAL MANAGEMENT, LLC
$1.1B8,241,043 sh
Invesco Ltd.
$751.0M5,667,341 sh
DIMENSIONAL FUND ADVISORS LP
$634.5M4,787,638 sh
NORDEA INVESTMENT MANAGEMENT AB
$605.7M4,541,062 sh
NORGES BANK
$580.3M4,379,119 sh

Fund	Value	Shares
BlackRock, Inc.	$4.1B	30,690,101
VANGUARD CAPITAL MANAGEMENT LLC	$2.4B	17,884,756
STATE STREET CORP	$2.1B	16,070,450
VANGUARD PORTFOLIO MANAGEMENT LLC	$2.1B	15,733,919
FMR LLC	$1.4B	10,504,786
GEODE CAPITAL MANAGEMENT, LLC	$1.1B	8,241,043
Invesco Ltd.	$751.0M	5,667,341
DIMENSIONAL FUND ADVISORS LP	$634.5M	4,787,638
NORDEA INVESTMENT MANAGEMENT AB	$605.7M	4,541,062
NORGES BANK	$580.3M	4,379,119

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Is HIG a good stock to buy?

13F Pro's AI-powered analysis of HARTFORD INSURANCE GROUP, INC. (HIG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for HIG are available on the HIG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. HIG is classified as a large company.

Which hedge funds own HIG?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling HIG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of HARTFORD INSURANCE GROUP, INC.'s investment landscape.