Ally Financial Inc.(ALLY)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Ally Financial Inc. (ALLY) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores ALLY at 64.5/100 on a 32-signal composite quality model, placing it at rank #536 of 2,961 stocks — the top 25% of the AI-ranked universe. ALLY scores in the top quartile across free cash flow (95.8), earnings quality (89.6), revenue scale (84.8). Areas of concern include revenue growth (37.6) and balance sheet strength (39.1), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Ally Financial Inc. reports quarterly revenue of $2.3B, net income of $410.0M. Top institutional holders of ALLY by reported 13-F value include BlackRock, BERKSHIRE HATHAWAY, HARRIS ASSOCIATES L P, based on the most recent SEC filings. ALLY trades on the NYSE exchange and files with the SEC under CIK 40729. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ALLY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Ally Financial Inc. directly from SEC EDGAR.
AI Quality Score
64.5/100
AI Rank
#536
Revenue
$2.3B
Net Income
$410.0M
ALLY key financials by period
Ally Financial Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$7.9B
$852.0M
13.3%
FY 2024
10-K
$8.2B
$668.0M
10.2%
FY 2023
10-K
$8.2B
$957.0M
13.4%
FY 2022
10-K
$8.4B
$1.7B
27.8%
FY 2021
10-K
$8.2B
$3.1B
47.0%
FY 2020
10-K
$6.7B
$1.1B
21.1%
Institutions holding ALLY
Institutional investors reporting a position in Ally Financial Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-23 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Ally reported Q2 FY2026 net income from continuing operations of $410M ($1.19 diluted EPS), up 16% YoY, as higher net financing revenue offset a 12% rise in credit-loss provisions to $430M.
Biggest Revenue Drivers
Insurance operations$248M
Primarily noninsurance contracts (VSC, GAP, VMC) revenue of $245M plus brokered/agent commissions.
Automotive Finance operations$37M
Driven by remarketing fee income of $30M.
Biggest Revenue Drivers
Total revenue: $310M
Insurance operations$248M
Primarily noninsurance contracts (VSC, GAP, VMC) revenue of $245M plus brokered/agent commissions.
Automotive Finance operations$37M
Driven by remarketing fee income of $30M.
Corporate and Other$25M
Includes brokerage commissions and other revenue of $18M and banking fees/interchange income of $6M.
Largest Expense Items
Other operating expenses$653M+4% YoY
Largest components are insurance commissions ($150M) and technology and communications ($108M).
Compensation and benefits expense$458M+7% YoY
Contributed to higher total noninterest expense in the quarter.
Provision for credit losses$430M+12% YoY
Primarily driven by portfolio growth within the consumer automotive portfolio, partially offset by lower net charge-offs.
Insurance losses and loss adjustment expenses$208M+2% YoY
Current-year losses of $342M partially offset by $13M of favorable prior-year reserve development.
Margins: Net financing revenue and other interest income rose 11% YoY on higher average earning assets and lower interest expense from lower benchmark rates, while total noninterest expense grew 5% on higher compensation and operating costs.
Watch Items from the Filing
Ally redeemed all $1,350M of 4.700% Series B preferred stock and issued $1,000M of 7.100% Series D preferred stock, raising the cost of preferred capital.
Provision for credit losses rose 12% YoY to $430M, driven by growth in the consumer automotive loan portfolio.
$1,226M of finance receivables and loans were on nonaccrual status at June 30, 2026, including $1,122M in consumer automotive.
A Board-authorized $2.0 billion multi-year share repurchase program remains active, with $148M of common stock repurchased in the quarter.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
